Gavop shows you how to buy homeowners insurance in Catawba, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $91,000 | $70,000 | $100,000-$125,000 |
| 3 Bedroom | $129,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $189,000 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $319,000 | $260,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $546 |
| Superior Protection Discount | -$60 | $606 |
| Fire & Security Discount | -$53 | $613 |
| Hail Resistant Roof Discount | -$13 | $653 |
| Newly Constructed Home Discount | -$133 | $533 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Catawba County | $1,500 | $776 | $2,276 | $564 | $2,064 | $212 |
| Catawba, NC | $2,000 | $658 | $2,658 | $478 | $2,478 | $180 |
| Denver, NC | $300 | $831 | $1,131 | $604 | $904 | $227 |
| Coddle Creek, NC | $1,000 | $824 | $1,824 | $599 | $1,599 | $225 |
| Mount Holly, NC | $100 | $729 | $829 | $530 | $630 | $199 |
| South Knobs, NC | $1,500 | $727 | $2,227 | $528 | $2,028 | $199 |
| , NC | $500 | $649 | $1,149 | $472 | $972 | $177 |
| Kingstown, NC | $2,500 | $505 | $3,005 | $367 | $2,867 | $138 |
| Elkin, NC | $400 | $693 | $1,093 | $504 | $904 | $189 |
| Blowing Rock, NC | $2,000 | $1,581 | $3,581 | $1,149 | $3,149 | $432 |
| Stanfield, NC | $400 | $957 | $1,357 | $696 | $1,096 | $262 |
| Home Insurance Company Catawba, NC | Homeowners Insurance Agency Catawba, NC | Address | Popularity Score | Distance from Catawba (miles) |
|---|---|---|---|---|
| State Farm | Joe Ricci | 20315 Knox Rd Ste A, Cornelius, NC, 28031-6586 | 17.5 | |
| Erie | Connor Insurance Agency | 4145 Slanting Bridge Road, Sherrills Ford, NC, 28673 | 8.5 | |
| State Farm | Daniela Melendez | 5811 Fairview Rd Ste 102, Charlotte, NC, 28209-3623 | 39.0 | |
| State Farm | Travis Snider | 7510 Pnvl Mthws Rd Ste 13b, Charlotte, NC, 28226-4072 | 42.4 | |
| Travelers | Superior Insurance | 294 W Plaza Dr A1, Mooresville, NC, 28117 | 14.0 | |
| Allstate | Lindsay Nelson | 2903 Audrey Dr, Gastonia, NC, 28054 | 30.4 | |
| Nationwide | Carney Insurance Agency Inc | 190 Jackson St, Davidson, NC, 28036 | 17.9 | |
| Travelers | Pegram Mitchell Insurance Agency | 106 B W Arrowood Road, Charlotte, NC, 28217 | 39.2 | |
| State Farm | Russ Levinton | 2520 Sardis Rd N Ste 114, Charlotte, NC, 28227-6744 | 42.0 | |
| Allstate | Robert Chester | 610 Jetton St Ste 180, Davidson, NC, 28036 | 17.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,260 | $650 |
| Catawba County, NC | $139,900 | $786 | $560 | $1,110 | $550 |
| Catawba, NC | $118,600 | $666 | $450 | $950 | $500 |
| Denver, NC | $147,300 | $841 | $610 | $1,170 | $560 |
| Coddle Creek, NC | $189,500 | $834 | $610 | $1,160 | $550 |
| Mount Holly, NC | $157,200 | $738 | $510 | $1,010 | $500 |
| South Knobs, NC | $123,000 | $736 | $510 | $1,020 | $510 |
| , NC | $110,500 | $657 | $470 | $900 | $430 |
| Kingstown, NC | $79,700 | $511 | $350 | $720 | $370 |
| Elkin, NC | $146,000 | $701 | $510 | $970 | $460 |
| Blowing Rock, NC | $381,000 | $1,600 | $1,100 | $2,260 | $1,160 |
| Stanfield, NC | $182,300 | $969 | $710 | $1,330 | $620 |