Gavop shows you how to buy homeowners insurance in Chancellor, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $96,500 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $178,000 | $140,000 | $175,000-$200,000 |
| 3 Bedroom | $295,000 | $260,000 | $300,000-$350,000 |
| 4 Bedroom | $429,000 | $390,000 | $400,000-$500,000 |
| 5 Bedroom | $701,000 | $580,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $689 |
| Superior Protection Discount | -$74 | $746 |
| Fire & Security Discount | -$82 | $738 |
| Hail Resistant Roof Discount | -$16 | $803 |
| Newly Constructed Home Discount | -$189 | $631 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Spotsylvania County | $2,000 | $913 | $2,913 | $664 | $2,664 | $250 |
| Chancellor, VA | $2,000 | $810 | $2,810 | $589 | $2,589 | $221 |
| Nokesville, VA | $300 | $1,285 | $1,585 | $934 | $1,234 | $351 |
| Buckhall, VA | $2,500 | $915 | $3,415 | $665 | $3,165 | $250 |
| Rappahannock County, VA | $200 | $907 | $1,107 | $659 | $859 | $248 |
| Columbia, VA | $1,500 | $882 | $2,382 | $641 | $2,141 | $241 |
| Greenbriar, VA | $300 | $1,028 | $1,328 | $747 | $1,047 | $281 |
| Wyndham, VA | $1,500 | $983 | $2,483 | $715 | $2,215 | $269 |
| Floris, VA | $500 | $1,079 | $1,579 | $784 | $1,284 | $295 |
| Hollymead, VA | $700 | $826 | $1,526 | $600 | $1,300 | $226 |
| Central Garage, VA | $500 | $877 | $1,377 | $638 | $1,138 | $240 |
| Apple Mountain Lake, VA | $1,000 | $877 | $1,877 | $638 | $1,638 | $240 |
| Home Insurance Company Chancellor, VA | Homeowners Insurance Agency Chancellor, VA | Address | Popularity Score | Distance from Chancellor (miles) |
|---|---|---|---|---|
| Travelers | Clarke & Sampson Inc | 228 S Washington St, Ste 200, Alexandria, VA, 22314 | 46.9 | |
| Travelers | American Insurances Agency | 103 Westwood Office Park, Fredericksburg, VA, 22401 | 8.6 | |
| Allstate | Alice Miller | 568 Waterloo Rd Ste 104, Warrenton, VA, 20186 | 29.1 | |
| State Farm | Michael C Smith | 2789 Jeff Davis Hwy Ste 109, Stafford, VA, 22554-1742 | 16.5 | |
| State Farm | Michael Garcia | 2809 Columbia Pike, Arlington, VA, 22204-4411 | 48.6 | |
| Travelers | Gengler Agency Services | 3826 Jefferson Davis Hgwy, Fredericksburg, VA, 22408 | 9.1 | |
| Travelers | A C & S Financial Services Inc | 7615 Staples Mill Rd Richmond, Henrico, VA, 23228 | 48.7 | |
| State Farm | Rodney Bowen | 9216 Quioccasin Rd, Richmond, VA, 23229-5426 | 49.0 | |
| State Farm | Cliff Galyen | 4534 Plank Rd Ste A, Fredericksbrg, VA, 22407-0136 | 6.4 | |
| State Farm | Buster Nelson | 10740 Courthouse Rd Ste D, Fredericksbrg, VA, 22408-1601 | 9.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $660 | $1,310 | $650 |
| Spotsylvania County, VA | $265,600 | $924 | $660 | $1,310 | $650 |
| Chancellor, VA | $276,900 | $820 | $570 | $1,170 | $600 |
| Nokesville, VA | $430,700 | $1,301 | $880 | $1,850 | $970 |
| Buckhall, VA | $431,200 | $926 | $670 | $1,270 | $600 |
| Rappahannock County, VA | $358,600 | $918 | $620 | $1,270 | $650 |
| Columbia, VA | $213,400 | $893 | $630 | $1,280 | $650 |
| Greenbriar, VA | $465,000 | $1,040 | $700 | $1,490 | $790 |
| Wyndham, VA | $486,200 | $995 | $730 | $1,400 | $670 |
| Floris, VA | $668,500 | $1,092 | $750 | $1,500 | $750 |
| Hollymead, VA | $293,100 | $836 | $570 | $1,150 | $580 |
| Central Garage, VA | $210,100 | $888 | $590 | $1,220 | $630 |
| Apple Mountain Lake, VA | $210,200 | $888 | $590 | $1,230 | $640 |