Gavop shows you how to buy homeowners insurance in Fairview, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $91,000 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $151,000 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $292,500 | $250,000 | $200,000-$250,000 |
| 4 Bedroom | $461,000 | $410,000 | $500,000-$600,000 |
| 5 Bedroom | $522,000 | $490,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $671 |
| Superior Protection Discount | -$79 | $710 |
| Fire & Security Discount | -$79 | $710 |
| Hail Resistant Roof Discount | -$16 | $773 |
| Newly Constructed Home Discount | -$197 | $592 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,440 |
| Hail Damage | $4,665 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,389 |
| Home Insurance Company Fairview, NC | Homeowners Insurance Agency Fairview, NC | Address | Popularity Score | Distance from Fairview (miles) |
|---|---|---|---|---|
| Allstate | Joseph Taylor | 2170 Hendersonville Rd, Arden, NC, 28704 | 7.7 | |
| State Farm | Clay Dangerfield | 80 Crossroad Hill Rd, Canton, NC, 28716-3703 | 25.6 | |
| Allstate | Randy Mckinney | 1639 Us Hwy 74a Byp Ste 160, Spindale, NC, 28160 | 30.3 | |
| Travelers | Brevard Insurance Agency Inc | 32 E Jordan St, Brevard, NC, 28712 | 27.5 | |
| Allstate | Bill Shytle | 2170 Hendersonville Rd, Arden, NC, 28704 | 7.7 | |
| State Farm | Jake Morse | 416 Charlotte Rd, Rutherfordton, NC, 28139-2918 | 27.7 | |
| State Farm | Wesley Greene | 856 Sweeten Creek Rd Ste E, Asheville, NC, 28803-1548 | 7.3 | |
| Travelers | Iris Fox Insurance | 103 Carbon City Rd, Morganton, NC, 28655 | 41.1 | |
| Erie | Avery Kincaid Insurance | 215 Pineola Street, Newland, NC, 28657 | 47.1 | |
| State Farm | Tammy Murphy | 135 Charlotte Highway, Asheville, NC, 28803-9602 | 5.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,240 | $630 |
| Buncombe County, NC | $209,800 | $984 | $670 | $1,390 | $720 |
| Fairview, NC | $227,300 | $789 | $580 | $1,110 | $530 |
| Biltmore Forest, NC | $848,700 | $794 | $570 | $1,100 | $530 |
| Black Mountain, NC | $210,200 | $890 | $600 | $1,220 | $620 |
| Balfour, NC | $158,400 | $884 | $590 | $1,220 | $630 |
| East Flat Rock, NC | $145,600 | $834 | $580 | $1,150 | $570 |
| Boyd, NC | $174,600 | $943 | $680 | $1,310 | $630 |
| Beaverdam, NC | $146,800 | $705 | $490 | $970 | $480 |
| Marshall, NC | $164,500 | $907 | $660 | $1,240 | $580 |
| East Fork, NC | $205,500 | $1,045 | $720 | $1,490 | $770 |
| Spartanburg, SC | $121,300 | $805 | $570 | $1,150 | $580 |
| Tusculum, TN | $203,600 | $1,168 | $790 | $1,600 | $810 |