How Can I Make My Harnett County, NC Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Harnett County, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Estimate Appropriate Harnett County, NC Home Insurance Coverage Levels | Back to Top

Harnett County, NC - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Mustang Ln, Sweetbay Pl, Maple Rd, Masonic Rd, D L Phillips Ln, Austin Ave, E Stewart St, Commonwealth Ct, Carter Dr, Magnolia Farm Dr $112,000 $100,000 $75,000-$100,000 $133,000 $110,000 $100,000-$125,000
Moores Chapel Rd, Sadler Rd, Scranton Ct, S 7th St, State Rd 1780, Springview Dr, State Rd 1133, Kingsley Dr, Pintail Dr, Howard Dr $82,000 $70,000 $50,000-$75,000 $68,500 $60,000 $50,000-$75,000
Triton Ct, Fleming Rd, Delma Grimes Rd, Bethel Church Rd, Francis Ct, State Rd 1284, State Rd 2041, Sandalwood Dr, State Rd 1510, 7745 $158,500 $150,000 $175,000-$200,000 $70,000 $60,000 $50,000-$75,000
Arrowhead Rd, State Rd 1173, Seminole Rd, Denise Ln, Tony Dr, Shannon Ln, Creekstone Ct, Charity Dr, Crescent Dr, Godfrey Ln $114,000 $100,000 $100,000-$125,000 $128,500 $110,000 $125,000-$150,000
Sturdy Ln, State Rd 1278, Bogie Landing S D, Bob Lee Ln, Woodsleaf Ln, State Rd 1424, State Rd 2022, Pickett Rd, Finley St, Glenn Oak Dr $89,500 $80,000 $75,000-$100,000 $66,500 $60,000 $50,000-$75,000
State Rd 1320, State Rd 1537, Page Rd, Joe Carson Rd, S 11th St, S Orange St, Lee Ln, Erin Dr, Crepe Myrtle Ln, Grace Ln $157,000 $140,000 $175,000-$200,000 $91,000 $90,000 $75,000-$100,000
Tahoe Cir, Anns M H P, Asset Pkwy, Capitol Hill Rd, Railwood Ct, John Wil Ln, Hailey Ln, Barrel St, State Rd 2064, Sunny Ave $98,000 $80,000 $75,000-$100,000 $100,000 $80,000 $75,000-$100,000
Ruby Clara Ln, Barbecue Church Rd, Lakeview Ln, Blue Oak Dr, Cattie Dr, Frank Colville Ln, Titan Roberts Rd, Pope St, Sandpiper Dr, State Rd 1274 $149,000 $130,000 $175,000-$200,000 $117,500 $100,000 $75,000-$100,000
W H St, Stone Cross Dr, State Rd 1549, State Hwy 55 E, Brinkley Rd, Wrench St, State Hwy 27, Henry Elliott Ln, Circle T Dr, Ken Ln $131,500 $110,000 $100,000-$125,000 $82,000 $70,000 $50,000-$75,000
Gray Fox Ln, Gemini Ln, Lansing Ct W, Judi Lee Rd, Community Rd, Camden Ct W, Downing Ct, Sandview Ln, Dusty Ln, State Rd 1819 $255,500 $240,000 $250,000-$300,000 $114,500 $100,000 $100,000-$125,000

Choose the Best Harnett County, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 650-699 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $200
Retired 600-649 Credit Score $25 to 50,000 3 Pets, Smoker $480
Full Time Job 550-599 Credit Score $75 to $100,000 1 Pet, Non-Smoker $80

Choose the Right Deductible for your Harnett County, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $300 $760 $1,060 $660 $960 $100
Harnett County, NC $1,500 $640 $1,140 $540 $2,040 $-900
Harnett County, NC $1,000 $590 $1,090 $510 $1,510 $-420
Erwin, NC $400 $380 $780 $330 $730 $50
Averasboro, NC $700 $480 $980 $400 $1,100 $-120
Panther Branch, NC $400 $980 $1,380 $860 $1,260 $120
Cedar Creek, NC $1,000 $570 $1,070 $460 $1,460 $-390
Ashley Heights, NC $200 $550 $750 $440 $640 $110
Bennett, NC $1,000 $890 $1,390 $750 $1,750 $-360
Seven Lakes, NC $400 $1,310 $1,710 $1,140 $1,540 $170
New Light, NC $1,500 $1,400 $1,900 $1,160 $2,660 $-760
Gorman, NC $300 $500 $800 $410 $710 $90
Springhill, NC $2,000 $340 $840 $270 $2,270 $-1,430

Identify Top Home Insurance Agents near Harnett County, NC | Back to Top

Home Insurance Company Harnett County, NC Homeowners Insurance Agency Harnett County, NC Address Popularity Score Distance from Harnett County (miles)
State Farm Teri Larocca 6406 Mccrimmon Pkwy Ste 200, Morrisville, NC, 27560-8145
32.1
Travelers Surevest Insurance Group 1033 Oberlin Rd Ste 210, Raleigh, NC, 27605
31.9
Allstate Steve Moore 1105 Tryon Village Dr Ste 304, Cary, NC, 27518
27.0
Erie Tri-Co Insurance Agency Inc 25 E Harnett St, Lillington, NC, 27546
3.9
Allstate Tri-Co Inc 25 E Harnt St Po Box 997, Lillington, NC, 27546
3.7
Nationwide All About Insurance 342 S Churton St, Hillsborough, NC, 27278-2509
49.5
Erie High & Rubish Insurance Agency 6015 Farrington Road Suite 101, Chapel Hill, NC, 27517
37.9
Allstate Rick Crabtree 205 W Main St Ste 203b, Carrboro, NC, 27510
39.1
Allstate Jerry Gray 150 Cornerstone Dr Ste 202, Cary, NC, 27519
29.0
Nationwide All About Insurance 3604 University Dr, Durham, NC, 27707
41.5

Compare Rates for Harnett County, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $690 $470 $960 $490
Harnett County, NC $130,700 $540 $390 $740 $350
Harnett County, NC $130,700 $540 $390 $750 $360
Erwin, NC $90,400 $400 $270 $560 $290
Averasboro, NC $109,600 $490 $360 $670 $310
Panther Branch, NC $210,300 $1,070 $770 $1,510 $740
Cedar Creek, NC $108,500 $580 $390 $790 $400
Ashley Heights, NC $121,500 $690 $490 $990 $500
Bennett, NC $215,000 $950 $660 $1,300 $640
Seven Lakes, NC $263,700 $1,110 $790 $1,590 $800
New Light, NC $350,900 $1,160 $800 $1,640 $840
Gorman, NC $111,600 $470 $340 $640 $300
Springhill, NC $90,700 $440 $320 $620 $300

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