Gavop tells you how to get the best homeowners insurance in Youngstown, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $103,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $74,000 | $60,000 | $75,000-$100,000 |
| 4 Bedroom | $189,000 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $182,500 | $150,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$70 | $703 |
| Home and Two Car | -$124 | $649 |
| Home and Three Car | -$185 | $587 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bay County | $1,500 | $1,355 | $2,855 | $985 | $2,485 | $370 |
| Youngstown, FL | $2,500 | $764 | $3,264 | $555 | $3,055 | $209 |
| Calhoun County, FL | $100 | $780 | $880 | $567 | $667 | $213 |
| Panama City, FL | $2,500 | $1,274 | $3,774 | $926 | $3,426 | $348 |
| Upper Grand Lagoon, FL | $200 | $1,012 | $1,212 | $736 | $936 | $277 |
| Chipley, FL | $1,500 | $808 | $2,308 | $587 | $2,087 | $221 |
| Caryville, FL | $100 | $960 | $1,060 | $698 | $798 | $262 |
| Cypress, FL | $1,000 | $819 | $1,819 | $595 | $1,595 | $224 |
| Gulf County, FL | $100 | $1,000 | $1,100 | $726 | $826 | $273 |
| Holmes County, FL | $1,500 | $851 | $2,351 | $618 | $2,118 | $232 |
| East Liberty, FL | $400 | $835 | $1,235 | $607 | $1,007 | $228 |
| Madrid, AL | $2,500 | $863 | $3,363 | $627 | $3,127 | $236 |
| Home Insurance Company Youngstown, FL | Homeowners Insurance Agency Youngstown, FL | Address | Popularity Score | Distance from Youngstown (miles) |
|---|---|---|---|---|
| Allstate | Mark S. Mckinney | 3009 Highway 77 Ste M, Panama City, FL, 32405 | 17.7 | |
| Allstate | Amy Dalton | 1315 E 14th St, Lynn Haven, FL, 32444 | 15.3 | |
| Allstate | Nancy S Ramsey | 1501 Mulberry Ave Ste 2, Panama City, FL, 32405 | 19.7 | |
| Allstate | Jeffrey Robinson | 1229 Airport Rd, Panama City, FL, 32405 | 19.5 | |
| Travelers | Hollomon Insurance Agency | 111 W 23rd St, Panama City, FL, 32405 | 18.8 | |
| State Farm | Michael Lovchuk | 3477 Highway 77 Unit A, Panama City, FL, 32405-4297 | 17.2 | |
| Allstate | Dave Hornkohl | 2209 W 15th St, Panama City, FL, 32401 | 20.8 | |
| Travelers | Farrell Realty & Insurance Agency Inc | 701 Ohio Ave, Lynn Haven, FL, 32444 | 15.4 | |
| Liberty Mutual Independent | Fuller Insurance Llc | 4821 Us Highway 98 W Ste 103, Santa Rosa Beach, FL, 32459 | 47.7 | |
| Travelers | Peoples First Insurance Services Llc | 1 Stanford Centre 1002 W 23rd St Ste 130, Panama City, FL, 32405 | 19.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Bay County, FL | $166,400 | $1,372 | $1,070 | $1,840 | $770 |
| Youngstown, FL | $77,100 | $773 | $600 | $1,040 | $440 |
| Calhoun County, FL | $80,000 | $790 | $620 | $1,060 | $440 |
| Panama City, FL | $152,900 | $1,290 | $1,010 | $1,730 | $720 |
| Upper Grand Lagoon, FL | $220,800 | $1,025 | $800 | $1,370 | $570 |
| Chipley, FL | $110,800 | $818 | $640 | $1,100 | $460 |
| Caryville, FL | $84,700 | $972 | $760 | $1,300 | $540 |
| Cypress, FL | $86,800 | $829 | $650 | $1,110 | $460 |
| Gulf County, FL | $151,400 | $1,012 | $790 | $1,360 | $570 |
| Holmes County, FL | $92,400 | $861 | $670 | $1,150 | $480 |
| East Liberty, FL | $66,000 | $845 | $660 | $1,130 | $470 |
| Madrid, AL | $108,500 | $874 | $590 | $1,240 | $650 |