How Can I Make My Troy, NC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Troy, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Troy, NC Home Insurance Coverage Levels | Back to Top

Troy, NC - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Hurricane Dr, State Rd 1150, 6th Ave, State Rd 1540, State Rd 1552, Lanyard Trl, T & T Farms Trl, Blake Loop Rd, State Rd 1182, Leach St $69,500 $60,000 $50,000-$75,000 $82,000 $80,000 $75,000-$100,000
Starboard Trl, Triumph St, Seneca Trl, Suggs Rd, State Rd 1192, State Rd 1355, Sedberry Rd, Logan Dr, King Rd, Tamara Dr $108,000 $90,000 $125,000-$150,000 $55,500 $50,000 $50,000-$75,000
Mullinix Rd, State Rd 1361, Greene Acres Ln, Olewagon Trl, Tobacco Barn Rd, Woodline Dr, Inzer Dr, Gap Rd, State Hwy 731 W, State Rd 1311 $100,500 $80,000 $75,000-$100,000 $57,500 $50,000 $25,000-$50,000
Anchor Dr, State Hwy 24 27 W, Bird Haven Ln, Nance Farm Rd, Gregory Dr, Memory Ln, Hawkeye Cir, State Rd 1171, Butler Coggins Dr, Guilford St $102,000 $90,000 $100,000-$125,000 $72,500 $60,000 $75,000-$100,000
State Rd 1160, East Ln, Callicutt Rd, Rock Hill Dr, Spruce St, State Rd 1516, Dusty Level Rd, W College St, Neighbors Point Rd, Lookout Trl $160,000 $140,000 $125,000-$150,000 $97,000 $80,000 $75,000-$100,000
Silas St, Hicks Pl, Morgan Rd, State Rd 1188, US Hwy 220 Alt S, State Rd 1348, Charlottes Cir, Baldwin Dr, Roxboro Ct, State Rd 1588 $86,000 $70,000 $75,000-$100,000 $56,500 $50,000 $50,000-$75,000
E Broughton St, Asbury Church Rd, Evergreen Dr, Deerfield Rd, Robedo Rd, Family Cir, State Rd 1134, Windemere Point Dr, Deere Ln, State Rd 1551 $146,000 $130,000 $150,000-$175,000 $70,000 $60,000 $50,000-$75,000
USFS Rd 553, Woodland Dr, Catfish Ln, Glenbrook Spring, State Rd 1612, Clay Dr, Ann Dr, Abbey Ln, Landfill Rd, Beulah Ln $66,000 $60,000 $50,000-$75,000 $93,000 $80,000 $75,000-$100,000
N Depot St, Allred Post Office Rd, Depot St, Canyon Loop, Powder Horn Trl, State Rd 1509, Roberts Ridge Rd, State Rd 1565, Twin Bluff Trl, Bowles Rd $78,000 $70,000 $50,000-$75,000 $65,000 $60,000 $50,000-$75,000
George Dr, State Rd 1135, Salisbury Dr, Mountain Creek Dr, Black Ankle Rd, Martin St, Mill St, Aileen Ave, Sleepy Cove Trl, Walnut Dr $102,500 $90,000 $75,000-$100,000 $62,000 $60,000 $50,000-$75,000

Choose the Best Troy, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 550-599 Credit Score No Income No Pets, Non-Smoker $160
Retired 750-799 Credit Score No Income 3 Pets, Non-Smoker $210
Full Time Job 600-649 Credit Score $100 to $150,000 2 Pets, Smoker $370

Choose your Troy, NC Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,216
Physical Damage $2,488
Hail Damage $4,524
Wind Damage $6,624
Expensive Claims
Fire $45,123
Smoke $15,884

Identify Top Home Insurance Agents near Troy, NC | Back to Top

Home Insurance Company Troy, NC Homeowners Insurance Agency Troy, NC Address Popularity Score Distance from Troy (miles)
Liberty Mutual Independent Barnett-Smith Insurance 218 N Eugene Street, Greensboro, NC, 27401
49.9
Allstate John Rose 1592 Concord Pkwy N, Concord, NC, 28025
40.8
Allstate Benny Harris 1429 E Main St, Albemarle, NC, 28001
15.9
Erie Cantley Insurance & Financial Services 2101 Sardis Road North Suite 108, Charlotte, NC, 28227
49.6
Allstate Charles Montjoy 115 E Salisbury St, Robbins, NC, 27325
18.1
Nationwide Michael Y. Baucom 300 E John St Suite 150, Matthews, NC, 28105-4939
49.6
Travelers Advantage Insurance 160 North 1st St Ste 33, Albemarle, NC, 28001
17.3
Nationwide David R Hemric 2101 Sardis Rd N - Box 8 Ste 103, Charlotte, NC, 28227-7713
49.6
Nationwide Stanley K Beck 150 Magnolia Square Ct, Aberdeen, NC, 28315-2225
30.2
State Farm Lou Lagana 101 Oakley Dr, Harrisburg, NC, 28075-9401
43.4

Compare Rates for Troy, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $770 $530 $1,100 $570
Montgomery County, NC $86,700 $510 $370 $720 $350
Troy, NC $96,200 $430 $290 $610 $320
Franklinville, NC $100,700 $430 $310 $610 $300
Mount Pleasant, NC $165,200 $910 $630 $1,290 $660
Furr, NC $151,700 $610 $450 $870 $420
Gold Hill, NC $125,200 $650 $440 $890 $450
Davidson County, NC $132,200 $690 $500 $950 $450
Spring Hill, NC $67,200 $390 $280 $550 $270
Lee County, NC $130,600 $590 $420 $840 $420
Pleasant Garden, NC $166,200 $900 $650 $1,270 $620
Hoke County, NC $137,200 $740 $530 $1,030 $500
Clay, NC $197,800 $950 $650 $1,300 $650