Gavop's guide to buying homeowners insurance in Cedartown, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $87,500 | $70,000 | $100,000-$125,000 |
| 3 Bedroom | $199,000 | $170,000 | $150,000-$175,000 |
| 4 Bedroom | $256,000 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $396,500 | $350,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$94 | $494 |
| Superior Protection Discount | -$59 | $529 |
| Fire & Security Discount | -$65 | $523 |
| Hail Resistant Roof Discount | -$18 | $570 |
| Newly Constructed Home Discount | -$165 | $423 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Polk County | $700 | $745 | $1,445 | $541 | $1,241 | $203 |
| Cedartown, GA | $1,000 | $581 | $1,581 | $422 | $1,422 | $159 |
| Lindale, GA | $500 | $635 | $1,135 | $462 | $962 | $174 |
| Waco, GA | $1,500 | $624 | $2,124 | $454 | $1,954 | $171 |
| Temple, GA | $500 | $669 | $1,169 | $486 | $986 | $183 |
| Jacksonville, AL | $1,000 | $851 | $1,851 | $619 | $1,619 | $233 |
| Chattooga County, GA | $300 | $825 | $1,125 | $599 | $899 | $225 |
| Heflin, AL | $700 | $891 | $1,591 | $647 | $1,347 | $243 |
| Sugar Valley-Resaca, GA | $500 | $992 | $1,492 | $721 | $1,221 | $271 |
| Gordon County, GA | $1,000 | $814 | $1,814 | $591 | $1,591 | $222 |
| Etowah County, AL | $100 | $967 | $1,067 | $702 | $802 | $264 |
| Redbud, GA | $2,000 | $719 | $2,719 | $522 | $2,522 | $196 |
| Home Insurance Company Cedartown, GA | Homeowners Insurance Agency Cedartown, GA | Address | Popularity Score | Distance from Cedartown (miles) |
|---|---|---|---|---|
| Travelers | Harry Daniel Insurance | 15 South Gilmer St, Cartersville, GA, 30120 | 27.8 | |
| Nationwide | Tyler Stephens Agency | 3475 Dallas Hwy Sw Bldg 400 Ste 420, Marietta, GA, 30064 | 34.5 | |
| State Farm | Tommy Adams | 310 Paper Trail Way Ste 110, Canton, GA, 30115-5204 | 47.4 | |
| State Farm | Michelle Ruper | 912 N Main St, Cedartown, GA, 30125-2328 | 0.6 | |
| Liberty Mutual Independent | Sovereign Risk Solutions | Governor' S Ridge Bldg 28 1640 Powers Ferry Rd Se, Marietta, GA, 30067 | 45.5 | |
| State Farm | Bonnie Bliss | 701 Whitlock Ave Sw Ste J44, Marietta, GA, 30064-4658 | 39.0 | |
| Travelers | Dickerson & Associates | 802 N Main St, Cedartown, GA, 30125 | 0.3 | |
| State Farm | Scott Ralston | 415 Marietta Hwy, Roswell, GA, 30075-4705 | 50.1 | |
| Travelers | Ledbetter Insurance | 106 E Ave, Cedartown, GA, 30125 | 0.6 | |
| Travelers | Ledbetter Insurance | 106 East Ave, Cedartown, GA, 30125 | 0.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $680 | $1,400 | $720 |
| Polk County, GA | $105,600 | $754 | $520 | $1,050 | $530 |
| Cedartown, GA | $81,400 | $588 | $430 | $810 | $380 |
| Lindale, GA | $83,100 | $643 | $440 | $880 | $440 |
| Waco, GA | $81,300 | $632 | $460 | $870 | $410 |
| Temple, GA | $110,900 | $677 | $450 | $940 | $490 |
| Jacksonville, AL | $141,200 | $862 | $620 | $1,230 | $610 |
| Chattooga County, GA | $68,500 | $835 | $590 | $1,160 | $570 |
| Heflin, AL | $114,400 | $901 | $650 | $1,290 | $640 |
| Sugar Valley-Resaca, GA | $156,200 | $1,004 | $730 | $1,440 | $710 |
| Gordon County, GA | $119,500 | $824 | $580 | $1,180 | $600 |
| Etowah County, AL | $105,100 | $978 | $710 | $1,380 | $670 |
| Redbud, GA | $123,100 | $727 | $530 | $1,010 | $480 |