Gavop's guide to buying homeowners insurance in Lee County, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Lee County, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Labelle Vista Dr, Forsyth Dr, Cloister St, Toronto Ct, Goldrock Rd, Guest Ct, del Prado Blvd N, Matthew Dr, Cannon Ln, Chippendale Cir E | $146,000 | $140,000 | $125,000-$150,000 | $161,000 | $140,000 | $150,000-$175,000 |
| Colonial Walk S, Charlotte Ave, Geneva Pl, Goldkey Ct NE, Pennyroyal Dr, Cleveland Ave N, Aletha Ave, Plaza Dr, SW 1st St, Silverado Ct | $132,500 | $120,000 | $125,000-$150,000 | $79,000 | $70,000 | $50,000-$75,000 |
| Belle Meade Dr, Seafan Cir, Kilbirnie Dr, Mayfair Ct, Hatter Ct, Kehosha Ave, Williams Ave, San Antonio Ct, Ogden Ave S, Edith Esplanade | $330,500 | $310,000 | $250,000-$300,000 | $242,000 | $210,000 | $250,000-$300,000 |
| Braman Ave, Lexington Blvd, Tech Ct, W Gator Cir, Van Buren St, Cabana Rd, NE 37th Ter, Whispering Oaks Dr, Brentwood Pkwy, Port Rd | $250,000 | $240,000 | $250,000-$300,000 | $193,000 | $170,000 | $200,000-$250,000 |
| Butler Ave, Varsity Cir, NW 45th Ter, Nobel Ave S, Rita Ave N, Andalucia Ave S, Luckett Rd, SW 36th Ter, Grant Ln, 1st St W | $116,500 | $100,000 | $75,000-$100,000 | $71,000 | $60,000 | $50,000-$75,000 |
| Bayberry Way E, Buttercup Ct, No Name Dr, Aztec Lily Ln, Harry Ave S, Pinto Ln, Miramar St, Gleneagles Links Ct, Goggin Rd, Val Mar Dr | $157,000 | $130,000 | $175,000-$200,000 | $95,000 | $80,000 | $75,000-$100,000 |
| Nora Ave S, Cavanagh Ln, Jovita Ave, Ectype St, Michael Ave, NE 17th Ter, Willowcrest Ct, Gibson St, Beacon Cove Ct, Hellman Ave | $248,500 | $220,000 | $200,000-$250,000 | $181,000 | $170,000 | $150,000-$175,000 |
| Overlook Dr, Manor Pkwy, SE 3rd St, Via Veneto, Santa Rosa Ct, Village Creek Dr, Columbine Rd, NW 41st Ave, Collina Ct, Garfield Ave | $187,500 | $160,000 | $175,000-$200,000 | $122,500 | $110,000 | $100,000-$125,000 |
| Sunrise Ave, E Michigan Ave, Villareal Way, Colin Ave, D St S, Happy Dale Ln, Nassau Ct, NE 34th St, Betty Pl, Eauclaire St E | $73,500 | $70,000 | $50,000-$75,000 | $97,000 | $80,000 | $100,000-$125,000 |
| Darby Ct, Vincent Rd, Gabion Ct, Stanley Ave S, Kimdale St, Cadiz Ave, Lockhart Ln, Boat Club Dr, Danube St, Green Heron Ct | $92,500 | $80,000 | $100,000-$125,000 | $56,000 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$242 | $1,271 |
| Superior Protection Discount | -$151 | $1,362 |
| Fire & Security Discount | -$106 | $1,407 |
| Hail Resistant Roof Discount | -$45 | $1,468 |
| Newly Constructed Home Discount | -$439 | $1,074 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lee County | $2,500 | $1,495 | $3,995 | $1,086 | $3,586 | $408 |
| Lee County, FL | $1,500 | $1,495 | $2,995 | $1,086 | $2,586 | $408 |
| Villas, FL | $500 | $948 | $1,448 | $689 | $1,189 | $259 |
| Pine Manor, FL | $700 | $680 | $1,380 | $494 | $1,194 | $186 |
| Three Oaks, FL | $300 | $1,947 | $2,247 | $1,415 | $1,715 | $532 |
| Gateway, FL | $1,000 | $1,173 | $2,173 | $852 | $1,852 | $321 |
| Tice, FL | $100 | $857 | $957 | $623 | $723 | $234 |
| Bokeelia, FL | $2,500 | $1,511 | $4,011 | $1,098 | $3,598 | $413 |
| Charlotte County, FL | $100 | $1,348 | $1,448 | $980 | $1,080 | $368 |
| Manasota Key, FL | $2,500 | $2,314 | $4,814 | $1,682 | $4,182 | $632 |
| South Venice, FL | $2,000 | $1,478 | $3,478 | $1,074 | $3,074 | $404 |
| Home Insurance Company Lee County, FL | Homeowners Insurance Agency Lee County, FL | Address | Popularity Score | Distance from Lee County (miles) |
|---|---|---|---|---|
| Travelers | Brightway Insurance | 8660 College Pkwy Ste 300, Fort Myers, FL, 33919 | 0.5 | |
| Travelers | Greg Thomas Insurance Agency Inc | 5801 Pelican Bay Blvd Ste 501, Naples, FL, 34108 | 23.7 | |
| State Farm | Mark Ackerman | 7320 Sanibel Blvd, Fort Myers, FL, 33967-3337 | 7.2 | |
| Allstate | Belinda Malolli | 1855 Veterans Park Dr Ste 301, Naples, FL, 34109 | 20.5 | |
| Travelers | Rosier Insurance | 9696 Bonita Beach Rd Ste 103, Bonita Springs, FL, 34135 | 16.4 | |
| Allstate | Tracey Coppin | 9671 Gladiolus Dr Ste 105, Fort Myers, FL, 33908 | 2.6 | |
| Allstate | Kathy Orr | 15880 Summerlin Rd Ste 306, Fort Myers, FL, 33908 | 2.7 | |
| Allstate | Brian Culbertson | 8855 Immokalee Rd, Naples, FL, 34120 | 23.0 | |
| Allstate | Denise Thoman | 3940 Radio Rd Ste 108, Naples, FL, 34104 | 28.6 | |
| Travelers | Ott Insurance | 10915 Bonita Beach Rd Ste 1141, Bonita Springs, FL, 34135 | 16.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Lee County, FL | $190,200 | $1,513 | $1,180 | $2,030 | $850 |
| Lee County, FL | $190,200 | $1,513 | $1,180 | $2,030 | $850 |
| Villas, FL | $140,300 | $959 | $750 | $1,290 | $540 |
| Pine Manor, FL | $43,100 | $688 | $540 | $920 | $380 |
| Three Oaks, FL | $234,900 | $1,971 | $1,540 | $2,640 | $1,100 |
| Gateway, FL | $289,800 | $1,187 | $930 | $1,590 | $660 |
| Tice, FL | $69,200 | $867 | $680 | $1,160 | $480 |
| Bokeelia, FL | $167,200 | $1,529 | $1,190 | $2,050 | $860 |
| Charlotte County, FL | $165,200 | $1,364 | $1,060 | $1,830 | $770 |
| Manasota Key, FL | $294,600 | $2,342 | $1,830 | $3,140 | $1,310 |
| South Venice, FL | $162,300 | $1,496 | $1,170 | $2,000 | $830 |