Gavop's guide to buying homeowners insurance in Russellville, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Russellville, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Westgate Dr, Filmore St SW, Brewer Ln, Co Rd 152, Rauschenberg Ave, Mountain Star Rd, Colby Ln, Garnett Dr, Crandall Dr, Sutton Dr | $144,000 | $130,000 | $125,000-$150,000 | $103,500 | $90,000 | $100,000-$125,000 |
| Sibley Spur Rd, Walnut St, Old School St, Monroe St N, Hester Line Rd, Annie Springs Rd, Underground Lake Rd, Allen Ave, Rock Creek Rd, Franks Cir | $94,000 | $90,000 | $75,000-$100,000 | $99,000 | $80,000 | $100,000-$125,000 |
| County Line Rd, Bethlehem Rd, Willow Bend Plz Apts, St Clair St, Holland Dr, Co Rd 65, Bridgewood Dr, Frank's Cir, Tyler Rd, Cedar Cir 2 | $78,000 | $70,000 | $75,000-$100,000 | $69,000 | $60,000 | $50,000-$75,000 |
| Badgett Rd, Co Rd 75, Coffee Ave, Clevland Rd, Newell Dr, Mountainview Dr, Limestone St NW, Locust Ave, Bulls Pl, Co Rd 724 | $104,500 | $90,000 | $75,000-$100,000 | $99,000 | $90,000 | $75,000-$100,000 |
| Moulton Rd, Montgomery St SW, Daily Ln, Old Schoolhouse Rd, Old Water Plant Rd, Boshell Rd, Bell Ave, Gaines Ave, Co Rd 177, Vincent Ave | $101,500 | $90,000 | $75,000-$100,000 | $82,500 | $70,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$66 | $754 |
| Home and Two Car | -$139 | $680 |
| Home and Three Car | -$197 | $623 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Franklin County | $1,000 | $863 | $1,863 | $627 | $1,627 | $236 |
| Russellville, AL | $700 | $810 | $1,510 | $589 | $1,289 | $221 |
| Vina, AL | $400 | $813 | $1,213 | $591 | $991 | $222 |
| Hackleburg, AL | $2,000 | $872 | $2,872 | $634 | $2,634 | $238 |
| Golden, MS | $100 | $898 | $998 | $653 | $753 | $245 |
| St. Florian, AL | $1,000 | $1,338 | $2,338 | $972 | $1,972 | $366 |
| Iuka, MS | $500 | $1,089 | $1,589 | $791 | $1,291 | $298 |
| Itawamba County, MS | $2,500 | $839 | $3,339 | $610 | $3,110 | $229 |
| Detroit, AL | $300 | $787 | $1,087 | $572 | $872 | $215 |
| Arley, AL | $1,000 | $977 | $1,977 | $710 | $1,710 | $267 |
| Mantachie, MS | $400 | $1,060 | $1,460 | $770 | $1,170 | $290 |
| Prentiss County, MS | $2,000 | $859 | $2,859 | $624 | $2,624 | $235 |
| Home Insurance Company Russellville, AL | Homeowners Insurance Agency Russellville, AL | Address | Popularity Score | Distance from Russellville (miles) |
|---|---|---|---|---|
| State Farm | Rebecca Hovater | 501 S Montgomery Ave Ste C, Sheffield, AL, 35660-3861 | 18.4 | |
| State Farm | Diana Fisher | 15480 Highway 43 Suite H, Russellville, AL, 35653-8086 | 2.6 | |
| State Farm | Bert Bretherick | 204 Cox Creek Pkwy Ste B, Florence, AL, 35630-1598 | 24.7 | |
| Travelers | Tom Jones Insurance | 106 North Main St, Tuscumbia, AL, 35674 | 17.0 | |
| Travelers | Wood-Thompson Insurance Service Llc | 130 North Jackson Ave, Russellville, AL, 35653 | 1.6 | |
| Nationwide | Akin & Associates Inc. | 820 Bradley St Sw, Decatur, AL, 35601 | 43.2 | |
| Liberty Mutual Independent | Haleyville Insurance Center | 2012 9th Ave, Haleyville, AL, 35565 | 19.5 | |
| Allstate | Jennifer Ricks | 117 Highway 72 E Ste E, Tuscumbia, AL, 35674 | 15.9 | |
| Allstate | Blaine Mardis | 2215 Danville Rd Sw Ste I, Decatur, AL, 35601 | 42.6 | |
| Liberty Mutual Independent | Haleyville Insurance Center | 2012 9th Ave, Haleyville, AL, 35565 | 19.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $830 | $1,620 | $790 |
| Franklin County, AL | $87,600 | $874 | $590 | $1,240 | $650 |
| Russellville, AL | $97,900 | $820 | $560 | $1,170 | $610 |
| Vina, AL | $75,000 | $823 | $590 | $1,140 | $550 |
| Hackleburg, AL | $83,600 | $883 | $600 | $1,210 | $610 |
| Golden, MS | $72,500 | $909 | $660 | $1,250 | $590 |
| St. Florian, AL | $173,900 | $1,354 | $970 | $1,870 | $900 |
| Iuka, MS | $100,500 | $1,102 | $800 | $1,550 | $750 |
| Itawamba County, MS | $87,000 | $849 | $590 | $1,200 | $610 |
| Detroit, AL | $71,400 | $797 | $570 | $1,130 | $560 |
| Arley, AL | $100,000 | $989 | $700 | $1,360 | $660 |
| Mantachie, MS | $96,200 | $1,073 | $720 | $1,480 | $760 |
| Prentiss County, MS | $90,500 | $869 | $620 | $1,200 | $580 |