Gavop shows you how to buy homeowners insurance in Thermalito, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $142,000 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $188,500 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $163,000 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $308,500 | $260,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$84 | $963 |
| Home and Two Car | -$167 | $879 |
| Home and Three Car | -$262 | $785 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Butte County | $1,500 | $673 | $2,173 | $489 | $1,989 | $184 |
| Thermalito, CA | $1,000 | $1,034 | $2,034 | $751 | $1,751 | $283 |
| Marysville Northeast, CA | $400 | $785 | $1,185 | $571 | $971 | $215 |
| Pike, CA | $1,500 | $767 | $2,267 | $557 | $2,057 | $210 |
| Sutter County, CA | $100 | $668 | $768 | $485 | $585 | $183 |
| Corning, CA | $2,500 | $1,052 | $3,552 | $764 | $3,264 | $287 |
| Robbins, CA | $400 | $626 | $1,026 | $455 | $855 | $171 |
| Colfax, CA | $2,500 | $673 | $3,173 | $489 | $2,989 | $184 |
| East Tehama, CA | $400 | $578 | $978 | $420 | $820 | $158 |
| Knights Landing, CA | $1,500 | $646 | $2,146 | $470 | $1,970 | $177 |
| Proberta, CA | $500 | $495 | $995 | $360 | $860 | $135 |
| Home Insurance Company Thermalito, CA | Homeowners Insurance Agency Thermalito, CA | Address | Popularity Score | Distance from Thermalito (miles) |
|---|---|---|---|---|
| Allstate | Gary Ott | 2227 Myers St Ste C, Oroville, CA, 95966 | 2.6 | |
| State Farm | Maria Topete | 985 Hazel St, Gridley, CA, 95948-2113 | 11.2 | |
| Farmers | Lloyd Lawson Ii | 16770 Placer Hills Rd Ste A, Meadow Vista, CA, 95722 | 47.1 | |
| Farmers | Warren Jackson | 621 B St Ste B, Marysville, CA, 95901 | 25.3 | |
| Travelers | Seeley Insurance Services | 10988 Combie Rd Suite 101, Auburn, CA, 95602 | 42.9 | |
| Allstate | William Witzke | 1201 Grass Valley Hwy, Auburn, CA, 95603 | 49.1 | |
| Farmers | Lori Rodgers | 2212 5th Ave, Oroville, CA, 95965 | 2.0 | |
| State Farm | Daren Anderson | 601 Mcbean Park Dr Ste 100, Lincoln, CA, 95648-1891 | 45.8 | |
| Farmers | Mark Ristine | 1751 Oro Dam Blvd E Ste 6, Oroville, CA, 95966 | 2.6 | |
| State Farm | Ben Harwell | 11965 Heritage Oak Pl, Auburn, CA, 95603-2461 | 47.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Butte County, CA | $238,200 | $681 | $500 | $930 | $430 |
| Thermalito, CA | $145,600 | $1,046 | $770 | $1,420 | $650 |
| Marysville Northeast, CA | $295,300 | $795 | $590 | $1,080 | $490 |
| Pike, CA | $285,000 | $776 | $570 | $1,060 | $490 |
| Sutter County, CA | $234,500 | $676 | $500 | $920 | $420 |
| Corning, CA | $174,600 | $1,065 | $790 | $1,450 | $660 |
| Robbins, CA | $186,300 | $634 | $470 | $860 | $390 |
| Colfax, CA | $222,800 | $681 | $500 | $930 | $430 |
| East Tehama, CA | $150,200 | $585 | $430 | $800 | $370 |
| Knights Landing, CA | $202,300 | $654 | $480 | $890 | $410 |
| Proberta, CA | $98,700 | $501 | $370 | $680 | $310 |