Gavop shows you how to buy homeowners insurance in Kings Grant, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $127,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $190,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $233,500 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $342,500 | $300,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $613 |
| Superior Protection Discount | -$67 | $680 |
| Fire & Security Discount | -$75 | $673 |
| Hail Resistant Roof Discount | -$22 | $725 |
| Newly Constructed Home Discount | -$172 | $576 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| New Hanover County | $1,500 | $1,015 | $2,515 | $738 | $2,238 | $277 |
| Kings Grant, NC | $1,500 | $739 | $2,239 | $537 | $2,037 | $202 |
| Federal Point, NC | $200 | $832 | $1,032 | $604 | $804 | $227 |
| Canetuck, NC | $2,000 | $472 | $2,472 | $343 | $2,343 | $129 |
| St. James, NC | $100 | $1,932 | $2,032 | $1,404 | $1,504 | $528 |
| Union, NC | $1,500 | $635 | $2,135 | $462 | $1,962 | $174 |
| Holden Beach, NC | $300 | $1,648 | $1,948 | $1,198 | $1,498 | $450 |
| Harrells, NC | $2,000 | $622 | $2,622 | $452 | $2,452 | $170 |
| Jacksonville, NC | $200 | $810 | $1,010 | $589 | $789 | $221 |
| Columbus County, NC | $1,000 | $967 | $1,967 | $702 | $1,702 | $264 |
| Taylors Bridge, NC | $400 | $384 | $784 | $279 | $679 | $105 |
| Home Insurance Company Kings Grant, NC | Homeowners Insurance Agency Kings Grant, NC | Address | Popularity Score | Distance from Kings Grant (miles) |
|---|---|---|---|---|
| State Farm | Jonathan Calhoun | 432 Landmark Drive, Wilmington, NC, 28412-6310 | 6.9 | |
| State Farm | Jimi Woodruff | 2805 Market St, Wilmington, NC, 28403-1219 | 3.2 | |
| State Farm | Rob Cutting | 432 Eastwood Rd Ste 100, Wilmington, NC, 28403-1873 | 1.9 | |
| Liberty Mutual Independent | Jwb Insurance Group | 4010 Oleander Dr Ste 11, Wilmington, NC, 28403 | 4.2 | |
| Travelers | Coastal Insurance | 4625 Main St, Shallotte, NC, 28470 | 35.6 | |
| State Farm | Tim Moore | 7016 Market Street, Wilmington, NC, 28411-9728 | 2.5 | |
| State Farm | Cedric Dickerson | 5919 Oleander Dr Ste 104, Wilmington, NC, 28403-4757 | 4.3 | |
| State Farm | Amina Shade | 3001 Wrightsville Ave Ste B, Wilmington, NC, 28403-4106 | 3.7 | |
| Liberty Mutual Independent | Bladen Insurance Agency Llc | 300 A S Peplar St, Elizabethtown, NC, 28337 | 48.9 | |
| Travelers | Homeinsurance Com | 4829 Carolina Beach Rd Ste. 110, Wilmington, NC, 28412 | 8.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,280 | $630 |
| New Hanover County, NC | $225,600 | $1,028 | $750 | $1,420 | $670 |
| Kings Grant, NC | $160,000 | $748 | $530 | $1,020 | $490 |
| Federal Point, NC | $253,100 | $842 | $600 | $1,150 | $550 |
| Canetuck, NC | $74,200 | $478 | $350 | $650 | $300 |
| St. James, NC | $450,200 | $1,955 | $1,330 | $2,720 | $1,390 |
| Union, NC | $103,800 | $643 | $430 | $910 | $480 |
| Holden Beach, NC | $396,500 | $1,668 | $1,220 | $2,390 | $1,170 |
| Harrells, NC | $101,300 | $630 | $460 | $870 | $410 |
| Jacksonville, NC | $148,300 | $820 | $560 | $1,120 | $560 |
| Columbus County, NC | $85,200 | $978 | $680 | $1,390 | $710 |
| Taylors Bridge, NC | $60,100 | $389 | $260 | $550 | $290 |