Gavop's guide to buying homeowners insurance in Decatur County, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Decatur County, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Tallahassee Hwy 27, Meadow Ridge Dr, Riverbend Rd, S Lamar St, Camellia St, Garden Ln, Leon St, Redwood Dr, 2nd St, Smith Thompson Rd | $137,500 | $120,000 | $125,000-$150,000 | $132,500 | $120,000 | $125,000-$150,000 |
| Florida St, Harper Ln, Aryola Dr, T E Smith Rd, Hughes St, Gratton Ward, Old Faceville Rd, Tallahassee Rd, Adolph Brock Rd, Ave B | $149,500 | $140,000 | $125,000-$150,000 | $96,000 | $80,000 | $75,000-$100,000 |
| Mt Zion Church Rd, River Front Rd, Harp Ln, Linda Ave, 1st St, Mobley Rd, King Rd, Forrest Ln, Prince Rd, Gardner Rd | $137,000 | $130,000 | $150,000-$175,000 | $75,500 | $60,000 | $75,000-$100,000 |
| Rambo St, Country Club Rd, Harrison Rd, State Hwy 253 Spr, Corps Airport Rd, Nathans Ln, Mildred St, Cheever St, Will Powell Rd, Nalls Rd | $114,000 | $100,000 | $100,000-$125,000 | $111,500 | $90,000 | $75,000-$100,000 |
| Washington St, Cliff Mills Rd, Heritage Cir, Village Ln, Aikins Rd, Dollar Dr, Byron St, Cox Ave, Howard Ln, Sunset Dr | $115,000 | $110,000 | $125,000-$150,000 | $71,000 | $60,000 | $50,000-$75,000 |
| 3rd St, Clear Lake Dr, Carter St, Jones St, Carroll St, Aaron Rd, Flint River Heights Rd, W Willis St, Open Pond Rd, Wood Hull Rd | $165,000 | $140,000 | $175,000-$200,000 | $120,000 | $110,000 | $100,000-$125,000 |
| E Bainbridge St, Community Club Rd, Wilson St, Dean Rd, Hunt Rd, N Wheat Ave, Cypress Cir, Emanuel Church Rd, W Green St, 5th Ave | $151,000 | $130,000 | $150,000-$175,000 | $131,500 | $110,000 | $100,000-$125,000 |
| John Sam Rd, Emanuel St, Michelle, Philips Pope Rd, Clyde Howell Rd, Garbit Ln, Turner Williams Loop, James St, Madison St, Doerun Pl | $151,500 | $130,000 | $150,000-$175,000 | $108,000 | $90,000 | $100,000-$125,000 |
| Bower Hill Rd, Stubbs Ln, Virginia Pl, Love St, Newton St, S Broad St, Gaston Rd, Palm St, Emily St, Stephens Rd | $95,000 | $80,000 | $75,000-$100,000 | $56,000 | $50,000 | $50,000-$75,000 |
| Helen St, Sb Whiddon Ln, Rollins St, Hanover Rd, State Hospital Rd, Planter St, McIntyre Farm Rd, Dogwood Loop, Paul Evans Rd, McNair Moore Rd | $210,000 | $200,000 | $175,000-$200,000 | $140,500 | $120,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$60 | $612 |
| Home and Two Car | -$114 | $558 |
| Home and Three Car | -$155 | $517 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Decatur County | $2,500 | $664 | $3,164 | $482 | $2,982 | $181 |
| Decatur County, GA | $1,000 | $664 | $1,664 | $482 | $1,482 | $181 |
| Faceville, GA | $500 | $753 | $1,253 | $547 | $1,047 | $206 |
| Gretna, FL | $2,000 | $676 | $2,676 | $491 | $2,491 | $185 |
| Northwest Leon, FL | $500 | $1,454 | $1,954 | $1,057 | $1,557 | $397 |
| Gordon, AL | $2,000 | $824 | $2,824 | $599 | $2,599 | $225 |
| Tallahassee Southwest, FL | $200 | $960 | $1,160 | $698 | $898 | $262 |
| Coolidge, GA | $1,500 | $723 | $2,223 | $526 | $2,026 | $198 |
| Columbia, AL | $500 | $771 | $1,271 | $560 | $1,060 | $211 |
| Doerun, GA | $700 | $607 | $1,307 | $441 | $1,141 | $166 |
| East Liberty, FL | $400 | $835 | $1,235 | $607 | $1,007 | $228 |
| Calhoun County, FL | $700 | $780 | $1,480 | $567 | $1,267 | $213 |
| Home Insurance Company Decatur County, GA | Homeowners Insurance Agency Decatur County, GA | Address | Popularity Score | Distance from Decatur County (miles) |
|---|---|---|---|---|
| State Farm | Michelle Pickle | 42 Court Sq, Blakely, GA, 39823-2638 | 40.3 | |
| State Farm | Stephen Gainous | 117 W Jefferson St, Thomasville, GA, 31792-5408 | 35.5 | |
| State Farm | Nichole Hilliard | 198 W Railroad St S, Pelham, GA, 31779-1608 | 30.5 | |
| State Farm | Melinda Taylor | Po Box 8075, Bainbridge, GA, 39818-8075 | 1.0 | |
| Allstate | Clenney Insurance | 514 E Crawford St, Colquitt, GA, 39837 | 21.5 | |
| State Farm | Hutch Hutchison | 2405 E Pinetree Blvd, Thomasville, GA, 31792-5352 | 37.5 | |
| Travelers | Insurance Express Llc | 515 B W Jackson St, Thomasville, GA, 31792 | 35.4 | |
| State Farm | Patrick Scarbrough | 226 E Jackson St, Thomasville, GA, 31792-5102 | 35.8 | |
| State Farm | Amanda Palmer | 809 S Tennille Ave, Donalsonville, GA, 39845-1924 | 20.9 | |
| Travelers | Pollock Insurance Agency | 32 1st Ave Ne, Cairo, GA, 39828 | 22.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $700 | $1,440 | $740 |
| Decatur County, GA | $109,800 | $672 | $450 | $950 | $500 |
| Decatur County, GA | $109,800 | $672 | $490 | $950 | $460 |
| Faceville, GA | $102,800 | $762 | $540 | $1,050 | $510 |
| Gretna, FL | $42,500 | $684 | $530 | $920 | $390 |
| Northwest Leon, FL | $158,700 | $1,472 | $1,150 | $1,970 | $820 |
| Gordon, AL | $76,600 | $834 | $600 | $1,180 | $580 |
| Tallahassee Southwest, FL | $84,700 | $972 | $760 | $1,300 | $540 |
| Coolidge, GA | $97,600 | $732 | $530 | $1,050 | $520 |
| Columbia, AL | $69,100 | $780 | $540 | $1,100 | $560 |
| Doerun, GA | $78,600 | $614 | $440 | $850 | $410 |
| East Liberty, FL | $66,000 | $845 | $660 | $1,130 | $470 |
| Calhoun County, FL | $80,000 | $790 | $620 | $1,060 | $440 |