Gavop shows you how to buy homeowners insurance in Ball, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Ball, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Hwy 54, Co Hwy 22, Mayfield Rd, Grooms, Post Rd, Galloway Rd, Towle Rd, San Terra Rd, Lakeside Dr, Violet Ridge | $131,000 | $120,000 | $150,000-$175,000 | $115,500 | $100,000 | $75,000-$100,000 |
| Tanglewood Dr, E Walnut St, Caravan Ln, Laconwood Dr, Deerfield Rd, Muirfield Rd, Brinocar Rd, Academy Rd, Dell Dr, Tamaroa Dr | $213,000 | $180,000 | $200,000-$250,000 | $366,500 | $320,000 | $300,000-$350,000 |
| Brittany St, Reichert Rd, W Brown St, W Lake Shore Dr, Greenberry Rd, Gordon Dr, Co Rd 19 S, E Glenarm Rd, Long Bay, Knollcrest Ln | $94,000 | $80,000 | $100,000-$125,000 | $131,000 | $120,000 | $100,000-$125,000 |
| Johnstone Rd, E Lake Shore Dr, Tomahawk Dr, Latigo Dr, Joan Dr, Bay Ridge Ln, S Henrietta St, Magnolia Dr, W Dodds St, Moorshead St | $116,000 | $110,000 | $75,000-$100,000 | $207,500 | $170,000 | $200,000-$250,000 |
| S East St, N Sn 000 E, Henkel Creek Rd, 75 A West Rd, Harbor Lndg, Woodland Rd, Orchard Ln, Hazel St, White Oak Dr, Turtle Creek Dr | $279,500 | $230,000 | $200,000-$250,000 | $299,000 | $280,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$62 | $716 |
| Home and Two Car | -$132 | $646 |
| Home and Three Car | -$195 | $584 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sangamon County | $2,500 | $724 | $3,224 | $526 | $3,026 | $198 |
| Ball, IL | $1,500 | $769 | $2,269 | $559 | $2,059 | $210 |
| Chatham, IL | $500 | $714 | $1,214 | $519 | $1,019 | $195 |
| Sangamon County, IL | $1,500 | $724 | $2,224 | $526 | $2,026 | $198 |
| Langleyville, IL | $400 | $589 | $989 | $428 | $828 | $161 |
| Jacksonville No. 1, IL | $2,000 | $398 | $2,398 | $289 | $2,289 | $109 |
| Jacksonville No. 10, IL | $200 | $657 | $857 | $477 | $677 | $180 |
| Irving, IL | $2,500 | $562 | $3,062 | $409 | $2,909 | $154 |
| Western Mound, IL | $100 | $772 | $872 | $561 | $661 | $211 |
| Decatur, IL | $2,000 | $935 | $2,935 | $680 | $2,680 | $256 |
| South Hurricane, IL | $100 | $679 | $779 | $493 | $593 | $185 |
| Oreana, IL | $1,000 | $634 | $1,634 | $461 | $1,461 | $173 |
| Home Insurance Company Ball, IL | Homeowners Insurance Agency Ball, IL | Address | Popularity Score | Distance from Ball (miles) |
|---|---|---|---|---|
| State Farm | Diane Sullivan | 2950 N Water St Ste 305, Decatur, IL, 62526-6521 | 39.5 | |
| Travelers | Peterson Insurance Services Inc | 117 W Main St, Clinton, IL, 61727 | 49.7 | |
| Travelers | Forsyth Insurance Group | 430 East Vine, Springfield, IL, 62703 | 8.9 | |
| Allstate | Tim Maher | 1216 S Macarthur Blvd, Springfield, IL, 62704 | 9.0 | |
| State Farm | Ed Blasius | 2025 W Iles Ave Ste C, Springfield, IL, 62704-4197 | 8.0 | |
| Farmers | Matt Hamilton | 2925 S Meadowbrook Rd Ste F, Springfield, IL, 62711 | 8.4 | |
| State Farm | Larry Welton | 315 W Johnson St, Clinton, IL, 61727-1329 | 49.7 | |
| State Farm | Tom Eoff | 275 N Westgate Ave, Jacksonville, IL, 62650-1700 | 33.4 | |
| Travelers | Prairie State Insurance Agency Inc | 430 E Vine St, Springfield, IL, 62703 | 8.9 | |
| State Farm | Jim Bandy | 300 S Clover Ln, Auburn, IL, 62615-9687 | 6.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,170 | $590 |
| Sangamon County, IL | $136,100 | $732 | $500 | $1,010 | $510 |
| Ball, IL | $226,200 | $779 | $520 | $1,080 | $560 |
| Chatham, IL | $185,100 | $722 | $520 | $1,030 | $510 |
| Sangamon County, IL | $136,100 | $732 | $530 | $1,010 | $480 |
| Langleyville, IL | $85,000 | $596 | $430 | $830 | $400 |
| Jacksonville No. 1, IL | $41,500 | $403 | $270 | $560 | $290 |
| Jacksonville No. 10, IL | $104,700 | $665 | $490 | $920 | $430 |
| Irving, IL | $77,900 | $569 | $380 | $810 | $430 |
| Western Mound, IL | $146,900 | $781 | $540 | $1,070 | $530 |
| Decatur, IL | $80,600 | $947 | $680 | $1,330 | $650 |
| South Hurricane, IL | $111,800 | $687 | $490 | $980 | $490 |
| Oreana, IL | $97,800 | $642 | $460 | $910 | $450 |