Gavop shows you how to buy homeowners insurance in Richmond County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $96,500 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $95,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $115,500 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $123,500 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $854 |
| Superior Protection Discount | -$100 | $904 |
| Fire & Security Discount | -$80 | $924 |
| Hail Resistant Roof Discount | -$20 | $984 |
| Newly Constructed Home Discount | -$261 | $743 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Richmond County | $2,500 | $992 | $3,492 | $721 | $3,221 | $271 |
| Richmond County, NC | $1,000 | $992 | $1,992 | $721 | $1,721 | $271 |
| Wagram, NC | $100 | $514 | $614 | $373 | $473 | $140 |
| Tatum, SC | $700 | $576 | $1,276 | $419 | $1,119 | $157 |
| Prospect, NC | $500 | $618 | $1,118 | $449 | $949 | $169 |
| Red Springs, NC | $2,500 | $861 | $3,361 | $625 | $3,125 | $235 |
| Society Hill, SC | $500 | $441 | $941 | $320 | $820 | $120 |
| Pembroke, NC | $1,000 | $861 | $1,861 | $625 | $1,625 | $235 |
| Red Cross, NC | $400 | $845 | $1,245 | $614 | $1,014 | $231 |
| Almond, NC | $700 | $775 | $1,475 | $563 | $1,263 | $212 |
| Misenheimer, NC | $400 | $666 | $1,066 | $484 | $884 | $182 |
| Buford, NC | $700 | $744 | $1,444 | $540 | $1,240 | $203 |
| Home Insurance Company Richmond County, NC | Homeowners Insurance Agency Richmond County, NC | Address | Popularity Score | Distance from Richmond County (miles) |
|---|---|---|---|---|
| Erie | Darden Miranda & Associates Insurance | 3007 Fort Bragg Road Suite 1, Fayetteville, NC, 28303 | 46.7 | |
| Erie | Chriscoe & Associates Inc. | 1148 South Cox Street, Asheboro, NC, 27203 | 47.7 | |
| Travelers | The Financial Center | 1220 Rockingham Road Suite E, Rockingham, NC, 28379 | 5.2 | |
| Allstate | Pegram Insurance | 601 S Long Dr Ste B, Rockingham, NC, 28379 | 4.6 | |
| State Farm | Cree Parker | 107 E Wade St Ste B, Wadesboro, NC, 28170-2278 | 18.9 | |
| State Farm | Bennett Deane | 515 Fayetteville Rd, Rockingham, NC, 28379-3415 | 4.4 | |
| Travelers | Morse-Price Insurance Services | 617-B East Broad Ave, Rockingham, NC, 28379 | 4.9 | |
| Liberty Mutual Independent | Bear Insurance Service | 602 Main St W, Locust, NC, 28097 | 42.7 | |
| Allstate | Jeff S Graves | 1025 Rockingham Rd, Rockingham, NC, 28379 | 5.0 | |
| Allstate | Tyler Gaddy | 120 N Main St, Norwood, NC, 28128 | 26.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,240 | $600 |
| Richmond County, NC | $80,000 | $1,004 | $690 | $1,440 | $750 |
| Richmond County, NC | $80,000 | $1,004 | $720 | $1,440 | $720 |
| Wagram, NC | $81,300 | $520 | $370 | $710 | $340 |
| Tatum, SC | $85,000 | $583 | $390 | $800 | $410 |
| Prospect, NC | $100,500 | $626 | $430 | $890 | $460 |
| Red Springs, NC | $67,900 | $871 | $580 | $1,200 | $620 |
| Society Hill, SC | $67,400 | $446 | $320 | $620 | $300 |
| Pembroke, NC | $81,100 | $871 | $600 | $1,190 | $590 |
| Red Cross, NC | $150,900 | $855 | $610 | $1,190 | $580 |
| Almond, NC | $133,700 | $784 | $540 | $1,110 | $570 |
| Misenheimer, NC | $110,000 | $674 | $480 | $920 | $440 |
| Buford, NC | $161,600 | $753 | $500 | $1,060 | $560 |