Gavop's guide to buying homeowners insurance in Riverton, WY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $115,500 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $118,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $191,000 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $128,500 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $679 |
| Superior Protection Discount | -$74 | $745 |
| Fire & Security Discount | -$90 | $728 |
| Hail Resistant Roof Discount | -$25 | $794 |
| Newly Constructed Home Discount | -$229 | $589 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fremont County | $700 | $970 | $1,670 | $705 | $1,405 | $265 |
| Riverton, WY | $2,500 | $808 | $3,308 | $587 | $3,087 | $221 |
| Arapahoe, WY | $200 | $884 | $1,084 | $643 | $843 | $242 |
| Hudson, WY | $2,500 | $941 | $3,441 | $684 | $3,184 | $257 |
| Johnstown, WY | $500 | $1,665 | $2,165 | $1,210 | $1,710 | $455 |
| Ethete, WY | $700 | $912 | $1,612 | $663 | $1,363 | $249 |
| Boulder Flats, WY | $100 | $925 | $1,025 | $672 | $772 | $253 |
| Fort Washakie, WY | $2,500 | $849 | $3,349 | $617 | $3,117 | $232 |
| Wind River Reservation, WY | $500 | $1,123 | $1,623 | $816 | $1,316 | $307 |
| Thermopolis, WY | $2,500 | $921 | $3,421 | $669 | $3,169 | $252 |
| Hot Springs County, WY | $2,000 | $793 | $2,793 | $576 | $2,576 | $217 |
| Home Insurance Company Riverton, WY | Homeowners Insurance Agency Riverton, WY | Address | Popularity Score | Distance from Riverton (miles) |
|---|---|---|---|---|
| Allstate | Tegeler & Associates | 194 N 7th St, Lander, WY, 82520 | 22.4 | |
| Allstate | Michael Brown | 106 N 3rd St E Ste A, Riverton, WY, 82501 | 0.3 | |
| Allstate | Tegeler & Associates | 194 North 7th, Lander, WY, 82520 | 22.4 | |
| Allstate | Tegeler & Associates | 194 N 7th St Lander, Riverton, WY, 82520 | 1.5 | |
| State Farm | Mike Yowell | 618 E Washington Ave, Riverton, WY, 82501-4451 | 0.2 | |
| Allstate | Tegeler & Associates | 531 Broadway St, Thermopolis, WY, 82443 | 43.6 | |
| Liberty Mutual Independent | Tegeler & Associates | 1510 W Main St, Riverton, WY, 82501 | 1.5 | |
| State Farm | Brady Bower | 990 Main St, Lander, WY, 82520-3040 | 22.6 | |
| Farmers | Julie Lehman | 942 Shoshoni St, Thermopolis, WY, 82443 | 43.1 | |
| Allstate | Burns Ins Agcy Inc | 440 Lincoln St, Lander, WY, 82520 | 22.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wyoming | $204,900 | $1,085 | $780 | $1,550 | $770 |
| Fremont County, WY | $189,700 | $982 | $660 | $1,380 | $720 |
| Riverton, WY | $154,600 | $818 | $590 | $1,150 | $560 |
| Arapahoe, WY | $129,000 | $895 | $650 | $1,240 | $590 |
| Hudson, WY | $146,900 | $952 | $660 | $1,300 | $640 |
| Johnstown, WY | $428,600 | $1,685 | $1,130 | $2,380 | $1,250 |
| Ethete, WY | $137,500 | $923 | $640 | $1,310 | $670 |
| Boulder Flats, WY | $141,700 | $936 | $650 | $1,320 | $670 |
| Fort Washakie, WY | $119,300 | $859 | $610 | $1,180 | $570 |
| Wind River Reservation, WY | $237,500 | $1,137 | $820 | $1,560 | $740 |
| Thermopolis, WY | $140,400 | $932 | $680 | $1,330 | $650 |
| Hot Springs County, WY | $147,700 | $802 | $550 | $1,120 | $570 |