Gavop's guide to buying homeowners insurance in Dalton, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $101,000 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $196,000 | $180,000 | $150,000-$175,000 |
| 4 Bedroom | $232,000 | $200,000 | $175,000-$200,000 |
| 5 Bedroom | $130,500 | $100,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$63 | $638 |
| Home and Two Car | -$112 | $589 |
| Home and Three Car | -$168 | $533 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Muskegon County | $2,000 | $699 | $2,699 | $508 | $2,508 | $191 |
| Dalton, MI | $2,000 | $693 | $2,693 | $503 | $2,503 | $189 |
| Muskegon, MI | $500 | $631 | $1,131 | $458 | $958 | $172 |
| Holton, MI | $1,000 | $717 | $1,717 | $521 | $1,521 | $196 |
| Coopersville, MI | $500 | $736 | $1,236 | $535 | $1,035 | $201 |
| Allendale charter, MI | $2,500 | $686 | $3,186 | $499 | $2,999 | $188 |
| Alpine, MI | $400 | $640 | $1,040 | $465 | $865 | $175 |
| Grand Rapids charter, MI | $700 | $769 | $1,469 | $558 | $1,258 | $210 |
| Barton, MI | $100 | $735 | $835 | $534 | $634 | $201 |
| Scottville, MI | $1,000 | $665 | $1,665 | $483 | $1,483 | $182 |
| Austin, MI | $400 | $736 | $1,136 | $535 | $935 | $201 |
| Cascade charter, MI | $700 | $842 | $1,542 | $612 | $1,312 | $230 |
| Home Insurance Company Dalton, MI | Homeowners Insurance Agency Dalton, MI | Address | Popularity Score | Distance from Dalton (miles) |
|---|---|---|---|---|
| Nationwide | Dalessandro Agency Inc | 1500 44th St Se, Kentwood, MI, 49508-5013 | 44.0 | |
| Farmers | Maria Erazo | 2435 Eastern Ave Se, Grand Rapids, MI, 49507 | 41.6 | |
| Allstate | The Lange Agency Llc | 2055 28th St Se Ste 16, Grand Rapids, MI, 49508 | 43.0 | |
| State Farm | Rob Willson | 173 N. Causeway St, North Muskegon, MI, 49445-3301 | 5.7 | |
| State Farm | Brenda Bouwman | 704 E Apple Avenue, Muskegon, MI, 49442-3648 | 7.7 | |
| Farmers | Jeffrey Lake | 1136 Wealthy St Se, Grand Rapids, MI, 49506 | 40.1 | |
| State Farm | Michael Heck | 923 Franklin Avenue, Grand Haven, MI, 49417-3600 | 19.8 | |
| Liberty Mutual Independent | Delago & Associates | 1160 36th St Sw, Wyoming, MI, 49509 | 41.0 | |
| Allstate | Mark Noffsinger | 3105 Henry St, Muskegon, MI, 49441 | 10.5 | |
| Allstate | Corey Gouin | 4240 29th St Se, Grand Rapids, MI, 49512 | 45.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,060 | $510 |
| Muskegon County, MI | $105,300 | $707 | $470 | $980 | $510 |
| Dalton, MI | $121,300 | $701 | $480 | $970 | $490 |
| Muskegon, MI | $65,800 | $638 | $430 | $870 | $440 |
| Holton, MI | $103,000 | $726 | $490 | $1,020 | $530 |
| Coopersville, MI | $115,500 | $745 | $510 | $1,070 | $560 |
| Allendale charter, MI | $175,700 | $695 | $470 | $950 | $480 |
| Alpine, MI | $133,300 | $648 | $430 | $920 | $490 |
| Grand Rapids charter, MI | $244,600 | $778 | $530 | $1,110 | $580 |
| Barton, MI | $115,000 | $744 | $510 | $1,060 | $550 |
| Scottville, MI | $73,200 | $673 | $480 | $960 | $480 |
| Austin, MI | $115,500 | $745 | $540 | $1,040 | $500 |
| Cascade charter, MI | $290,100 | $852 | $600 | $1,210 | $610 |