Gavop shows you how to buy homeowners insurance in Costilla County, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Costilla County, CO - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cerritos St, Coleman Pl, Mead Rd, Luke Rd, Pascoe Ln, 8th St, Co Rd A.5, Bunny Ln, Co Rd K.5, Co Rd M.5 | $111,500 | $90,000 | $100,000-$125,000 | $84,500 | $70,000 | $75,000-$100,000 |
| Co Rd 11, Rd Z, Co Rd 9, Rd P, Alta Mesa Dr, Bateman Rd, Winter Park Rd, Broad St, K 5, Borman Dr | $47,500 | $40,000 | $25,000-$50,000 | $72,000 | $70,000 | $50,000-$75,000 |
| Mack, Wilking Rd, Korloft Ln, Rd L, Edmond Rd, 7th St, 6th St, Cedar Ave, Merlo Dr, Hostetter Rd | $143,500 | $130,000 | $125,000-$150,000 | $110,000 | $100,000 | $125,000-$150,000 |
| Co Rd G, 12th St, 5th St, Ferlinghuysen Rd, Rd 22.3, Woodanan Rd, Mountain View Trl, Glenwoon Spring, Emery Loop, Navajo St | $63,000 | $60,000 | $50,000-$75,000 | $93,000 | $80,000 | $100,000-$125,000 |
| Gilpin Ave, J J 3 St, Jj2 St, Culebra St, Rd 22, Co Rd Gg, Keuser, Vega St, 9th St, Rd 15 | $60,000 | $50,000 | $50,000-$75,000 | $126,500 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$154 | $655 |
| Superior Protection Discount | -$81 | $728 |
| Fire & Security Discount | -$73 | $736 |
| Hail Resistant Roof Discount | -$16 | $793 |
| Newly Constructed Home Discount | -$226 | $582 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Costilla County | $1,000 | $799 | $1,799 | $581 | $1,581 | $218 |
| Costilla County, CO | $1,500 | $799 | $2,299 | $581 | $2,081 | $218 |
| San Luis, CO | $400 | $922 | $1,322 | $670 | $1,070 | $252 |
| Fort Garland, CO | $1,500 | $881 | $2,381 | $640 | $2,140 | $241 |
| Blanca, CO | $100 | $1,019 | $1,119 | $740 | $840 | $278 |
| Alamosa County, CO | $2,500 | $910 | $3,410 | $662 | $3,162 | $249 |
| Romeo, CO | $400 | $752 | $1,152 | $546 | $946 | $205 |
| Huerfano County, CO | $2,000 | $869 | $2,869 | $631 | $2,631 | $237 |
| Hooper, CO | $100 | $866 | $966 | $630 | $730 | $237 |
| San Cristobal, NM | $500 | $1,344 | $1,844 | $976 | $1,476 | $367 |
| Home Insurance Company Costilla County, CO | Homeowners Insurance Agency Costilla County, CO | Address | Popularity Score | Distance from Costilla County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Dells Insurance Agency Inc. | 510 Bell Ave, Alamosa, CO, 81101 | 27.7 | |
| State Farm | Mary Jo Merkley | 1639 Grande Ave, Monte Vista, CO, 81144-1787 | 44.0 | |
| State Farm | Fred Ettleman | 320 W 7th St, Walsenburg, CO, 81089 | 42.6 | |
| State Farm | Jay Meyer | 410 Ross Ave, Alamosa, CO, 81101-2489 | 27.6 | |
| State Farm | Torben Walters | 431 3rd St, Alamosa, CO, 81101-2661 | 27.4 | |
| Farmers | Clarine Denton | 2001 Main St, Alamosa, CO, 81101 | 28.4 | |
| Allstate | The Hancock Group In | 903 Main St, Alamosa, CO, 81101 | 27.6 | |
| State Farm | Jay Meyer | 410 Ross Avenue, Alamosa, CO, 81101-2489 | 27.6 | |
| Travelers | Walsenburg Ins Center Inc | 521 Main St, Walsenburg, CO, 81089 | 42.9 | |
| Farmers | Don Smit | 2415 Mullins Ave Unit 6, Alamosa, CO, 81101 | 29.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Costilla County, CO | $114,200 | $809 | $570 | $1,060 | $490 |
| Costilla County, CO | $114,200 | $809 | $570 | $1,060 | $490 |
| San Luis, CO | $106,600 | $933 | $650 | $1,220 | $570 |
| Fort Garland, CO | $96,700 | $892 | $620 | $1,170 | $550 |
| Blanca, CO | $132,800 | $1,031 | $720 | $1,350 | $630 |
| Alamosa County, CO | $152,900 | $921 | $650 | $1,210 | $560 |
| Romeo, CO | $68,800 | $761 | $530 | $1,000 | $470 |
| Huerfano County, CO | $137,400 | $879 | $620 | $1,150 | $530 |
| Hooper, CO | $93,300 | $877 | $610 | $1,150 | $540 |
| San Cristobal, NM | $381,300 | $1,360 | $970 | $1,890 | $920 |