Gavop shows you how to buy homeowners insurance in Zimmerman, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Zimmerman, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Elm St, 270th Ave, Co Rd 4 NW, 258th Ave, 240th Ave NW, 97 1/2 St NW, Co Hwy 4, 25th St W, 6th St W, 138th St | $223,500 | $210,000 | $200,000-$250,000 | $156,000 | $130,000 | $175,000-$200,000 |
| 114th Ave, 5th Ave N, 268th Cir, 261st Ave, Fremont Ln, Co Rd 46, 96th St, 113th St, 237th Ave, 110th St | $203,000 | $190,000 | $150,000-$175,000 | $175,500 | $150,000 | $125,000-$150,000 |
| 128th St NW, 102nd St, 111th St, 24th St W, 264th Ave NW, 245th Ave NW, 268th Ave, Fremont Ave, North Dr, Co Rd 50 | $269,000 | $230,000 | $250,000-$300,000 | $181,000 | $150,000 | $150,000-$175,000 |
| Highland Rd, 11th St W, 263rd Ave NW, 237th Ave NW, 102nd St NW, 269th Ave, 3rd Ave S, Terrace Dr, 224th Ct, 109th St NW | $126,000 | $120,000 | $125,000-$150,000 | $171,000 | $150,000 | $175,000-$200,000 |
| 10th Ave N, 8th Ave N, 140th St, 114th St NW, Main St, Co Hwy 1, Co Rd 36, 14th St W, 272nd Ave, 119th St NW | $233,000 | $190,000 | $250,000-$300,000 | $151,500 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$161 | $732 |
| Superior Protection Discount | -$89 | $803 |
| Fire & Security Discount | -$71 | $821 |
| Hail Resistant Roof Discount | -$18 | $874 |
| Newly Constructed Home Discount | -$223 | $669 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,464 |
| Hail Damage | $4,476 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $15,884 |
| Home Insurance Company Zimmerman, MN | Homeowners Insurance Agency Zimmerman, MN | Address | Popularity Score | Distance from Zimmerman (miles) |
|---|---|---|---|---|
| Travelers | Mahowald Insurance Agency | 916 W Saint Germain St Ste 100, St Cloud, MN, 56301 | 28.7 | |
| Travelers | Inver Grove Insurance Agency Inc | 6775 Cahill Ave E Ste 204, Inver Grove Heights, MN, 55076 | 48.8 | |
| State Farm | Brent Mohlenhoff | 220 W 98th St, Bloomington, MN, 55420-3859 | 45.1 | |
| Travelers | Insurance Brokers Of Mn Inc | 900 E Main St Ste 100, Anoka, MN, 55303 | 20.0 | |
| Allstate | John W. Wenholz | 3505 Northdale Blvd Nw, Coon Rapids, MN, 55448 | 19.9 | |
| Travelers | J A Price Agency Inc | 6640 Shady Oak Road #500 Eden Prairie, Eden Prairie, MN, 55344 | 39.6 | |
| State Farm | Janet Jezior | 1826 Tower Dr W, Stillwater, MN, 55082-7597 | 46.5 | |
| State Farm | Dave Schiminsky | 2097 County Road D E Ste B, Maplewood, MN, 55109-5360 | 39.9 | |
| State Farm | Troy Beckman | 3841 St Francis Blvd Ste 102, Anoka, MN, 55303-1074 | 18.0 | |
| Travelers | Mcnamara Company | 1330 Highway 96 East, Saint Paul, MN, 55110 | 36.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $800 | $1,690 | $890 |
| Sherburne County, MN | $204,100 | $1,121 | $750 | $1,590 | $840 |
| Zimmerman, MN | $161,800 | $892 | $600 | $1,220 | $620 |
| Palmer, MN | $238,900 | $1,307 | $940 | $1,800 | $860 |
| Ham Lake, MN | $280,000 | $1,010 | $720 | $1,390 | $670 |
| Pine City, MN | $124,500 | $906 | $620 | $1,240 | $620 |
| Franconia, MN | $291,700 | $1,454 | $990 | $2,020 | $1,030 |
| Dresser, WI | $124,200 | $592 | $400 | $830 | $430 |
| Bergen, MN | $261,600 | $1,370 | $1,000 | $1,960 | $960 |
| Eden Lake, MN | $231,200 | $1,285 | $940 | $1,760 | $820 |
| Louisville, MN | $416,700 | $1,950 | $1,420 | $2,770 | $1,350 |
| Bayport, MN | $217,100 | $1,244 | $850 | $1,700 | $850 |
| Grantsburg, WI | $93,800 | $504 | $370 | $720 | $350 |