Gavop's guide to buying homeowners insurance in Sni-A-Bar, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $57,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $94,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $158,000 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $293,000 | $250,000 | $300,000-$350,000 |
| 5 Bedroom | $376,500 | $300,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$63 | $729 |
| Home and Two Car | -$127 | $666 |
| Home and Three Car | -$182 | $610 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $2,000 | $961 | $2,961 | $698 | $2,698 | $263 |
| Sni-A-Bar, MO | $2,500 | $783 | $3,283 | $569 | $3,069 | $214 |
| Lee's Summit, MO | $300 | $853 | $1,153 | $620 | $920 | $233 |
| Gladstone, MO | $2,500 | $876 | $3,376 | $636 | $3,136 | $239 |
| Northmoor, MO | $500 | $924 | $1,424 | $671 | $1,171 | $252 |
| Lake Quivira, KS | $2,500 | $2,685 | $5,185 | $1,952 | $4,452 | $734 |
| Aubry, KS | $100 | $1,807 | $1,907 | $1,313 | $1,413 | $494 |
| Blairstown, MO | $2,000 | $880 | $2,880 | $640 | $2,640 | $241 |
| Emma, MO | $500 | $917 | $1,417 | $666 | $1,166 | $251 |
| Turney, MO | $2,500 | $834 | $3,334 | $606 | $3,106 | $228 |
| Fields Creek, MO | $100 | $1,072 | $1,172 | $779 | $879 | $293 |
| Home Insurance Company Sni-A-Bar, MO | Homeowners Insurance Agency Sni-A-Bar, MO | Address | Popularity Score | Distance from Sni-A-Bar (miles) |
|---|---|---|---|---|
| Farmers | Brian Owens | 1040 Nw South Outer Rd, Blue Springs, MO, 64015 | 3.2 | |
| Travelers | Leone Knipp Insurance Group Llc | 651 Ne Woods Chapel Rd Ste 101, Lees Summit, MO, 64064 | 8.5 | |
| State Farm | John Hardy | 1201 Nw Jefferson St Ste A, Blue Springs, MO, 64015-6400 | 3.3 | |
| Travelers | Epic Insurance | 4045 Ne Lakewood Way Ste 100, Lees Summit, MO, 64064 | 8.1 | |
| Farmers | John Banks | 1400 Sw Eagles Pkwy, Grain Valley, MO, 64029 | 1.7 | |
| State Farm | Debbie Baker Krough | 6300 Walnut St, Kansas City, MO, 64113-2314 | 19.9 | |
| Travelers | Epic Insurance | 4045 Ne Lakewood Way Ste 100 Lees Summit, Lee's Summit, MO, 64064 | 8.1 | |
| Travelers | Associated Services In Insurance | 1438 Minter Way Grain Valley, Grain Valley, MO, 64029 | 1.7 | |
| State Farm | Clint Osborn | 1208 Sw Us Highway 40, Blue Springs, MO, 64015-4612 | 3.7 | |
| State Farm | Bret Farrar | 6406 E 87th St Ste 103, Kansas City, MO, 64138-2779 | 16.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $730 | $1,530 | $800 |
| Jackson County, MO | $131,500 | $973 | $650 | $1,390 | $740 |
| Sni-A-Bar, MO | $157,300 | $793 | $560 | $1,090 | $530 |
| Lee's Summit, MO | $200,300 | $864 | $620 | $1,200 | $580 |
| Gladstone, MO | $134,700 | $886 | $650 | $1,220 | $570 |
| Northmoor, MO | $96,800 | $935 | $640 | $1,280 | $640 |
| Lake Quivira, KS | $583,300 | $2,718 | $2,120 | $3,670 | $1,550 |
| Aubry, KS | $299,600 | $1,829 | $1,430 | $2,470 | $1,040 |
| Blairstown, MO | $85,000 | $891 | $630 | $1,240 | $610 |
| Emma, MO | $95,000 | $928 | $640 | $1,310 | $670 |
| Turney, MO | $73,100 | $844 | $580 | $1,200 | $620 |
| Fields Creek, MO | $145,800 | $1,085 | $750 | $1,500 | $750 |