How Can I Make My Liberty County, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Liberty County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Liberty County, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $48,000 $40,000 $50,000-$75,000
2 Bedroom $130,000 $120,000 $125,000-$150,000
3 Bedroom $152,500 $140,000 $175,000-$200,000
4 Bedroom $124,000 $110,000 $125,000-$150,000
5 Bedroom $256,000 $220,000 $200,000-$250,000

Choose the Best Liberty County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 700-749 Credit Score >$150,000 No Pets, Non-Smoker $840
Part Time Job Up to 499 Credit Score <$25,000 1 Pet, Smoker $620
Retired 800-850 Credit Score <$25,000 2 Pets, Smoker $340

Choose the Right Deductible for your Liberty County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $400 $510 $910 $420 $820 $90
Liberty County, TX $1,000 $450 $950 $380 $1,380 $-430
Liberty County, TX $1,500 $370 $870 $310 $1,810 $-940
Liberty-Dayton, TX $500 $460 $960 $390 $890 $70
Porter Heights, TX $2,000 $470 $970 $400 $2,400 $-1,430
China, TX $200 $530 $730 $440 $640 $90
Nome-China, TX $1,000 $660 $1,160 $570 $1,570 $-410
Aldine, TX $500 $390 $890 $330 $830 $60
The Woodlands, TX $2,500 $1,090 $1,590 $940 $3,440 $-1,850
South Houston, TX $200 $360 $560 $300 $500 $60
Evadale, TX $2,000 $260 $760 $210 $2,210 $-1,450
Hilshire Village, TX $200 $1,760 $1,960 $1,470 $1,670 $290
Woodville, TX $2,500 $390 $890 $330 $2,830 $-1,940

Identify Top Home Insurance Agents near Liberty County, TX | Back to Top

Home Insurance Company Liberty County, TX Homeowners Insurance Agency Liberty County, TX Address Popularity Score Distance from Liberty County (miles)
State Farm Blaine Scelfo 21901 St Hwy 249 Ste 100, Houston, TX, 77070-1516
47.0
State Farm Johnny White 549 N Fm 270 Rd Ste 100, League City, TX, 77573-3237
46.7
State Farm Eric Narzynski 3835 Fm 2920 Rd Ste A1, Spring, TX, 77388-4242
39.6
Liberty Mutual Independent Gbs Insurance Agency Inc 6300 West Loop S Ste 220, Bellaire, TX, 77401
49.2
Nationwide Leon Keeble 25408 Highway 59 Ste 150, Porter, TX, 77365
25.9
State Farm Scott Baxter 7035 W Tidwell Rd Ste 102j, Houston, TX, 77092-2030
45.7
Allstate Horace Bridges 24501 Fm 2100 Rd Ste C, Huffman, TX, 77336
18.4
State Farm Natalie Barry 2302 Fannin St Ste 150, Houston, TX, 77002-9143
43.7
Travelers Hotchkiss Insurance Agency Llc 13430 Northwest Fwy Ste 600, Houston, TX, 77040
46.3
State Farm Mel Newsom 8203 Willow Pl Dr S Ste 170, Houston, TX, 77070-5526
45.9

Compare Rates for Liberty County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $650 $430 $1,000 $570
Liberty County, TX $83,200 $430 $280 $660 $380
Liberty County, TX $83,200 $370 $240 $570 $330
Liberty-Dayton, TX $90,400 $390 $260 $600 $340
Porter Heights, TX $109,200 $640 $420 $990 $570
China, TX $98,800 $410 $270 $630 $360
Nome-China, TX $122,600 $550 $360 $850 $490
Aldine, TX $80,200 $410 $270 $630 $360
The Woodlands, TX $264,600 $1,510 $1,000 $2,330 $1,330
South Houston, TX $83,500 $360 $240 $550 $310
Evadale, TX $69,100 $300 $200 $460 $260
Hilshire Village, TX $561,900 $1,800 $1,190 $2,770 $1,580
Woodville, TX $81,600 $440 $290 $680 $390

9 Ways to Get Discounts on Homeowners Insurance in Liberty County, TX

What Makes Your Liberty County, TX Home Insurance Cheap or Expensive