Gavop's guide to buying homeowners insurance in McArdle, NE covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $72,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $188,000 | $170,000 | $150,000-$175,000 |
| 3 Bedroom | $204,500 | $170,000 | $175,000-$200,000 |
| 4 Bedroom | $369,500 | $310,000 | $300,000-$350,000 |
| 5 Bedroom | $385,000 | $310,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $834 |
| Superior Protection Discount | -$98 | $883 |
| Fire & Security Discount | -$78 | $903 |
| Hail Resistant Roof Discount | -$20 | $962 |
| Newly Constructed Home Discount | -$206 | $775 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Douglas County | $700 | $1,178 | $1,878 | $856 | $1,556 | $322 |
| McArdle, NE | $2,000 | $969 | $2,969 | $704 | $2,704 | $265 |
| Chalco, NE | $100 | $863 | $963 | $627 | $727 | $236 |
| Ralston, NE | $2,500 | $842 | $3,342 | $612 | $3,112 | $230 |
| LaPlatte II, NE | $100 | $1,340 | $1,440 | $974 | $1,074 | $366 |
| Plattsmouth, NE | $1,500 | $885 | $2,385 | $643 | $2,143 | $242 |
| Missouri Valley, IA | $100 | $613 | $713 | $445 | $545 | $167 |
| Silver Creek, IA | $1,500 | $932 | $2,432 | $677 | $2,177 | $255 |
| Sidney, IA | $200 | $676 | $876 | $491 | $691 | $185 |
| Blencoe, IA | $2,000 | $503 | $2,503 | $365 | $2,365 | $137 |
| Harlan, IA | $1,500 | $655 | $2,155 | $476 | $1,976 | $179 |
| Home Insurance Company McArdle, NE | Homeowners Insurance Agency McArdle, NE | Address | Popularity Score | Distance from McArdle (miles) |
|---|---|---|---|---|
| State Farm | Tanya Patzner | 2770 S 129th Ave, Omaha, NE, 68144-3730 | 3.4 | |
| State Farm | Sherman Willis | 4915 N 120th St Ste 107, Omaha, NE, 68164-2004 | 2.8 | |
| State Farm | Greta Ritchie | 5106 L St, Omaha, NE, 68117-1330 | 9.0 | |
| Travelers | Accolade Insurance | 7431 Pacific St, Omaha, NE, 68114 | 6.3 | |
| Farmers | Andrew Neal | 13304 W Center Rd Ste 222, Omaha, NE, 68144 | 3.3 | |
| State Farm | Matt Rowe | 4845 N 72nd St, Omaha, NE, 68134-2304 | 6.4 | |
| Farmers | Jack Young | 15606 Elm St Ste 100, Omaha, NE, 68130 | 3.3 | |
| State Farm | Jim Sullivan | 14543 W Center Rd, Omaha, NE, 68144-3276 | 3.1 | |
| Farmers | Carey Dart | 916 N 70th St, Lincoln, NE, 68505 | 40.3 | |
| Allstate | Paul Stuke | 8517 Park Dr, Ralston, NE, 68127 | 7.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $890 | $1,680 | $790 |
| Douglas County, NE | $155,100 | $1,192 | $860 | $1,700 | $840 |
| McArdle, NE | $175,800 | $981 | $670 | $1,360 | $690 |
| Chalco, NE | $144,200 | $873 | $640 | $1,250 | $610 |
| Ralston, NE | $138,600 | $852 | $610 | $1,200 | $590 |
| LaPlatte II, NE | $170,700 | $1,356 | $920 | $1,860 | $940 |
| Plattsmouth, NE | $114,100 | $895 | $640 | $1,280 | $640 |
| Missouri Valley, IA | $81,400 | $620 | $420 | $860 | $440 |
| Silver Creek, IA | $181,700 | $943 | $630 | $1,290 | $660 |
| Sidney, IA | $96,200 | $684 | $500 | $960 | $460 |
| Blencoe, IA | $58,900 | $509 | $370 | $710 | $340 |
| Harlan, IA | $103,600 | $663 | $450 | $950 | $500 |