Gavop's guide to buying homeowners insurance in Kingston, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $127,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $115,000 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $185,000 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $138,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$99 | $522 |
| Superior Protection Discount | -$62 | $559 |
| Fire & Security Discount | -$68 | $553 |
| Hail Resistant Roof Discount | -$19 | $603 |
| Newly Constructed Home Discount | -$180 | $441 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,368 |
| Hail Damage | $4,806 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,222 |
| Home Insurance Company Kingston, PA | Homeowners Insurance Agency Kingston, PA | Address | Popularity Score | Distance from Kingston (miles) |
|---|---|---|---|---|
| Allstate | John Joyce | 625 Route 739 Ste 1, Lords Valley, PA, 18428 | 43.9 | |
| State Farm | Frank Armetta | 1501 Sumner Ave, Allentown, PA, 18102-1239 | 49.7 | |
| Erie | Whitbeck Insurance Agency Inc | 504 N State St Clarks Summit, Clarks Summit, PA, 18411 | 18.7 | |
| Allstate | Matthew Straub | 887 Wyoming Ave, Wyoming, PA, 18644 | 3.2 | |
| State Farm | Jen Ricci-Lupole | 629 E Drinker St, Dunmore, PA, 18512-2549 | 17.5 | |
| Nationwide | Patrick Mcnealis Insurance And Financial Group | 1723 W Tilghman St, Allentown, PA, 18104-4158 | 49.8 | |
| State Farm | Laurie Powell | 2620 W Front St, Berwick, PA, 18603-4114 | 25.6 | |
| State Farm | Tim Williams | 1012 Blakesle Blvd Dr E, Lehighton, PA, 18235-8726 | 31.9 | |
| State Farm | Vincent Gerbasio | 1649 Hausman Rd, Allentown, PA, 18104-9257 | 48.1 | |
| State Farm | Al Pianelli | 165 N Wilks Barre Blvd, Wilkes Barre, PA, 18702-5326 | 1.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,040 | $530 |
| Luzerne County, PA | $124,100 | $631 | $460 | $900 | $440 |
| Kingston, PA | $132,000 | $621 | $420 | $890 | $470 |
| Taylor, PA | $118,000 | $593 | $400 | $810 | $410 |
| Foundryville, PA | $83,300 | $551 | $380 | $780 | $400 |
| Weatherly, PA | $101,800 | $599 | $430 | $840 | $410 |
| Carbondale, PA | $88,500 | $732 | $490 | $1,030 | $540 |
| Auburn, PA | $168,700 | $742 | $510 | $1,020 | $510 |
| White Mills, PA | $114,900 | $630 | $460 | $860 | $400 |
| Beurys Lake, PA | $92,000 | $574 | $420 | $810 | $390 |
| Orwell, PA | $161,700 | $728 | $520 | $1,040 | $520 |
| Lewis, PA | $195,700 | $791 | $570 | $1,100 | $530 |
| Susquehanna Depot, PA | $81,500 | $546 | $400 | $780 | $380 |