Gavop's guide to buying homeowners insurance in Clallam County, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Clallam County, WA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Took-A-Look Ln, N Oak Wood Dr, Jamestown Rd, 8th St, Hatchery Rd, Glenwood St, Miletich Ln, S McGill Ave, Turnagain Pl, Pristine Ln | $403,000 | $350,000 | $400,000-$500,000 | $181,500 | $170,000 | $175,000-$200,000 |
| Onella Rd, Southridge Rd, Spartan Ave, Fogarty Ave, Halfway Creek St, State Hwy 113, S 7th Ave, Ba'adah Village Loop, Motor Ave, Glen Ln | $190,500 | $180,000 | $175,000-$200,000 | $165,000 | $140,000 | $125,000-$150,000 |
| Oakcrest Ave, S L St, Plum Tree Ln, Makah Psge, Montrose Pl, E Coon Dr, Cameron Rd, Ozette Rd, Pine Ave, Prairies End Dr | $161,000 | $150,000 | $150,000-$175,000 | $167,000 | $150,000 | $175,000-$200,000 |
| Bear Valley Rd, Choice Ln, Roberson Rd, Dairy View Ln, E Ocean Breeze Ln, Hawks Way, E 3rd St, Hampton Ct, W 12th St, H St | $322,000 | $260,000 | $350,000-$400,000 | $247,500 | $210,000 | $250,000-$300,000 |
| S Lincoln St, Park Forest Dr, W Palo Verde Loop, N Oxford Way, Blue Ice Ter, S Juma Ct, Edmonson Dr, Twin Firs Pl, N Liberty St, C St SW | $199,500 | $160,000 | $175,000-$200,000 | $208,500 | $170,000 | $200,000-$250,000 |
| Thors Rd, Suncatcher Ct, N Evergreen Dr, Lone Tree Ln, Hunt Rd, Corriea Rd, Erickson Rd, Porter St, S Seamount Dr, Sequim-Dungeness Way | $261,000 | $250,000 | $200,000-$250,000 | $211,500 | $190,000 | $200,000-$250,000 |
| Lorraine Dr, W 8th St, W Hancock Ave, Scrivner Rd, Independence Dr, Graul-Ramapo Rd, Stormy Windy Ln, S Evans Ave, Giles Rd, Port Williams Rd | $359,000 | $320,000 | $300,000-$350,000 | $299,500 | $240,000 | $250,000-$300,000 |
| Iverson Rd, Kendall Rd, S Laurel St, Amethyst Dr, Vorhies Way, Farnsworth Pl, Sherburne Rd, Yentna Ln, Robert Pl W, Kemp St | $279,500 | $260,000 | $300,000-$350,000 | $126,000 | $110,000 | $125,000-$150,000 |
| E Hidden Way, Olympus Ave, Atwood Pl, Cormorant Dr, Converse Way, S Francis St, Louella Ridge Dr, Cemetery Rd, W Robert Pl, Grant Ave | $447,500 | $370,000 | $400,000-$500,000 | $261,500 | $230,000 | $250,000-$300,000 |
| Juniper Ln, W 8th St, McCarver Rd, Grouse Glen Rd, Percival Rd, Madeline St, Atterberry Rd, State Hwy 117, Miller Rd, Makah Bay Dr | $240,000 | $210,000 | $250,000-$300,000 | $173,000 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $592 |
| Superior Protection Discount | -$64 | $649 |
| Fire & Security Discount | -$64 | $649 |
| Hail Resistant Roof Discount | -$14 | $699 |
| Newly Constructed Home Discount | -$207 | $506 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clallam County | $700 | $704 | $1,404 | $512 | $1,212 | $192 |
| Clallam County, WA | $1,500 | $704 | $2,204 | $512 | $2,012 | $192 |
| Forks, WA | $200 | $581 | $781 | $422 | $622 | $159 |
| Jefferson County, WA | $1,000 | $691 | $1,691 | $502 | $1,502 | $189 |
| Clallam Bay-Neah Bay, WA | $500 | $552 | $1,052 | $401 | $901 | $151 |
| Agnew-Carlsborg, WA | $2,000 | $637 | $2,637 | $463 | $2,463 | $174 |
| Bell Hill, WA | $100 | $1,249 | $1,349 | $908 | $1,008 | $341 |
| San Juan Island, WA | $2,000 | $801 | $2,801 | $582 | $2,582 | $219 |
| San Juan County, WA | $400 | $841 | $1,241 | $611 | $1,011 | $230 |
| Quilcene Bay-Brinnon, WA | $400 | $714 | $1,114 | $519 | $919 | $195 |
| Home Insurance Company Clallam County, WA | Homeowners Insurance Agency Clallam County, WA | Address | Popularity Score | Distance from Clallam County (miles) |
|---|---|---|---|---|
| Farmers | Tammy Cotton | 535 Market St Ste B, Friday Harbor, WA, 98250 | 49.4 | |
| Allstate | Matt Elwood | 707 E Front St, Port Angeles, WA, 98362 | 21.7 | |
| Travelers | M M Fryer & Sons Insurance Inc | 603 E Front St Port Angeles, Port Angeles, WA, 98362 | 21.6 | |
| Travelers | M M Fryer & Sons Insurance Inc | 603 East Front St, Port Angeles, WA, 98362 | 21.6 | |
| Travelers | Gellor Insurance Inc | 214 E 1st St Port Angeles, Port Angeles, WA, 98362 | 21.2 | |
| State Farm | Jon Jack | 350 W Washington St, Sequim, WA, 98382 | 36.2 | |
| Farmers | Dana Husser | 3430 E Highway 101 Ste 33, Port Angeles, WA, 98362 | 24.5 | |
| Liberty Mutual Independent | Safe Harbor Insurance | 772 Mullis St, Friday Harbor, WA, 98250 | 49.3 | |
| Travelers | Gellor Insurance Inc | 214 E 1st St, Port Angeles, WA, 98362 | 21.3 | |
| Allstate | Craig Brown | 522 S Lincoln St, Port Angeles, WA, 98362 | 21.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $570 | $1,150 | $580 |
| Clallam County, WA | $227,400 | $713 | $510 | $990 | $480 |
| Clallam County, WA | $227,400 | $713 | $520 | $1,010 | $490 |
| Forks, WA | $155,700 | $588 | $390 | $810 | $420 |
| Jefferson County, WA | $304,000 | $700 | $500 | $970 | $470 |
| Clallam Bay-Neah Bay, WA | $118,500 | $559 | $380 | $770 | $390 |
| Agnew-Carlsborg, WA | $254,000 | $645 | $460 | $890 | $430 |
| Bell Hill, WA | $468,500 | $1,264 | $870 | $1,810 | $940 |
| San Juan Island, WA | $437,200 | $811 | $560 | $1,120 | $560 |
| San Juan County, WA | $452,300 | $851 | $590 | $1,210 | $620 |
| Quilcene Bay-Brinnon, WA | $217,400 | $723 | $490 | $1,030 | $540 |