Gavop tells you how to get the best homeowners insurance in Three Rivers, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $79,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $126,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $159,000 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $296,000 | $250,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$57 | $578 |
| Home and Two Car | -$102 | $534 |
| Home and Three Car | -$159 | $476 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,295 |
| Hail Damage | $4,806 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,553 |
| Home Insurance Company Three Rivers, MI | Homeowners Insurance Agency Three Rivers, MI | Address | Popularity Score | Distance from Three Rivers (miles) |
|---|---|---|---|---|
| State Farm | David Miller | 1011 Broadway St, Niles, MI, 49120-2762 | 32.9 | |
| Liberty Mutual Independent | Whitaker-Lachance | 2176 E Centre Ave, Portage, MI, 49002 | 18.0 | |
| Liberty Mutual Independent | Mahar Insurance Agency | 210 W Division St, Dowagiac, MI, 49047 | 24.8 | |
| State Farm | Greg Hoover | 186 S Wshgton St Ste 1, Constantine, MI, 49042-1048 | 7.4 | |
| Allstate | Melissa Kleinert | 310 S Us Highway 131, Three Rivers, MI, 49093 | 1.2 | |
| Allstate | Jeff Duncan | 1595 W Centre Ave Ste 201, Portage, MI, 49024 | 17.7 | |
| Liberty Mutual Independent | Denbrock Insurance Agency | 455 W Chicago St Ste B, Coldwater, MI, 49036 | 31.5 | |
| State Farm | Barry Dickinson | 8125 Valleywood Ln Ste B, Portage, MI, 49024-5282 | 17.6 | |
| State Farm | Mary Beth Fleury | 1114 W Michigan Ave Ste 5, Three Rivers, MI, 49093-2122 | 0.9 | |
| Allstate | Lorin Granger | 6939 W Q Ave, Kalamazoo, MI, 49009 | 17.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,060 | $530 |
| St. Joseph County, MI | $111,200 | $717 | $520 | $1,030 | $510 |
| Three Rivers, MI | $78,700 | $635 | $440 | $910 | $470 |
| Porter, MI | $190,100 | $846 | $600 | $1,200 | $600 |
| Pavilion, MI | $156,600 | $674 | $460 | $950 | $490 |
| Gilead, MI | $124,500 | $758 | $510 | $1,080 | $570 |
| Portage, IN | $73,500 | $626 | $430 | $860 | $430 |
| Barry, MI | $154,200 | $799 | $540 | $1,110 | $570 |
| Coloma, MI | $100,000 | $721 | $490 | $1,020 | $530 |
| Bertrand, MI | $176,500 | $828 | $550 | $1,130 | $580 |
| Fair Plain, MI | $95,400 | $663 | $450 | $930 | $480 |
| Convis, MI | $129,600 | $766 | $550 | $1,100 | $550 |
| Keyser, IN | $89,200 | $659 | $470 | $900 | $430 |