Gavop tells you how to get the best homeowners insurance in Harnett County, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Harnett County, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Mustang Ln, Sweetbay Pl, Maple Rd, Masonic Rd, D L Phillips Ln, Austin Ave, E Stewart St, Commonwealth Ct, Carter Dr, Magnolia Farm Dr | $112,000 | $100,000 | $75,000-$100,000 | $133,000 | $110,000 | $100,000-$125,000 |
| Moores Chapel Rd, Sadler Rd, Scranton Ct, S 7th St, State Rd 1780, Springview Dr, State Rd 1133, Kingsley Dr, Pintail Dr, Howard Dr | $82,000 | $70,000 | $50,000-$75,000 | $68,500 | $60,000 | $50,000-$75,000 |
| Triton Ct, Fleming Rd, Delma Grimes Rd, Bethel Church Rd, Francis Ct, State Rd 1284, State Rd 2041, Sandalwood Dr, State Rd 1510, 7745 | $158,500 | $150,000 | $175,000-$200,000 | $70,000 | $60,000 | $50,000-$75,000 |
| Arrowhead Rd, State Rd 1173, Seminole Rd, Denise Ln, Tony Dr, Shannon Ln, Creekstone Ct, Charity Dr, Crescent Dr, Godfrey Ln | $114,000 | $100,000 | $100,000-$125,000 | $128,500 | $110,000 | $125,000-$150,000 |
| Sturdy Ln, State Rd 1278, Bogie Landing S D, Bob Lee Ln, Woodsleaf Ln, State Rd 1424, State Rd 2022, Pickett Rd, Finley St, Glenn Oak Dr | $89,500 | $80,000 | $75,000-$100,000 | $66,500 | $60,000 | $50,000-$75,000 |
| State Rd 1320, State Rd 1537, Page Rd, Joe Carson Rd, S 11th St, S Orange St, Lee Ln, Erin Dr, Crepe Myrtle Ln, Grace Ln | $157,000 | $140,000 | $175,000-$200,000 | $91,000 | $90,000 | $75,000-$100,000 |
| Tahoe Cir, Anns M H P, Asset Pkwy, Capitol Hill Rd, Railwood Ct, John Wil Ln, Hailey Ln, Barrel St, State Rd 2064, Sunny Ave | $98,000 | $80,000 | $75,000-$100,000 | $100,000 | $80,000 | $75,000-$100,000 |
| Ruby Clara Ln, Barbecue Church Rd, Lakeview Ln, Blue Oak Dr, Cattie Dr, Frank Colville Ln, Titan Roberts Rd, Pope St, Sandpiper Dr, State Rd 1274 | $149,000 | $130,000 | $175,000-$200,000 | $117,500 | $100,000 | $75,000-$100,000 |
| W H St, Stone Cross Dr, State Rd 1549, State Hwy 55 E, Brinkley Rd, Wrench St, State Hwy 27, Henry Elliott Ln, Circle T Dr, Ken Ln | $131,500 | $110,000 | $100,000-$125,000 | $82,000 | $70,000 | $50,000-$75,000 |
| Gray Fox Ln, Gemini Ln, Lansing Ct W, Judi Lee Rd, Community Rd, Camden Ct W, Downing Ct, Sandview Ln, Dusty Ln, State Rd 1819 | $255,500 | $240,000 | $250,000-$300,000 | $114,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $676 |
| Superior Protection Discount | -$81 | $725 |
| Fire & Security Discount | -$56 | $749 |
| Hail Resistant Roof Discount | -$16 | $789 |
| Newly Constructed Home Discount | -$233 | $572 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Harnett County | $1,500 | $795 | $2,295 | $578 | $2,078 | $217 |
| Harnett County, NC | $1,000 | $795 | $1,795 | $578 | $1,578 | $217 |
| Erwin, NC | $400 | $558 | $958 | $406 | $806 | $153 |
| Averasboro, NC | $700 | $645 | $1,345 | $469 | $1,169 | $176 |
| Panther Branch, NC | $400 | $876 | $1,276 | $636 | $1,036 | $239 |
| Cedar Creek, NC | $1,000 | $620 | $1,620 | $451 | $1,451 | $169 |
| Ashley Heights, NC | $200 | $727 | $927 | $528 | $728 | $199 |
| Bennett, NC | $1,000 | $838 | $1,838 | $609 | $1,609 | $229 |
| Seven Lakes, NC | $400 | $889 | $1,289 | $646 | $1,046 | $243 |
| New Light, NC | $1,500 | $987 | $2,487 | $717 | $2,217 | $270 |
| Gorman, NC | $300 | $851 | $1,151 | $618 | $918 | $232 |
| Springhill, NC | $2,000 | $610 | $2,610 | $443 | $2,443 | $167 |
| Home Insurance Company Harnett County, NC | Homeowners Insurance Agency Harnett County, NC | Address | Popularity Score | Distance from Harnett County (miles) |
|---|---|---|---|---|
| State Farm | Teri Larocca | 6406 Mccrimmon Pkwy Ste 200, Morrisville, NC, 27560-8145 | 32.1 | |
| Travelers | Surevest Insurance Group | 1033 Oberlin Rd Ste 210, Raleigh, NC, 27605 | 31.9 | |
| Allstate | Steve Moore | 1105 Tryon Village Dr Ste 304, Cary, NC, 27518 | 27.0 | |
| Erie | Tri-Co Insurance Agency Inc | 25 E Harnett St, Lillington, NC, 27546 | 3.9 | |
| Allstate | Tri-Co Inc | 25 E Harnt St Po Box 997, Lillington, NC, 27546 | 3.7 | |
| Nationwide | All About Insurance | 342 S Churton St, Hillsborough, NC, 27278-2509 | 49.5 | |
| Erie | High & Rubish Insurance Agency | 6015 Farrington Road Suite 101, Chapel Hill, NC, 27517 | 37.9 | |
| Allstate | Rick Crabtree | 205 W Main St Ste 203b, Carrboro, NC, 27510 | 39.1 | |
| Allstate | Jerry Gray | 150 Cornerstone Dr Ste 202, Cary, NC, 27519 | 29.0 | |
| Nationwide | All About Insurance | 3604 University Dr, Durham, NC, 27707 | 41.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,240 | $640 |
| Harnett County, NC | $144,700 | $805 | $550 | $1,120 | $570 |
| Harnett County, NC | $144,700 | $805 | $590 | $1,120 | $530 |
| Erwin, NC | $89,200 | $565 | $400 | $800 | $400 |
| Averasboro, NC | $115,600 | $653 | $470 | $900 | $430 |
| Panther Branch, NC | $208,800 | $886 | $630 | $1,210 | $580 |
| Cedar Creek, NC | $110,100 | $628 | $430 | $870 | $440 |
| Ashley Heights, NC | $122,900 | $736 | $540 | $1,040 | $500 |
| Bennett, NC | $149,200 | $848 | $600 | $1,200 | $600 |
| Seven Lakes, NC | $282,100 | $900 | $610 | $1,290 | $680 |
| New Light, NC | $380,000 | $999 | $690 | $1,420 | $730 |
| Gorman, NC | $152,400 | $861 | $610 | $1,200 | $590 |
| Springhill, NC | $98,700 | $617 | $440 | $880 | $440 |