Gavop tells you how to get the best homeowners insurance in Henry County, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Henry County, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Appletree Cir, Windy Hill Ln, Ramsey Ct, Marie Park Dr, Justice Dr, Fair Oaks Dr, Co Rd 1138, 10th St, Old Liberty Dr, Powell Rd | $167,500 | $160,000 | $150,000-$175,000 | $80,500 | $70,000 | $75,000-$100,000 |
| Fiddlers Green Rd, Antler Trl, Wilson Mill Rd, Carson Dr, Mars Dr, Sherwood Cir, Co Rd 1825, Co Rd 1146, Horseshoe Ln, Co Rd 724 | $111,000 | $90,000 | $100,000-$125,000 | $97,000 | $80,000 | $75,000-$100,000 |
| Dye Plant Rd, Co Rd 1101, Co Rd 780, Cypress Ln, Co Rd 630, Co Rd 1313, Big Buck Rd, Co Rd 1725, Log Manor Rd, Co Rd 882 | $143,500 | $130,000 | $150,000-$175,000 | $114,500 | $100,000 | $100,000-$125,000 |
| Waller Rd, Co Rd 1029, Ferncreek Dr, Gravely Rd, Bonnie Ln, Leisure Trl, Tulip Ln, Co Rd 620, Columbus Dr, Bayberry Dr | $124,500 | $110,000 | $125,000-$150,000 | $84,500 | $70,000 | $75,000-$100,000 |
| Co Rd 779, Craddock Dr, Isaac Ct, Co Rd 617, Sarah Ave, Plantation Rd, Serenity Dr, Alison Dr, Belva Ln, Jeb Stuart Ct | $131,000 | $110,000 | $125,000-$150,000 | $73,500 | $60,000 | $75,000-$100,000 |
| Washburn Dr, Pine Valley Rd, Dees Rd, Cobler Rd, Old Liberty Dr, New Hope Dr, Mayflower Ln, Franklin Hts, Wedgedale Dr, Fisher Dr | $120,500 | $100,000 | $100,000-$125,000 | $85,000 | $70,000 | $75,000-$100,000 |
| Co Rd 976, Covington Ln, Harbour Park Ln, Co Rd 1178, Haynesworth Dr, 2nd St, Co Rd 1171, Essex St, Tensbury Dr, Co Rd 1602 | $93,500 | $80,000 | $100,000-$125,000 | $98,500 | $90,000 | $100,000-$125,000 |
| Clifton Ln, Co Rd 906, Station Dr, Co Rd 761, Sapphire Ct, Co Rd 732, C Ln, College Dr, Graceland Dr, County Rd | $129,000 | $110,000 | $125,000-$150,000 | $113,000 | $110,000 | $100,000-$125,000 |
| Bermuda Dr, Co Rd 1028, Hidden Valley Dr, Co Rd 850, Co Rd 1232, Hidden Forest Dr, Hickory Hill Dr, Browns Ct, Co Rd 1607, Figsboro Rd | $171,000 | $150,000 | $150,000-$175,000 | $98,500 | $80,000 | $100,000-$125,000 |
| Co Rd 775, Co Rd 1745, Antioch Church St, Drapers Park Ln, Creek Rd, Co Rd 683, Oasis Dr, Westwood Ave, Meadowlark Ln, Warf Dr | $183,000 | $160,000 | $200,000-$250,000 | $113,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$183 | $835 |
| Superior Protection Discount | -$102 | $916 |
| Fire & Security Discount | -$102 | $916 |
| Hail Resistant Roof Discount | -$20 | $998 |
| Newly Constructed Home Discount | -$255 | $764 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Henry County | $700 | $1,006 | $1,706 | $731 | $1,431 | $275 |
| Henry County, VA | $2,000 | $1,006 | $3,006 | $731 | $2,731 | $275 |
| Mayo, NC | $400 | $620 | $1,020 | $451 | $851 | $169 |
| Floyd, VA | $1,000 | $872 | $1,872 | $634 | $1,634 | $238 |
| Floyd County, VA | $200 | $632 | $832 | $459 | $659 | $173 |
| Penhook, VA | $700 | $1,646 | $2,346 | $1,196 | $1,896 | $450 |
| Boones Mill, VA | $500 | $764 | $1,264 | $555 | $1,055 | $209 |
| Cana, VA | $700 | $482 | $1,182 | $350 | $1,050 | $132 |
| Dan River, VA | $400 | $901 | $1,301 | $655 | $1,055 | $246 |
| Surry County, NC | $700 | $697 | $1,397 | $506 | $1,206 | $190 |
| Pine Creek, VA | $500 | $690 | $1,190 | $501 | $1,001 | $188 |
| Midway, NC | $1,000 | $720 | $1,720 | $524 | $1,524 | $197 |
| Home Insurance Company Henry County, VA | Homeowners Insurance Agency Henry County, VA | Address | Popularity Score | Distance from Henry County (miles) |
|---|---|---|---|---|
| Travelers | Aaron And Associates | 1115 Franklin Tpke Ste 6, Danville, VA, 24540 | 32.6 | |
| State Farm | Josh Morris | 1451 W Main St, Salem, VA, 24153-3120 | 46.5 | |
| Travelers | Burch-Hodges-Stone Inc | 231 E Church St, Martinsville, VA, 24112 | 7.9 | |
| Erie | Lockman & Associates Inc. | 133 E Market Street, Martinsville, VA, 24112 | 7.6 | |
| Travelers | Fieldale Insurance Agency Inc | 51 Marshall Way, Fieldale, VA, 24089 | 6.0 | |
| Nationwide | Ryan Harris Insurance And Financial Services Inc | 603 Apperson Dr, Salem, VA, 24153-7022 | 45.1 | |
| Travelers | Capital Insurance & Bonding Services Co | 401 Campbell Ave Ste 303, Roanoke, VA, 24016 | 44.9 | |
| Allstate | Stuart L. Thomas | 101 Cleveland Ave Ste 2, Martinsville, VA, 24112 | 7.8 | |
| Travelers | Winstead Insurance Group Llc | 600 W Main St, Danville, VA, 24541 | 31.5 | |
| Nationwide | Mitchell Agency Inc The | 4712 Brambleton Ave, Roanoke, VA, 24018-3403 | 41.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $660 | $1,320 | $660 |
| Henry County, VA | $94,300 | $1,018 | $690 | $1,450 | $760 |
| Henry County, VA | $94,300 | $1,018 | $690 | $1,390 | $700 |
| Mayo, NC | $110,200 | $628 | $430 | $890 | $460 |
| Floyd, VA | $207,000 | $883 | $640 | $1,230 | $590 |
| Floyd County, VA | $153,800 | $639 | $430 | $890 | $460 |
| Penhook, VA | $514,900 | $1,666 | $1,200 | $2,380 | $1,180 |
| Boones Mill, VA | $157,800 | $773 | $550 | $1,090 | $540 |
| Cana, VA | $87,400 | $488 | $350 | $690 | $340 |
| Dan River, VA | $98,200 | $912 | $610 | $1,300 | $690 |
| Surry County, NC | $120,900 | $705 | $510 | $1,010 | $500 |
| Pine Creek, VA | $134,400 | $698 | $470 | $960 | $490 |
| Midway, NC | $154,200 | $729 | $500 | $1,010 | $510 |