Gavop shows you how to buy homeowners insurance in Hornell, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Hornell, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Summer St, E Elm St, Haskell Rd, Platt St, Hillside Pl, Front St, Marick Park Dr, Crescent St, Dennis Ave, Canisteo St Exd | $96,000 | $80,000 | $75,000-$100,000 | $75,500 | $70,000 | $75,000-$100,000 |
| State Rte 961F, W Vanscoter St, Van Campen Rd, Dineen Rd, New Main St, Henry St, Evans Rd, Loder St, Madison Ave, Duane St | $72,000 | $60,000 | $75,000-$100,000 | $51,000 | $50,000 | $50,000-$75,000 |
| Co Rd 48, Rockwell St, Circle Dr, Willow St, Walnut St, Tobes Hill Rd, Peach St, Elmwood Ave, Beyea Rd, Sanatarium Rd | $96,500 | $80,000 | $75,000-$100,000 | $93,000 | $80,000 | $75,000-$100,000 |
| Belle Haven Rd, Adams Ave, Co Rte 64, Oak Hill St, Rural Ave, Co Rd 70A, Woolever St, Maple Ct, Olin Rd, Maplewood Ave | $110,000 | $100,000 | $100,000-$125,000 | $117,000 | $100,000 | $125,000-$150,000 |
| Brickman Ln, Blaine Ln, Hogan Dr, Fairlawn St, Seward St, Canisteo St, Patton Rd, Honey Run Hill, Hakes Ave, Saterlee Hill Rd | $112,500 | $100,000 | $100,000-$125,000 | $63,000 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$184 | $784 |
| Superior Protection Discount | -$97 | $871 |
| Fire & Security Discount | -$97 | $871 |
| Hail Resistant Roof Discount | -$19 | $949 |
| Newly Constructed Home Discount | -$271 | $697 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,440 |
| Hail Damage | $4,900 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,553 |
| Home Insurance Company Hornell, NY | Homeowners Insurance Agency Hornell, NY | Address | Popularity Score | Distance from Hornell (miles) |
|---|---|---|---|---|
| Travelers | W J Farmer Insurance Agency Llc | 106c John Street, Horseheads, NY, 14845 | 44.4 | |
| Travelers | Rink Partridge Agency Inc | 360 Seneca Rd, Hornell, NY, 14843 | 1.2 | |
| Allstate | Jeremy Drader | 7635 Main Fishers, Fishers, NY, 14453 | 48.5 | |
| Allstate | Michelle Cornell Hulbert | 11 Genesee St, Hornell, NY, 14843 | 0.2 | |
| Allstate | Mark Pogue | 1720 W State St, Olean, NY, 14760 | 44.0 | |
| State Farm | Dave Palma | 176 Main St, Hornell, NY, 14843-1526 | 0.1 | |
| Allstate | The Weast Agency | 2 Park Sq, Franklinville, NY, 14737 | 40.8 | |
| Allstate | The Wensel Agency | 128 Main St, Dansville, NY, 14437 | 16.3 | |
| State Farm | Bonnie Collins | 376 S Main St, Elmira, NY, 14904-1343 | 47.1 | |
| State Farm | Elizabeth Skokowski | 10 W Buffalo St, Warsaw, NY, 14569-1209 | 37.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,620 | $840 |
| Steuben County, NY | $95,300 | $1,215 | $890 | $1,680 | $790 |
| Hornell, NY | $66,200 | $968 | $670 | $1,350 | $680 |
| Woodsville, NY | $61,300 | $606 | $440 | $870 | $430 |
| Independence, NY | $74,200 | $595 | $400 | $840 | $440 |
| Belfast, NY | $77,800 | $594 | $420 | $840 | $420 |
| Knoxville, PA | $85,500 | $557 | $370 | $800 | $430 |
| Livonia Center, NY | $165,300 | $675 | $490 | $960 | $470 |
| Middlebury, PA | $201,600 | $802 | $580 | $1,110 | $530 |
| West Bloomfield, NY | $120,400 | $603 | $400 | $830 | $430 |
| Tioga County, PA | $139,400 | $663 | $480 | $950 | $470 |
| West Branch, PA | $152,200 | $710 | $510 | $1,020 | $510 |
| Roulette, PA | $87,300 | $562 | $400 | $800 | $400 |