Gavop shows you how to buy homeowners insurance in Port St. John, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $64,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $105,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $138,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $223,500 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $714 |
| Superior Protection Discount | -$76 | $773 |
| Fire & Security Discount | -$85 | $765 |
| Hail Resistant Roof Discount | -$25 | $824 |
| Newly Constructed Home Discount | -$212 | $637 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Brevard County | $1,000 | $1,331 | $2,331 | $967 | $1,967 | $364 |
| Port St. John, FL | $2,000 | $839 | $2,839 | $610 | $2,610 | $229 |
| Merritt Island, FL | $500 | $1,296 | $1,796 | $942 | $1,442 | $354 |
| East Orange, FL | $2,500 | $1,394 | $3,894 | $1,013 | $3,513 | $381 |
| Melbourne, FL | $400 | $1,325 | $1,725 | $963 | $1,363 | $362 |
| Seminole County, FL | $1,000 | $1,407 | $2,407 | $1,022 | $2,022 | $384 |
| Oak Hill, FL | $500 | $1,481 | $1,981 | $1,076 | $1,576 | $405 |
| Orange County, FL | $700 | $1,507 | $2,207 | $1,095 | $1,795 | $412 |
| Southchase, FL | $100 | $981 | $1,081 | $713 | $813 | $268 |
| Glencoe, FL | $700 | $1,959 | $2,659 | $1,424 | $2,124 | $535 |
| Williamsburg, FL | $100 | $969 | $1,069 | $704 | $804 | $265 |
| South Apopka, FL | $2,000 | $1,109 | $3,109 | $806 | $2,806 | $303 |
| Home Insurance Company Port St. John, FL | Homeowners Insurance Agency Port St. John, FL | Address | Popularity Score | Distance from Port St. John (miles) |
|---|---|---|---|---|
| State Farm | Robin Fisher | 1625 Garden St, Titusville, FL, 32796-3271 | 9.8 | |
| Travelers | Golden Heritage Advisors | 311 Magnolia Ave, Merritt Island, FL, 32952 | 9.8 | |
| State Farm | Jake Drennon | 4625 Key Largo Dr W, Titusville, FL, 32780-6927 | 5.7 | |
| Travelers | American Insurance | 823 Cheney Highway, Titusville, FL, 32780 | 5.7 | |
| State Farm | Kim Steele | 1625 S Wa Ave Ste C, Titusville, FL, 32780-4734 | 6.0 | |
| Allstate | Jennifer Dicandio | 950 Fay Blvd, Cocoa, FL, 32927 | 0.6 | |
| Travelers | Filichia Insurance Agency Inc | 1703 S Washington Ave, Titusville, FL, 32780 | 8.2 | |
| Travelers | American Insurance | 823 Cheney Hwy, Titusville, FL, 32780 | 5.7 | |
| Travelers | Lakes Agency Of Florida | 719 Garden St, Titusville, FL, 32796 | 9.7 | |
| Allstate | Hema Pringle | 4356 S Hopkins Ave, Titusville, FL, 32780 | 5.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Brevard County, FL | $162,400 | $1,347 | $1,050 | $1,810 | $760 |
| Port St. John, FL | $117,500 | $850 | $660 | $1,140 | $480 |
| Merritt Island, FL | $230,600 | $1,312 | $1,020 | $1,760 | $740 |
| East Orange, FL | $242,000 | $1,411 | $1,100 | $1,890 | $790 |
| Melbourne, FL | $161,300 | $1,341 | $1,050 | $1,800 | $750 |
| Seminole County, FL | $201,900 | $1,424 | $1,110 | $1,910 | $800 |
| Oak Hill, FL | $162,700 | $1,499 | $1,170 | $2,010 | $840 |
| Orange County, FL | $192,400 | $1,526 | $1,190 | $2,040 | $850 |
| Southchase, FL | $199,400 | $993 | $770 | $1,330 | $560 |
| Glencoe, FL | $236,800 | $1,983 | $1,550 | $2,660 | $1,110 |
| Williamsburg, FL | $172,800 | $980 | $760 | $1,310 | $550 |
| South Apopka, FL | $106,700 | $1,122 | $880 | $1,500 | $620 |