Gavop shows you how to buy homeowners insurance in Eva, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Eva, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Crawford Btm, Nobinger Rd, Ausby Light Rd, Co Rd 1593, Grant Rd, SE Goodwin Rd, Welcome Falls Rd, Gandys Cove Rd, Morgan Nelson Rd, Byrd Rd | $148,000 | $140,000 | $150,000-$175,000 | $89,500 | $80,000 | $75,000-$100,000 |
| Rock Creek Rd, Noah Oden Rd, Boxwood Pvt Dr, Frost Rd, Crawford Bottoms, Mount Carmel Rd, Estes Cir, Blocker Holw, Old Gin Rd, Apple Grove Rd | $88,500 | $80,000 | $100,000-$125,000 | $102,000 | $80,000 | $100,000-$125,000 |
| Ottis Dr, Noel Rd, Joe Dunn Rd, Jt Gurley Rd, Burns Brown Rd, Densmore Rd, Arlin Hale Rd, Country Acres Rd, R Ryan Rd, Eargle Rd | $98,000 | $90,000 | $75,000-$100,000 | $122,000 | $100,000 | $125,000-$150,000 |
| Braswell Rd, Hwy 55 E, Holcomb Rd, Elton Dr, Martin Rd, Double S Mtn Rd, Julian Rd, James Fowler Rd, Woodall Loop, Loyd Childers Rd | $139,500 | $120,000 | $125,000-$150,000 | $81,000 | $70,000 | $75,000-$100,000 |
| Pierce Rd, Blue Springs Rd, Fawn Dr, Holmes Drake Rd, Humphers Rd, Bennett Rd, Gravel Ridge Rd, Six Mile Dr, Gladys Rd, Ryan Loop Rd | $96,000 | $80,000 | $100,000-$125,000 | $96,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$160 | $682 |
| Superior Protection Discount | -$84 | $758 |
| Fire & Security Discount | -$67 | $774 |
| Hail Resistant Roof Discount | -$25 | $816 |
| Newly Constructed Home Discount | -$244 | $598 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Morgan County | $2,500 | $1,055 | $3,555 | $767 | $3,267 | $288 |
| Eva, AL | $2,000 | $832 | $2,832 | $604 | $2,604 | $227 |
| Simcoe, AL | $300 | $847 | $1,147 | $616 | $916 | $232 |
| Welti, AL | $2,000 | $1,041 | $3,041 | $757 | $2,757 | $285 |
| Danville, AL | $100 | $806 | $906 | $586 | $686 | $220 |
| Owens Cross Roads, AL | $700 | $1,148 | $1,848 | $834 | $1,534 | $314 |
| Huntsville, AL | $500 | $1,208 | $1,708 | $878 | $1,378 | $330 |
| Oneonta, AL | $2,000 | $847 | $2,847 | $616 | $2,616 | $232 |
| Carlisle-Rockledge, AL | $500 | $907 | $1,407 | $659 | $1,159 | $248 |
| Kimberly, AL | $700 | $1,351 | $2,051 | $982 | $1,682 | $369 |
| Palmerdale, AL | $300 | $936 | $1,236 | $680 | $980 | $256 |
| Skyline, AL | $2,500 | $736 | $3,236 | $535 | $3,035 | $201 |
| Home Insurance Company Eva, AL | Homeowners Insurance Agency Eva, AL | Address | Popularity Score | Distance from Eva (miles) |
|---|---|---|---|---|
| State Farm | Meri Beth Mabry | 712 A Jackson Way Ne, Huntsville, AL, 35801-3503 | 27.6 | |
| State Farm | Chris Humphries | 1853 N Bethel Rd, Decatur, AL, 35603-5420 | 16.2 | |
| Farmers | Gary Gibbs | 220 4th Ave Se, Cullman, AL, 35055 | 14.6 | |
| Farmers | Bruce Payne | 1794 S Bethel Rd Ste B, Decatur, AL, 35603 | 16.1 | |
| Farmers | Rhonda Moore | 12875 Highway 231 431 N, Hazel Green, AL, 35750 | 37.5 | |
| State Farm | Karen Acker | 103 2nd Ave W, Oneonta, AL, 35121-1603 | 31.1 | |
| State Farm | Judy Larson | 2046 Beltline Rd Sw Ste 2, Decatur, AL, 35601-5549 | 23.9 | |
| Travelers | Virgil B Fowler Insurance Agency | 806 2nd Ave Sw, Cullman, AL, 35055 | 15.1 | |
| State Farm | Shirley Quattlebaum | 905 2nd Avenue Sw, Cullman, AL, 35055-4224 | 15.2 | |
| Allstate | Belinda Christopher | 7677 County Rd 91, Rogersville, AL, 35652 | 46.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $780 | $1,670 | $890 |
| Morgan County, AL | $128,200 | $1,068 | $770 | $1,470 | $700 |
| Eva, AL | $102,200 | $842 | $560 | $1,190 | $630 |
| Simcoe, AL | $105,400 | $858 | $580 | $1,180 | $600 |
| Welti, AL | $111,000 | $1,054 | $720 | $1,440 | $720 |
| Danville, AL | $128,200 | $816 | $580 | $1,120 | $540 |
| Owens Cross Roads, AL | $131,000 | $1,162 | $780 | $1,640 | $860 |
| Huntsville, AL | $164,300 | $1,223 | $870 | $1,690 | $820 |
| Oneonta, AL | $139,800 | $857 | $630 | $1,220 | $590 |
| Carlisle-Rockledge, AL | $88,900 | $918 | $670 | $1,310 | $640 |
| Kimberly, AL | $177,300 | $1,367 | $920 | $1,930 | $1,010 |
| Palmerdale, AL | $168,400 | $947 | $690 | $1,310 | $620 |
| Skyline, AL | $64,500 | $745 | $510 | $1,050 | $540 |