Gavop tells you how to get the best homeowners insurance in Hastings, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $79,500 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $104,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $202,000 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $307,000 | $280,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $799 |
| Superior Protection Discount | -$95 | $857 |
| Fire & Security Discount | -$67 | $885 |
| Hail Resistant Roof Discount | -$29 | $923 |
| Newly Constructed Home Discount | -$266 | $685 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oswego County | $2,000 | $1,211 | $3,211 | $880 | $2,880 | $331 |
| Hastings, NY | $2,500 | $940 | $3,440 | $683 | $3,183 | $257 |
| Lysander, NY | $100 | $645 | $745 | $469 | $569 | $176 |
| Altmar, NY | $2,000 | $609 | $2,609 | $442 | $2,442 | $166 |
| East Syracuse, NY | $200 | $584 | $784 | $424 | $624 | $160 |
| Syracuse, NY | $2,500 | $1,180 | $3,680 | $857 | $3,357 | $322 |
| Chittenango, NY | $100 | $948 | $1,048 | $689 | $789 | $259 |
| Brutus, NY | $1,500 | $598 | $2,098 | $434 | $1,934 | $163 |
| Vernon, NY | $2,000 | $932 | $2,932 | $677 | $2,677 | $255 |
| Truxton, NY | $300 | $595 | $895 | $432 | $732 | $163 |
| Oriskany, NY | $700 | $593 | $1,293 | $431 | $1,131 | $162 |
| Home Insurance Company Hastings, NY | Homeowners Insurance Agency Hastings, NY | Address | Popularity Score | Distance from Hastings (miles) |
|---|---|---|---|---|
| State Farm | Steve Lamonica | 2601 West Genesee Street, Syracuse, NY, 13219-1541 | 19.1 | |
| Travelers | Penny Levos Agency Llc | 9562 Brewerton Rd, Brewerton, NY, 13029 | 6.1 | |
| Travelers | Penny Levos Agency Llc | 9562 Brewerton Road, Brewerton, NY, 13029 | 6.1 | |
| Liberty Mutual Independent | Paul Chapman Insurance Agency Inc. | 1758 Burrstone Rd, New Hartford, NY, 13413 | 46.8 | |
| Travelers | Central New York Agency Llc | 71 State St Ste A, Phoenix, NY, 13135 | 9.6 | |
| Travelers | Brown & Brown Empire State | 500 Plum Street Suite 200, Syracuse, NY, 13204 | 18.3 | |
| Allstate | George Dziados | 5500 Bartel Rd Ste 4, Brewerton, NY, 13029 | 6.1 | |
| Travelers | Agency Specialists Of Mexico | 3853 State Route 13, Pulaski, NY, 13142 | 16.6 | |
| State Farm | Jim Kennedy | 2530 James St, Syracuse, NY, 13206-2823 | 17.5 | |
| State Farm | Tom Graceffo | 6383 Court Street Rd, East Syracuse, NY, 13057-1210 | 16.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,590 | $740 |
| Oswego County, NY | $97,800 | $1,226 | $850 | $1,750 | $900 |
| Hastings, NY | $118,700 | $952 | $640 | $1,320 | $680 |
| Lysander, NY | $176,500 | $653 | $470 | $930 | $460 |
| Altmar, NY | $52,700 | $616 | $430 | $840 | $410 |
| East Syracuse, NY | $99,800 | $591 | $400 | $810 | $410 |
| Syracuse, NY | $91,100 | $1,194 | $870 | $1,650 | $780 |
| Chittenango, NY | $127,100 | $960 | $660 | $1,350 | $690 |
| Brutus, NY | $121,900 | $605 | $440 | $830 | $390 |
| Vernon, NY | $122,500 | $943 | $650 | $1,330 | $680 |
| Truxton, NY | $118,800 | $602 | $430 | $860 | $430 |
| Oriskany, NY | $116,100 | $600 | $440 | $830 | $390 |