Gavop tells you how to get the best homeowners insurance in Shafter, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $117,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $127,000 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $256,500 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $340,500 | $280,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$199 | $848 |
| Superior Protection Discount | -$94 | $952 |
| Fire & Security Discount | -$73 | $973 |
| Hail Resistant Roof Discount | -$21 | $1,025 |
| Newly Constructed Home Discount | -$220 | $827 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,319 |
| Hail Damage | $4,900 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,051 |
| Home Insurance Company Shafter, CA | Homeowners Insurance Agency Shafter, CA | Address | Popularity Score | Distance from Shafter (miles) |
|---|---|---|---|---|
| Travelers | Omega Financial And Insurance Services | 400 H St, Bakersfield, CA, 93304 | 16.5 | |
| Allstate | Evan Evans | 3939 Bernard St Ste 4, Bakersfield, CA, 93306 | 19.2 | |
| State Farm | George Farah | 4300 Stine Rd Ste 609, Bakersfield, CA, 93313-2354 | 17.1 | |
| State Farm | Tom Wright | 837 N Main St, Porterville, CA, 93257-1650 | 42.7 | |
| State Farm | John Cooper | 1400 Easton Dr Ste 127, Bakersfield, CA, 93309-9405 | 15.1 | |
| Travelers | Clifford & Bradford Insurance Agency | 1515 20th St, Bakersfield, CA, 93301 | 16.0 | |
| Travelers | Wm K Lyons Agency Inc | 2100 F St Ste 200, Bakersfield, CA, 93301 | 15.8 | |
| Farmers | Luis Solorzano | 6300 White Ln Ste E, Bakersfield, CA, 93309 | 16.3 | |
| State Farm | Mike Brazzell | 3721 Columbus St, Bakersfield, CA, 93306-2719 | 18.8 | |
| Farmers | Scott Eckberg | 5401 Business Park S Ste 105, Bakersfield, CA, 93309 | 14.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Kern County, CA | $190,600 | $620 | $460 | $840 | $380 |
| Shafter, CA | $165,400 | $1,046 | $770 | $1,420 | $650 |
| West Kern, CA | $143,400 | $575 | $430 | $780 | $350 |
| Taft Heights, CA | $123,600 | $545 | $400 | $740 | $340 |
| Mettler, CA | $137,500 | $567 | $420 | $770 | $350 |
| Woodville, CA | $89,900 | $484 | $360 | $660 | $300 |
| Stallion Springs, CA | $269,600 | $749 | $550 | $1,020 | $470 |
| Pine Mountain Club, CA | $193,600 | $643 | $480 | $870 | $390 |
| East Tulare Villa, CA | $124,100 | $546 | $400 | $740 | $340 |
| Golden Hills, CA | $229,200 | $642 | $470 | $870 | $400 |