Gavop tells you how to get the best homeowners insurance in Independence, OR by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $68,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $135,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $233,000 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $334,000 | $280,000 | $300,000-$350,000 |
| 5 Bedroom | $506,500 | $450,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $517 |
| Superior Protection Discount | -$64 | $575 |
| Fire & Security Discount | -$64 | $575 |
| Hail Resistant Roof Discount | -$19 | $619 |
| Newly Constructed Home Discount | -$153 | $485 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Polk County | $2,000 | $728 | $2,728 | $529 | $2,529 | $199 |
| Independence, OR | $2,000 | $631 | $2,631 | $458 | $2,458 | $172 |
| Falls City, OR | $500 | $632 | $1,132 | $460 | $960 | $173 |
| Stayton, OR | $1,500 | $613 | $2,113 | $445 | $1,945 | $167 |
| Gervais, OR | $500 | $503 | $1,003 | $365 | $865 | $137 |
| Eddyville, OR | $2,500 | $623 | $3,123 | $453 | $2,953 | $170 |
| Rose Lodge, OR | $300 | $463 | $763 | $337 | $637 | $127 |
| Beaver, OR | $2,500 | $648 | $3,148 | $471 | $2,971 | $177 |
| Chehalem Mountains, OR | $200 | $751 | $951 | $546 | $746 | $205 |
| Tillamook, OR | $1,500 | $692 | $2,192 | $503 | $2,003 | $189 |
| Tillamook County, OR | $100 | $573 | $673 | $417 | $517 | $157 |
| Home Insurance Company Independence, OR | Homeowners Insurance Agency Independence, OR | Address | Popularity Score | Distance from Independence (miles) |
|---|---|---|---|---|
| Farmers | Matt Schoenecker | 7170 Sw Garden Home Rd, Portland, OR, 97223 | 47.3 | |
| State Farm | Chris Garland | 1174 Cornucopia St Nw Ste 220, Salem, OR, 97304-3193 | 9.8 | |
| Liberty Mutual Independent | Aic Insurance Agency Llc | 14000 Se Johnson Rd # 210a, Milwaukie, OR, 97267 | 49.2 | |
| Liberty Mutual Independent | Barnes & Reynolds Inc | 10211 Sw Barbur Blvd Ste 202a, Portland, OR, 97219 | 47.1 | |
| State Farm | Teresa Lulay | 890 Commercial Street Se, Salem, OR, 97302-4108 | 9.1 | |
| State Farm | Paul Barton | 18041 Sw Lw Bns Fry Rd Ste 5, Tigard, OR, 97224-7285 | 42.6 | |
| Farmers | Molly Roberts | 1250 Main St E Ste C, Monmouth, OR, 97361 | 1.3 | |
| Allstate | Shannon Jennings | 10215 Sw Parkway Ste C, Portland, OR, 97225 | 49.1 | |
| State Farm | John Ratzlaff | 515 Glen Creek Rd Nw, Salem, OR, 97304-3134 | 9.6 | |
| Allstate | John Schmitz | 691 Se 1st Ave, Canby, OR, 97013 | 37.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $480 | $950 | $470 |
| Polk County, OR | $224,700 | $737 | $510 | $1,020 | $510 |
| Independence, OR | $162,600 | $639 | $460 | $910 | $450 |
| Falls City, OR | $247,600 | $640 | $470 | $880 | $410 |
| Stayton, OR | $230,300 | $620 | $420 | $860 | $440 |
| Gervais, OR | $142,700 | $509 | $350 | $720 | $370 |
| Eddyville, OR | $239,400 | $631 | $420 | $900 | $480 |
| Rose Lodge, OR | $118,600 | $469 | $340 | $640 | $300 |
| Beaver, OR | $261,400 | $656 | $450 | $910 | $460 |
| Chehalem Mountains, OR | $403,400 | $760 | $540 | $1,040 | $500 |
| Tillamook, OR | $225,400 | $701 | $480 | $970 | $490 |
| Tillamook County, OR | $233,500 | $580 | $390 | $820 | $430 |