Gavop's guide to buying homeowners insurance in Bloomingdale, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bloomingdale, FL - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Culbreath Cove Ct, Herlong Ct, Greenhollow Ln, Mallory Point Dr, Stonewood Dr, Walden View Dr, Fortuna Dr, Dunaire Dr, Fallon Ct, Hickory Branch Ct | $454,000 | $430,000 | $500,000-$600,000 | $206,000 | $180,000 | $200,000-$250,000 |
| Myrtle Rd, Currys Landing Trl, Carter Oaks Dr, Arley Pl, River Dr, Ballybawn Ln, Regal River Rd, Sweetleaf Ct, Allwood Ave, Isle of Palms Dr | $299,500 | $260,000 | $300,000-$350,000 | $192,500 | $170,000 | $150,000-$175,000 |
| Emberwood Dr, Blackwood Pl, Wynnwood Dr, Vista River Dr, River Meadow Ct, Hanover Hill Dr, Valle Vista Dr, Eagle Bluff Dr, Hill Dr, Lyncrest Ct | $311,000 | $270,000 | $300,000-$350,000 | $192,000 | $160,000 | $200,000-$250,000 |
| Ridgecliff Dr, Pine Grove Dr, King Dr, Estelle Ave, Holland Dr, Riverfield Ct, Mendocina Way, Silkwood Pl, Levonshire Pl, Stove Pl | $262,500 | $250,000 | $250,000-$300,000 | $187,000 | $170,000 | $200,000-$250,000 |
| Spring Way Cir, Windell Pl, Windy Cir, Colusa Ln, Pine Ln, Erindale Dr, Caliente Dr, Stone Lake Pl, Cedar Grove Dr, Cloverhill Ct | $362,000 | $320,000 | $350,000-$400,000 | $259,000 | $240,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $840 |
| Superior Protection Discount | -$99 | $890 |
| Fire & Security Discount | -$79 | $910 |
| Hail Resistant Roof Discount | -$20 | $969 |
| Newly Constructed Home Discount | -$198 | $791 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hillsborough County | $1,500 | $1,432 | $2,932 | $1,040 | $2,540 | $391 |
| Bloomingdale, FL | $2,500 | $977 | $3,477 | $710 | $3,210 | $267 |
| Ruskin, FL | $200 | $1,339 | $1,539 | $973 | $1,173 | $366 |
| St. Petersburg, FL | $2,500 | $1,004 | $3,504 | $729 | $3,229 | $274 |
| Lealman, FL | $400 | $760 | $1,160 | $552 | $952 | $208 |
| Fussels Corner, FL | $700 | $679 | $1,379 | $493 | $1,193 | $186 |
| Fort Meade, FL | $100 | $685 | $785 | $498 | $598 | $187 |
| West Lealman, FL | $1,500 | $801 | $2,301 | $582 | $2,082 | $219 |
| Lake Alfred, FL | $300 | $828 | $1,128 | $602 | $902 | $226 |
| New Port Richey East, FL | $2,500 | $945 | $3,445 | $686 | $3,186 | $258 |
| Holmes Beach, FL | $500 | $809 | $1,309 | $588 | $1,088 | $221 |
| Fruitville, FL | $1,000 | $1,033 | $2,033 | $751 | $1,751 | $282 |
| Home Insurance Company Bloomingdale, FL | Homeowners Insurance Agency Bloomingdale, FL | Address | Popularity Score | Distance from Bloomingdale (miles) |
|---|---|---|---|---|
| Travelers | Southshore Insurance Professionals Llc | 1219 Millennium Pkwy Ste 106, Brandon, FL, 33511 | 4.4 | |
| State Farm | Melissa Snively | 16209 Fishhawk Blvd, Lithia, FL, 33547-3954 | 3.4 | |
| State Farm | Maria Maranda | 607 W Lumsden Rd, Brandon, FL, 33511-5911 | 3.7 | |
| Allstate | John Clarkson | 12307 Boyette Rd, Riverview, FL, 33569 | 2.4 | |
| Allstate | Stephen Briggs | 611 E Bloomingdale Ave Ste D, Brandon, FL, 33511 | 1.4 | |
| State Farm | Everett Nolte | 1214 Oakfield Dr, Brandon, FL, 33511-4918 | 4.6 | |
| State Farm | Tom Miller | 616 W Brandon Blvd, Brandon, FL, 33511-5006 | 4.6 | |
| Allstate | Marta Rodriguez | 10621 Tucker Jones Rd, Riverview, FL, 33578 | 5.4 | |
| Travelers | L&M Insurance Group Inc | 10013 Water Works Lane, Riverview, FL, 33578 | 5.7 | |
| Travelers | Sarasota Insurance Services Inc | 3737 Bahia Vista St #3, Sarasota, FL, 34232 | 40.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Hillsborough County, FL | $179,500 | $1,449 | $1,130 | $1,940 | $810 |
| Bloomingdale, FL | $210,500 | $989 | $770 | $1,320 | $550 |
| Ruskin, FL | $163,700 | $1,355 | $1,060 | $1,820 | $760 |
| St. Petersburg, FL | $152,300 | $1,016 | $790 | $1,360 | $570 |
| Lealman, FL | $76,400 | $769 | $600 | $1,030 | $430 |
| Fussels Corner, FL | $50,500 | $687 | $540 | $920 | $380 |
| Fort Meade, FL | $63,100 | $693 | $540 | $930 | $390 |
| West Lealman, FL | $83,700 | $811 | $630 | $1,090 | $460 |
| Lake Alfred, FL | $115,100 | $838 | $650 | $1,120 | $470 |
| New Port Richey East, FL | $82,300 | $956 | $750 | $1,280 | $530 |
| Holmes Beach, FL | $511,700 | $819 | $640 | $1,100 | $460 |
| Fruitville, FL | $226,800 | $1,046 | $820 | $1,400 | $580 |