Gavop's guide to buying homeowners insurance in New Baltimore, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$281 | $759 |
| 30 year old | +$16 | $1,055 |
| 40 year old | +$27 | $1,066 |
| 50 year old | +$39 | $1,079 |
| Above 50 year old | +$50 | $1,089 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$166 | $873 |
| Superior Protection Discount | -$104 | $936 |
| Fire & Security Discount | -$94 | $946 |
| Hail Resistant Roof Discount | -$31 | $1,008 |
| Newly Constructed Home Discount | -$301 | $738 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fauquier County | $2,500 | $1,025 | $3,525 | $745 | $3,245 | $280 |
| New Baltimore, VA | $1,500 | $1,027 | $2,527 | $746 | $2,246 | $281 |
| Laurel Hill, VA | $500 | $944 | $1,444 | $686 | $1,186 | $258 |
| Fork, VA | $400 | $793 | $1,193 | $577 | $977 | $217 |
| , VA | $2,000 | $1,302 | $3,302 | $946 | $2,946 | $356 |
| Spotsylvania County, VA | $200 | $913 | $1,113 | $664 | $864 | $250 |
| Oxon Hill, MD | $2,000 | $713 | $2,713 | $518 | $2,518 | $195 |
| Clinton, MD | $200 | $911 | $1,111 | $662 | $862 | $249 |
| New Carrollton, MD | $1,500 | $743 | $2,243 | $540 | $2,040 | $203 |
| Home Insurance Company New Baltimore, VA | Homeowners Insurance Agency New Baltimore, VA | Address | Popularity Score | Distance from New Baltimore (miles) |
|---|---|---|---|---|
| Allstate | Ernesto Bandini | 2605 Mount Vernon Ave Ste B, Alexandria, VA, 22301 | 36.0 | |
| Allstate | Alice Miller | 568 Waterloo Rd Ste 104, Warrenton, VA, 20186 | 5.3 | |
| Farmers | Antonia Mendez | 12185 Balls Ford Rd, Manassas, VA, 20109 | 9.3 | |
| Liberty Mutual Independent | Brown & Brown Insurance Agency | 11220 Assett Loop Ste 304, Manassas, VA, 20109 | 10.0 | |
| State Farm | Carola Salinas | 7915 Lake Manassas Dr Ste 202, Gainesville, VA, 20155-3260 | 4.9 | |
| Allstate | Stace Rader | 128 S Cameron St, Winchester, VA, 22601 | 38.8 | |
| Travelers | Long & Foster Insurance Agency Inc | 14501 George Carter Way, Chantilly, VA, 20151 | 17.7 | |
| State Farm | Cliff Galyen | 4534 Plank Rd Ste A, Fredericksbrg, VA, 22407-0136 | 32.7 | |
| State Farm | Kassaye Endaylalu | 6535 Little River Tpke, Alexandria, VA, 22312-1418 | 30.6 | |
| State Farm | Anita Sadlack | 14540 J Marshall Hwy Ste 211, Gainesville, VA, 20155-1691 | 6.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,300 | $620 |
| Fauquier County, VA | $370,000 | $1,038 | $740 | $1,430 | $690 |
| New Baltimore, VA | $464,700 | $1,039 | $710 | $1,480 | $770 |
| Laurel Hill, VA | $518,600 | $955 | $660 | $1,330 | $670 |
| Fork, VA | $259,600 | $803 | $550 | $1,120 | $570 |
| , VA | $643,300 | $1,318 | $960 | $1,820 | $860 |
| Spotsylvania County, VA | $265,600 | $924 | $620 | $1,310 | $690 |
| Oxon Hill, MD | $226,100 | $722 | $570 | $910 | $340 |
| Clinton, MD | $275,600 | $922 | $730 | $1,160 | $430 |
| New Carrollton, MD | $245,000 | $752 | $590 | $950 | $360 |