Gavop's guide to buying homeowners insurance in York, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| York, OH - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| James Dr, Jacobs, Grand Park Blvd, Roy Ave, Blue Line Dr, Back St, Wend Rd, Twp Hwy 655, Twp Hwy 268, Broad St | $86,500 | $80,000 | $75,000-$100,000 | $62,500 | $60,000 | $50,000-$75,000 |
| Park St, Jacobs Ave, Twp Hwy 252, Hartman Pl, Glen Ebon Rd, Hawks Rd, Twp Hwy 652, Pepper Aly, Twp Hwy 635, Grover St | $70,000 | $60,000 | $50,000-$75,000 | $149,000 | $120,000 | $150,000-$175,000 |
| Edgewood Ct, Cook Dr, Monroe St, Dogwood Ridge Rd, Pine St, Walnut St, Pleasantview Dr, Oak St, Carr Rd, Hillcrest Rd | $56,500 | $50,000 | $25,000-$50,000 | $110,500 | $100,000 | $100,000-$125,000 |
| New Floodwood Rd, 3728 US Forest Rd, Woodlane Dr, Twp Hwy 407, E 2nd St, River Rd, Twp Hwy 1045, N Clinton St, Altamont Dr, College Ave | $85,500 | $80,000 | $75,000-$100,000 | $118,000 | $100,000 | $100,000-$125,000 |
| Farrow St, Doolittle Rd, Della Dr, Hanlin Ave, Whitmore Rd, Graham Dr, Frederick St, Kochis Rd, Fayette St, W Bailey Rd | $84,500 | $80,000 | $75,000-$100,000 | $126,500 | $120,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$61 | $620 |
| Home and Two Car | -$109 | $573 |
| Home and Three Car | -$170 | $511 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Athens County | $1,000 | $640 | $1,640 | $465 | $1,465 | $175 |
| York, OH | $700 | $674 | $1,374 | $490 | $1,190 | $184 |
| Perry County, OH | $500 | $605 | $1,105 | $439 | $939 | $165 |
| Thornville, OH | $1,000 | $768 | $1,768 | $558 | $1,558 | $210 |
| Gratiot, OH | $500 | $617 | $1,117 | $448 | $948 | $168 |
| Andersonville, OH | $1,000 | $729 | $1,729 | $530 | $1,530 | $199 |
| Caldwell, OH | $400 | $552 | $952 | $401 | $801 | $151 |
| Lower Salem, OH | $1,500 | $525 | $2,025 | $381 | $1,881 | $143 |
| Lockbourne, OH | $300 | $612 | $912 | $444 | $744 | $167 |
| Adamsville, OH | $2,000 | $567 | $2,567 | $412 | $2,412 | $155 |
| Dresden, OH | $400 | $567 | $967 | $412 | $812 | $155 |
| Home Insurance Company York, OH | Homeowners Insurance Agency York, OH | Address | Popularity Score | Distance from York (miles) |
|---|---|---|---|---|
| Erie | Newton Insurance Agency Inc. | 1710 Washington Blvd Suite A, Belpre, OH, 45714 | 35.9 | |
| Nationwide | The Weinzierl Agency | 1258 Hill Rd N, Pickerington, OH, 43147-8984 | 44.1 | |
| State Farm | Jim Fox | 121 W 6th Ave, Lancaster, OH, 43130-2587 | 27.9 | |
| Liberty Mutual Independent | Affiliated Insurance Llc | 601 Market St, Zanesville, OH, 43701 | 37.4 | |
| Allstate | Trevis A. Davie | 5310 E Main St Ste 204, Columbus, OH, 43213 | 49.0 | |
| Travelers | Marco Miller Insurance | 5990 E Livingston Ave, Columbus, OH, 43232 | 47.6 | |
| Allstate | Crystal Gooch Smith | 5350 E Livingston Ave Ste 102, Columbus, OH, 43232 | 48.3 | |
| State Farm | Chuck Winderl | 501 Richland Ave, Athens, OH, 45701-3704 | 11.1 | |
| Allstate | Marcus Parker | 2536 Scarborough Square, Columbus, OH, 43232 | 46.9 | |
| State Farm | Camille Gilbert | 958 N Waggoner Rd, Blacklick, OH, 43004-7911 | 49.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $980 | $470 |
| Athens County, OH | $116,500 | $648 | $450 | $910 | $460 |
| York, OH | $71,700 | $682 | $480 | $940 | $460 |
| Perry County, OH | $102,500 | $612 | $410 | $840 | $430 |
| Thornville, OH | $167,200 | $777 | $520 | $1,100 | $580 |
| Gratiot, OH | $100,000 | $624 | $440 | $850 | $410 |
| Andersonville, OH | $147,300 | $738 | $500 | $1,060 | $560 |
| Caldwell, OH | $78,400 | $559 | $410 | $770 | $360 |
| Lower Salem, OH | $70,000 | $531 | $360 | $760 | $400 |
| Lockbourne, OH | $98,300 | $619 | $410 | $890 | $480 |
| Adamsville, OH | $83,000 | $574 | $410 | $800 | $390 |
| Dresden, OH | $83,000 | $574 | $380 | $790 | $410 |