How Can I Make My Cumberland County, NC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Cumberland County, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Cumberland County, NC Home Insurance Coverage Levels | Back to Top

Cumberland County, NC - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Ballpark Rd, E Park Dr, State Rd 1107, Mesa Dr, Leander Ln, Sugaridge Ln, Laramie Ct, N Sumac Cir, Dixie Trl, Acacia Dr $123,500 $100,000 $125,000-$150,000 $163,000 $140,000 $175,000-$200,000
State Rd 2005, Irrigation Dr, Culbreth Rd, University Ave, Barges Ln, Magnolia Church Rd, Friendly Rd, Paintersmill Dr, State Rd 1862, Bass Hill Ln $155,500 $140,000 $125,000-$150,000 $175,000 $150,000 $200,000-$250,000
Jarvis St, Hammerfest Cir, Spotted Horse Ln, Callahan Cir, Stamper Rd, Greenbay Rd, Rutherglen Dr, Madison Ave, Lifestyle Rd, Grays Creek Church Rd $116,000 $110,000 $125,000-$150,000 $89,500 $70,000 $75,000-$100,000
Stoneykirk Dr, Singletree Ln, Hayfield Rd, Cactus Ct, Dunbridge Dr, Whisper Wood Dr, Wayne Ln, Batesburg Dr, Ladson Cir, 4th St $170,500 $150,000 $125,000-$150,000 $207,500 $170,000 $175,000-$200,000
Scallywag Rd, Tourmaline Dr, Ryder St, Coliseum Dr, Longmoor Dr, McCabe St, Gatesville Dr, Rod St, Cameo Ct, Dragonfly Dr $174,000 $150,000 $150,000-$175,000 $114,000 $90,000 $75,000-$100,000
Old McPherson Church Rd, Daniels Ct, Hulon St, Airedale Ct, Laura Ray Rd, Heriot Dr, State Rd 3084, Dupont Plz, Rhodhiss Ct, Lake Upchurch Dr $142,500 $130,000 $150,000-$175,000 $174,500 $150,000 $175,000-$200,000
Godwin Cir, Clipper Dr, Hollow Springs Ct, Locust St, Kedenburg St, Wyandotte Dr, Tunis Ct, Knox St, Sandclay Rd, Sunchon Rd $107,000 $100,000 $100,000-$125,000 $82,500 $70,000 $75,000-$100,000
Silver Pine Dr, Streeter Dr, Cedarwood St, Donovan St, McCoy Cross, Kirkland Dr, Jockey Whip Ln, State Rd 2309, Tanbark Ct, Buie Ave $158,500 $150,000 $125,000-$150,000 $108,500 $100,000 $125,000-$150,000
State Rd 1798, Cypress Lakes Rd, Hunters Run, Beaver Creek Dr, Tasha Dr, Tractor Rd, Batesfield Dr, Explorer St, Regency Dr, Meinlock Ln $216,000 $200,000 $200,000-$250,000 $140,500 $130,000 $150,000-$175,000
Aberdeen Pl, Edwards St, Shep Dr, Laurel St, Carl Freeman Rd, Goodyear Dr, Carnsmore Dr, Eastover St, Knight Pl, Hulon St $117,500 $100,000 $125,000-$150,000 $99,000 $80,000 $75,000-$100,000

Choose the Best Cumberland County, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired Up to 499 Credit Score <$25,000 1 Pet, Smoker $780
Part Time Job 650-699 Credit Score <$25,000 No Pets, Non-Smoker $550
Unemployed 550-599 Credit Score No Income More than 3 Pets at home, Smoker $290

Choose the Right Deductible for your Cumberland County, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $300 $650 $950 $550 $850 $100
Cumberland County, NC $2,000 $560 $1,060 $480 $2,480 $-1,420
Cumberland County, NC $2,000 $620 $1,120 $520 $2,520 $-1,400
Buies Creek, NC $300 $400 $700 $330 $630 $70
Upper Little River, NC $1,500 $580 $1,080 $480 $1,980 $-900
Vass, NC $200 $450 $650 $390 $590 $60
Wagram, NC $1,000 $330 $830 $270 $1,270 $-440
Spring Hill, NC $100 $310 $410 $260 $360 $50
Turkey, NC $2,500 $260 $760 $220 $2,720 $-1,960
McDonald, NC $500 $440 $940 $380 $880 $60
Cleveland, NC $2,500 $730 $1,230 $610 $3,110 $-1,880
Panther Branch, NC $200 $1,150 $1,350 $980 $1,180 $170
Fairmont, NC $2,000 $290 $790 $240 $2,240 $-1,450

Identify Top Home Insurance Agents near Cumberland County, NC | Back to Top

Home Insurance Company Cumberland County, NC Homeowners Insurance Agency Cumberland County, NC Address Popularity Score Distance from Cumberland County (miles)
Liberty Mutual Independent Schultze Insurance Agency Inc 1638 E Booker Dairy Rd, Smithfield, NC, 27577
43.6
State Farm Amy Waldrop 412 E Williams St Ste C, Apex, NC, 27502-2186
46.5
Travelers Carolina Insurance Alliance 1140 Kildaire Farm Rd Ste Ste 104, Cary, NC, 27511
49.5
State Farm Rodney Sherrill 920 Brighton Rd, Fayetteville, NC, 28314-2512
7.3
Liberty Mutual Independent Snipes Insurance Service Inc 105 N Wilson Ave, Dunn, NC, 28334
21.7
Travelers Apex Cary Insurance 1001 Pemberton Hill Rd Ste 101, Apex, NC, 27502
48.0
Allstate Paul Romero 421 Chapanoke Rd Ste 114, Raleigh, NC, 27603
48.3
Erie Pelnik Insurance 100 Ridge View Drive Suite 100, Cary, NC, 27511
48.8
Liberty Mutual Independent Trapp Insurance Group Inc 1135 Kildaire Farm Rd Ste 307, Cary, NC, 27511
49.6
Nationwide Cary Insurance Group Inc. 104 Fountain Brook Cr Ste B, Cary, NC, 27511
49.6

Compare Rates for Cumberland County, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $780 $520 $1,080 $560
Cumberland County, NC $126,300 $520 $370 $720 $350
Cumberland County, NC $126,300 $720 $500 $1,020 $520
Buies Creek, NC $106,300 $550 $390 $780 $390
Upper Little River, NC $111,900 $630 $450 $880 $430
Vass, NC $110,900 $470 $320 $640 $320
Wagram, NC $68,500 $360 $250 $490 $240
Spring Hill, NC $67,200 $270 $180 $370 $190
Turkey, NC $69,500 $410 $300 $570 $270
McDonald, NC $82,000 $480 $320 $680 $360
Cleveland, NC $170,200 $890 $630 $1,260 $630
Panther Branch, NC $210,300 $1,200 $800 $1,640 $840
Fairmont, NC $63,900 $340 $240 $470 $230

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