How Can I Make My Kernersville, NC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Kernersville, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Kernersville, NC Home Insurance Coverage Levels | Back to Top

Kernersville, NC - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Tar Heel Ln, Vandyke St, Williams Farm Rd, Majestic Way Ct, Cedar Lake Ct, State Rd 4214, Pike Place Ct, Willow Bend Dr, Wesley Park Dr, Smokerise Ln $182,000 $160,000 $200,000-$250,000 $182,000 $150,000 $200,000-$250,000
Laverne Ln, State Rd 2547, Oak Grove Rd, Windsor Park Rd, Oakmont Park Ct, Sr2089, Dora Dr, Drake Ct, Springridge Dr, Pine Forest Dr $144,000 $130,000 $150,000-$175,000 $161,500 $150,000 $125,000-$150,000
Clay Flynt Rd, Grove Pines Ln, Kerner Knolls Rd, Gerry Dr, Saint Regis Ln, Tredegar Rd, Leston Gilbert Dr, Varner Dr, Hubbard Rd, Glidewell Ct $192,500 $170,000 $200,000-$250,000 $98,500 $90,000 $75,000-$100,000
Brown Rd, State Rd 2038, Uppergate Ln, Glen Cross Dr, Old Belews Creek Rd, Applegate Ct, Oakmont Dr, Graves St, Birch Ln, Dean Rd $239,500 $220,000 $200,000-$250,000 $110,000 $90,000 $125,000-$150,000
Raven Ridge Ct, Yankee Hollow Trl, Milton St, Copperfield Ct, Eagle Point Ct, Partridge Ln, Harris Ct, Linville Springs Rd, Birch Forest St, Bethel Church Rd $94,500 $80,000 $75,000-$100,000 $67,500 $60,000 $50,000-$75,000
Aqua View Ct, Bethel Forest Dr, Round Hill Ct, Oak Garden Dr SE, Fdy Joyce Rd, State Rd 2015, Willow Creek Rd, Millis St, Timber Village Ct, Marla Ct $229,500 $190,000 $250,000-$300,000 $155,500 $130,000 $125,000-$150,000
Westwood Dr, Unity Ln, Harmon Rd, Avery Way Ct, Deer Crossing Ln, Linville Rd, Pitts St, Old Highway 66 Cir, Broken Saddle Ln, Sr2079 $204,500 $180,000 $150,000-$175,000 $159,000 $150,000 $175,000-$200,000
Fallfield Dr, Marietta Dr, Industrial Park Dr, Gravelawn Dr, Nottinghill Dr, Stone Meadow Dr SE, Monica Ct, Adams Gate Rd, Woodland Pointe Dr, Guthrie Ct $131,000 $120,000 $100,000-$125,000 $100,000 $90,000 $75,000-$100,000
Church Ln, Woodbine St, Wimberly Way Ct, State Rd 2654, Oakmont Cir, Joyceland Rd, Tom Ct, Morris Rd, Kenton Dr, Rte 2137 $170,000 $150,000 $150,000-$175,000 $98,500 $80,000 $75,000-$100,000
McCracken Rd, Tuxford Ln, Mar Vista Ln, Century Place Blvd, Saint Mary Dr, Woodstaff Dr, Hastings Hill Rd, Mountain View Dr, McCoy Dr, Wrangler Dr $128,000 $120,000 $100,000-$125,000 $172,000 $150,000 $150,000-$175,000

Choose the Best Kernersville, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 600-649 Credit Score <$25,000 1 Pet, Smoker $640
Full Time Job 700-749 Credit Score $50 to $75,000 More than 3 Pets at home, Smoker $560
Retired 500-549 Credit Score No Income No Pets, Smoker $200

Choose the Right Deductible for your Kernersville, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $500 $620 $1,120 $530 $1,030 $90
Forsyth County, NC $1,000 $770 $1,270 $650 $1,650 $-380
Kernersville, NC $700 $830 $1,330 $680 $1,380 $-50
Middle Fork I, NC $100 $370 $470 $320 $420 $50
Winston, NC $2,000 $550 $1,050 $460 $2,460 $-1,410
High Point, NC $200 $650 $850 $570 $770 $80
Clemmonsville, NC $1,500 $1,090 $1,590 $950 $2,450 $-860
Bermuda Run, NC $100 $910 $1,010 $760 $860 $150
Mayodan, NC $700 $340 $840 $280 $980 $-140
Pleasant Garden, NC $300 $850 $1,150 $690 $990 $160
Randleman, NC $1,000 $570 $1,070 $480 $1,480 $-410
Rowan County, NC $200 $530 $730 $450 $650 $80
Pleasant Hill, NC $2,000 $520 $1,020 $440 $2,440 $-1,420

Identify Top Home Insurance Agents near Kernersville, NC | Back to Top

Home Insurance Company Kernersville, NC Homeowners Insurance Agency Kernersville, NC Address Popularity Score Distance from Kernersville (miles)
Nationwide Michael J Morgan Agency 2200 Silas Creek Pkwy Ste 4 A, Winston-Salem, NC, 27103
11.2
State Farm Kevin Gill 1411 Welborn St Ste 102, High Point, NC, 27262-2698
12.0
Allstate Tammie Grisso Dallura 3815 Tinsley Dr Ste 161, High Point, NC, 27265
10.2
State Farm Kim Bates 200 Charlois Blvd Ste 200, Winston Salem, NC, 27103-1536
12.4
State Farm Kevin Bugg 1325 Nc Highway 66 S Ste F, Kernersville, NC, 27284-3768
3.4
State Farm Drew Baker 608 Pisgah Ch Rd, Greensboro, NC, 27455-2554
16.3
State Farm Kirt Watkins 930 W 4th St, Winston Salem, NC, 27101-2518
9.7
Allstate Edward J. Sarnocinski 1692b Nc Highway 68 N Ste B, Oak Ridge, NC, 27310
6.3
Nationwide Ringeman Insurance Agency L.L.C. 8064 North Point Blvd, Winston-Salem, NC, 27106
10.0
Travelers Worldwide Ins Net Inc-Mn 1589 Skeets Club Rd #102 Pmb 349, High Point, NC, 27265
10.0

Compare Rates for Kernersville, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $660 $480 $910 $430
Forsyth County, NC $151,700 $830 $600 $1,170 $570
Kernersville, NC $163,500 $960 $640 $1,320 $680
Middle Fork I, NC $100,000 $570 $390 $800 $410
Winston, NC $141,500 $750 $510 $1,030 $520
High Point, NC $145,900 $790 $560 $1,100 $540
Clemmonsville, NC $232,500 $1,050 $750 $1,460 $710
Bermuda Run, NC $313,800 $1,040 $720 $1,450 $730
Mayodan, NC $80,900 $420 $300 $580 $280
Pleasant Garden, NC $166,200 $880 $590 $1,210 $620
Randleman, NC $125,500 $560 $410 $800 $390
Rowan County, NC $129,100 $750 $540 $1,070 $530
Pleasant Hill, NC $116,800 $480 $330 $680 $350