Gavop's guide to buying homeowners insurance in Douglass Hills, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $64,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $189,500 | $180,000 | $175,000-$200,000 |
| 3 Bedroom | $302,000 | $250,000 | $350,000-$400,000 |
| 4 Bedroom | $407,500 | $380,000 | $400,000-$500,000 |
| 5 Bedroom | $383,000 | $310,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$74 | $751 |
| Home and Two Car | -$140 | $685 |
| Home and Three Car | -$198 | $627 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $1,500 | $933 | $2,433 | $678 | $2,178 | $255 |
| Douglass Hills, KY | $2,000 | $815 | $2,815 | $592 | $2,592 | $223 |
| Woodlawn Park, KY | $100 | $1,094 | $1,194 | $795 | $895 | $299 |
| Coldstream, KY | $1,500 | $981 | $2,481 | $713 | $2,213 | $268 |
| Brownsboro Village, KY | $500 | $1,190 | $1,690 | $864 | $1,364 | $325 |
| Jefferson County, KY | $1,000 | $933 | $1,933 | $678 | $1,678 | $255 |
| Shelby County, KY | $300 | $966 | $1,266 | $702 | $1,002 | $264 |
| Bedford, KY | $2,000 | $688 | $2,688 | $500 | $2,500 | $188 |
| New Pekin, IN | $500 | $662 | $1,162 | $481 | $981 | $181 |
| Monterey, KY | $2,000 | $696 | $2,696 | $505 | $2,505 | $190 |
| Dupont, IN | $100 | $646 | $746 | $470 | $570 | $177 |
| English, IN | $2,000 | $600 | $2,600 | $436 | $2,436 | $164 |
| Home Insurance Company Douglass Hills, KY | Homeowners Insurance Agency Douglass Hills, KY | Address | Popularity Score | Distance from Douglass Hills (miles) |
|---|---|---|---|---|
| Travelers | Schwartz Insurance Group | 2950 Breckenridge Ln Ste 8a, Louisville, KY, 40220 | 4.4 | |
| State Farm | Mayrene Mcpherson | 10214 Westport Rd, Louisville, KY, 40241-2148 | 3.9 | |
| Allstate | Loren Ashley | 4208 Bishop Ln, Louisville, KY, 40218 | 7.6 | |
| Travelers | Michelle Lunsford Insurance | 9133 Fern Creek Rd, Louisville, KY, 40291 | 5.8 | |
| Travelers | Michelle Lunsford Insurance | 9133 Fern Creek Road, Louisville, KY, 40291 | 5.8 | |
| Travelers | Kevin D Bruce | 714 Lyndon Lane Ste 8, Louisville, KY, 40222 | 3.3 | |
| Allstate | Robin Wade | 10341 Linn Station Rd, Louisville, KY, 40223 | 1.0 | |
| Travelers | Glenn E Martin Insurance | 10226 Shelbyville Rd, Louisville, KY, 40224 | 1.0 | |
| Allstate | Roger Harness | 7215 Vaughn Mill Rd, Louisville, KY, 40228 | 7.5 | |
| Travelers | C Don Cook Insurance Service | 9553 U S Highway 42, Prospect, KY, 40059 | 8.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $600 | $1,270 | $670 |
| Jefferson County, KY | $159,000 | $945 | $650 | $1,290 | $640 |
| Douglass Hills, KY | $233,100 | $825 | $550 | $1,140 | $590 |
| Woodlawn Park, KY | $209,000 | $1,107 | $750 | $1,520 | $770 |
| Coldstream, KY | $162,300 | $993 | $720 | $1,360 | $640 |
| Brownsboro Village, KY | $253,300 | $1,204 | $880 | $1,660 | $780 |
| Jefferson County, KY | $159,000 | $945 | $670 | $1,330 | $660 |
| Shelby County, KY | $184,900 | $977 | $710 | $1,360 | $650 |
| Bedford, KY | $110,900 | $696 | $500 | $950 | $450 |
| New Pekin, IN | $79,400 | $670 | $460 | $920 | $460 |
| Monterey, KY | $81,300 | $704 | $480 | $960 | $480 |
| Dupont, IN | $75,600 | $654 | $470 | $900 | $430 |
| English, IN | $65,000 | $607 | $420 | $840 | $420 |