Gavop shows you how to buy homeowners insurance in Sturbridge, MA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Sturbridge, MA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Glendale Rd, Hamilton Rd, Ponton St, Bates Hill Rd, Meadow View Ln, Shumway Hill Rd, Farquhar Rd, Fairview Park Rd, Jamieson Rd, Cooper Rd | $259,000 | $220,000 | $200,000-$250,000 | $251,000 | $210,000 | $250,000-$300,000 |
| Clark Rd Exd, Shepard Pl, Collette Rd, Old Mashpaug Rd, Village Green, Hunter Ln, Old Sturbridge Village Rd, Plimpton Ave, Chamberlain Ave, No 10 Rd | $269,000 | $240,000 | $200,000-$250,000 | $272,500 | $230,000 | $250,000-$300,000 |
| Leadmine Rd, Pleasant Pkwy, Juniper Ave, Streeter Rd, Meadow Vw, Leadmine Ln, Lauren Ln, Carey Rd, Poplar Ave, Draper Woods | $180,500 | $160,000 | $175,000-$200,000 | $228,000 | $210,000 | $250,000-$300,000 |
| Willow Ave, Laflamme Ln, Lakewood Trl, Bullough Rd, Bentwood Dr, McGregory Rd, Old Hamilton Rd Exd, Putnam Rd, Cherry Brook Cir, Sturbridge Hills Rd | $358,500 | $290,000 | $300,000-$350,000 | $249,000 | $230,000 | $250,000-$300,000 |
| Ridge Hill Rd, Big Alum, Badger Rd, Laurel Hill Rd, Betsy Ross Cir, Wedgewood Rd, Park Cir, Old Sturbridge Rd, Summit Ave, Harding Ln | $251,500 | $230,000 | $200,000-$250,000 | $246,000 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $714 |
| Superior Protection Discount | -$83 | $747 |
| Fire & Security Discount | -$91 | $739 |
| Hail Resistant Roof Discount | -$17 | $814 |
| Newly Constructed Home Discount | -$183 | $648 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Worcester County | $700 | $1,012 | $1,712 | $735 | $1,435 | $276 |
| Sturbridge, MA | $1,500 | $820 | $2,320 | $596 | $2,096 | $224 |
| Windham, CT | $500 | $746 | $1,246 | $542 | $1,042 | $204 |
| Canterbury, CT | $1,500 | $782 | $2,282 | $568 | $2,068 | $214 |
| Berlin, MA | $400 | $1,511 | $1,911 | $1,098 | $1,498 | $413 |
| Smithfield, RI | $1,000 | $1,013 | $2,013 | $736 | $1,736 | $277 |
| Lancaster, MA | $500 | $947 | $1,447 | $688 | $1,188 | $259 |
| Marlborough, CT | $2,000 | $964 | $2,964 | $700 | $2,700 | $263 |
| North Attleborough, MA | $400 | $936 | $1,336 | $680 | $1,080 | $256 |
| Wethersfield, CT | $1,000 | $843 | $1,843 | $613 | $1,613 | $230 |
| East Hampton, CT | $300 | $863 | $1,163 | $627 | $927 | $236 |
| East Greenwich, RI | $1,500 | $1,047 | $2,547 | $761 | $2,261 | $286 |
| Home Insurance Company Sturbridge, MA | Homeowners Insurance Agency Sturbridge, MA | Address | Popularity Score | Distance from Sturbridge (miles) |
|---|---|---|---|---|
| Travelers | Kw Insurance Agency Llc | 414 Washington St, Dedham, MA, 2026 | 47.9 | |
| Travelers | Mainstream Insurance Agency Inc | 704 Southbridge St, Worcester, MA, 1610 | 17.1 | |
| Travelers | Marc Alkes Insurance | 1405 Main Street, Worcester, MA, 1603 | 15.3 | |
| Travelers | Nrt Insurance Agency Inc | 52 Second Ave 3rd Fl, Waltham, MA, 2451 | 46.8 | |
| Travelers | Andrew J Howard | 1163 Washington St, Norwood, MA, 2062 | 45.6 | |
| Travelers | Northbridge Insurance Agency Inc | 1150 Main St Unit 3, Concord, MA, 1742 | 43.3 | |
| Travelers | Willis Mackinnon Insurance Agency Inc | 5 Man Mar Dr Unit 2, Plainville, MA, 2762 | 40.7 | |
| Travelers | Boynton Insurance Agency Inc | 72 River Park St, Needham, MA, 2494 | 46.3 | |
| Travelers | Tonry Northwest Ins Agency Inc | 238 Bedford St, Lexington, MA, 2420 | 50.0 | |
| Liberty Mutual Independent | Mackintire Insurance Agcy Inc | 11 W Main St, Westborough, MA, 1581 | 26.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,000 | $1,990 | $990 |
| Worcester County, MA | $260,800 | $1,024 | $710 | $1,420 | $710 |
| Sturbridge, MA | $284,000 | $830 | $560 | $1,190 | $630 |
| Windham, CT | $156,500 | $755 | $540 | $1,030 | $490 |
| Canterbury, CT | $220,000 | $791 | $580 | $1,120 | $540 |
| Berlin, MA | $379,600 | $1,529 | $1,060 | $2,190 | $1,130 |
| Smithfield, RI | $276,200 | $1,025 | $690 | $1,430 | $740 |
| Lancaster, MA | $337,100 | $958 | $690 | $1,310 | $620 |
| Marlborough, CT | $314,600 | $975 | $690 | $1,390 | $700 |
| North Attleborough, MA | $333,100 | $948 | $650 | $1,310 | $660 |
| Wethersfield, CT | $250,700 | $853 | $610 | $1,180 | $570 |
| East Hampton, CT | $261,400 | $874 | $590 | $1,240 | $650 |
| East Greenwich, RI | $424,600 | $1,059 | $710 | $1,460 | $750 |