Gavop shows you how to buy homeowners insurance in New Bern, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| New Bern, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rd 1403, Fairways West Dr, Court St, State Rd 1168, Horseshoe Rd, E Front St, S Jimmies Creek Dr, Virginia Ct, Tartan Ct, Old Cherry Point Rd | $234,000 | $210,000 | $200,000-$250,000 | $136,500 | $120,000 | $125,000-$150,000 |
| State Rd 1411, Woods Run, Scotts Creek Dr, Delanie Way, Washington Post Rd, Bracken Fern Dr, Yacht Club Rd, Seafarers Ct, State Rd 1351, 2 Lakes Trl | $135,000 | $120,000 | $100,000-$125,000 | $92,500 | $80,000 | $75,000-$100,000 |
| Powell St, Dunn St, Bradford Dr, Dorset Way, Durwood Ct, Wedgewood Dr, Tatum Dr, Billy Dr, Fieldgreen Cir, Carver St | $139,500 | $120,000 | $125,000-$150,000 | $143,000 | $130,000 | $150,000-$175,000 |
| Mom Ln, Hidden Harbor Dr, State Rd 1310, Austin Ave, State Rd 1327, Widgeon Cir, Belmount Dr, Walden Rd, Old US Hwy 70 W, Lagoon Rd | $202,500 | $170,000 | $200,000-$250,000 | $200,000 | $180,000 | $200,000-$250,000 |
| N Rivershore Dr, Elder St, State Rd 1186, Baywood Ct, Saint Paul St, State Rd 1201, Fairfax Ln, Lark St, Pollock St, West St | $143,000 | $130,000 | $150,000-$175,000 | $179,500 | $160,000 | $175,000-$200,000 |
| Finch Ln, State Hwy 55 W, A St, State Rd 1155, Tuscarora Rhems Rd, Hamilton Dr, State Rd 1134, Meadowbrook Ave, Grooms Dr, Dots Way | $126,000 | $100,000 | $100,000-$125,000 | $134,000 | $120,000 | $125,000-$150,000 |
| Helen Ave, E Thurman Rd, Sherwood Ave, Crescent St, Dare Ct, Oakland Ave, Fox Chase Rd, Crump Farm Rd, Haywood Creek Dr, Elder St | $105,000 | $90,000 | $75,000-$100,000 | $85,000 | $80,000 | $75,000-$100,000 |
| Day Lilly Ln, Moncks Ct, Fishing Creek Dr, Denim Ct, Boleyn Loop, N Pirates Rd, Crestview Dr, Gus Ln, Newman Rd, Quailwoods Dr | $197,500 | $180,000 | $200,000-$250,000 | $160,500 | $150,000 | $175,000-$200,000 |
| Geer Ct, Ymca Ln, Church Rd, 3rd Ave, Morningstar Dr, Viridian Trce, Wellon Blvd, Springwood Dr, Jewell Ct, Jimmies Creek Dr | $246,500 | $210,000 | $200,000-$250,000 | $217,500 | $180,000 | $200,000-$250,000 |
| State Rd 1133, Mona Passage Ct, Fern Ct, Trappers Trl, Muirfield Ct, Ruth Ave, Heckathorne Dr, Riverbank Ln, Educational Dr, Trent Ct | $282,000 | $240,000 | $300,000-$350,000 | $226,000 | $200,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $604 |
| Superior Protection Discount | -$72 | $647 |
| Fire & Security Discount | -$58 | $662 |
| Hail Resistant Roof Discount | -$14 | $705 |
| Newly Constructed Home Discount | -$151 | $568 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,513 |
| Hail Damage | $4,476 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,386 |
| Home Insurance Company New Bern, NC | Homeowners Insurance Agency New Bern, NC | Address | Popularity Score | Distance from New Bern (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Conway & Co. Insurers | 2914 N Herritage St, Kinston, NC, 28501 | 32.2 | |
| State Farm | Polly Piland | 1160 E Arlington Blvd, Greenville, NC, 27858-5932 | 37.2 | |
| Allstate | Mike Rogister | 3101 Evans St Ste A, Greenville, NC, 27834 | 37.7 | |
| Travelers | The Insurance Center | 1320 Commerce Dr, New Bern, NC, 28562 | 1.4 | |
| Allstate | Edward Mullis | 5370 Hwy 70 W Ste F, Morehead City, NC, 28557 | 28.0 | |
| Travelers | Robinson And Stith Insurance | 513 Pollock Street, New Bern, NC, 28562 | 1.9 | |
| Allstate | David Cook | 2129 S Glenburnie Rd, New Bern, NC, 28562 | 1.5 | |
| Liberty Mutual Independent | Lancaster Mcaden Willis Smith | 1320 Commerce Dr, New Bern, NC, 28562 | 1.4 | |
| State Farm | Dick Lewis | 5317 E Hwy 70 West, Morehead City, NC, 28557-4509 | 28.0 | |
| Liberty Mutual Independent | W A Moore & Company | 510 Plaza Blvd, Kinston, NC, 28501 | 31.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,240 | $630 |
| Craven County, NC | $156,500 | $851 | $600 | $1,180 | $580 |
| New Bern, NC | $151,200 | $719 | $490 | $1,030 | $540 |
| Grantsboro, NC | $94,700 | $595 | $420 | $840 | $420 |
| Minnesott Beach, NC | $208,700 | $1,054 | $720 | $1,500 | $780 |
| Piney Green, NC | $150,500 | $717 | $520 | $1,020 | $500 |
| Broad Creek, NC | $142,400 | $821 | $580 | $1,140 | $560 |
| Cape Carteret, NC | $258,400 | $1,199 | $860 | $1,710 | $850 |
| Harlowe, NC | $154,000 | $867 | $630 | $1,240 | $610 |
| Indian Beach, NC | $330,400 | $1,413 | $960 | $1,990 | $1,030 |
| Stump Sound, NC | $181,800 | $813 | $550 | $1,110 | $560 |
| Jamesville, NC | $81,300 | $520 | $370 | $740 | $370 |