Gavop shows you how to buy homeowners insurance in Swansboro, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $150,500 | $130,000 | $175,000-$200,000 |
| 3 Bedroom | $239,500 | $230,000 | $250,000-$300,000 |
| 4 Bedroom | $319,000 | $300,000 | $300,000-$350,000 |
| 5 Bedroom | $542,500 | $500,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $607 |
| Superior Protection Discount | -$72 | $650 |
| Fire & Security Discount | -$65 | $657 |
| Hail Resistant Roof Discount | -$22 | $701 |
| Newly Constructed Home Discount | -$144 | $578 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Onslow County | $1,000 | $833 | $1,833 | $605 | $1,605 | $228 |
| Swansboro, NC | $700 | $714 | $1,414 | $519 | $1,219 | $195 |
| Indian Beach, NC | $400 | $1,396 | $1,796 | $1,015 | $1,415 | $382 |
| Pine Knoll Shores, NC | $2,500 | $1,515 | $4,015 | $1,101 | $3,601 | $414 |
| Trent Woods, NC | $400 | $1,078 | $1,478 | $783 | $1,183 | $295 |
| Holly, NC | $1,000 | $700 | $1,700 | $508 | $1,508 | $191 |
| Oriental, NC | $500 | $1,252 | $1,752 | $910 | $1,410 | $342 |
| Island Creek, NC | $1,500 | $640 | $2,140 | $465 | $1,965 | $175 |
| Wrightsville Beach, NC | $100 | $729 | $829 | $529 | $629 | $199 |
| Skippers Corner, NC | $1,000 | $1,033 | $2,033 | $751 | $1,751 | $282 |
| Cape Fear, NC | $300 | $753 | $1,053 | $547 | $847 | $206 |
| Home Insurance Company Swansboro, NC | Homeowners Insurance Agency Swansboro, NC | Address | Popularity Score | Distance from Swansboro (miles) |
|---|---|---|---|---|
| Travelers | Sia Group | 827 Gum Branch Rd, Jacksonville, NC, 28540 | 15.7 | |
| Liberty Mutual Independent | Conway & Co. Insurers | 2914 N Herritage St, Kinston, NC, 28501 | 49.3 | |
| Allstate | Mark Bailey | 1014 Henderson Dr, Jacksonville, NC, 28540 | 16.9 | |
| Allstate | Edward Mullis | 5370 Hwy 70 W Ste F, Morehead City, NC, 28557 | 20.0 | |
| Nationwide | Ashlie Fortune Insurance | 445 Western Blvd Ste H, Jacksonville, NC, 28546-6852 | 14.8 | |
| State Farm | David Hull | 1218 Country Clb Rd, Jacksonville, NC, 28546-6808 | 14.5 | |
| Travelers | Preferred Choice Insurance | 616 New Bridge St, Jacksonville, NC, 28540 | 15.9 | |
| Allstate | Tammy Fry | 638 W Corbett Ave, Swansboro, NC, 28584 | 2.5 | |
| State Farm | Dick Lewis | 5317 E Hwy 70 West, Morehead City, NC, 28557-4509 | 20.1 | |
| State Farm | Judy Jones | 704-H Plaza Blvd, Kinston, NC, 28501-1567 | 49.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,260 | $660 |
| Onslow County, NC | $154,400 | $843 | $600 | $1,170 | $570 |
| Swansboro, NC | $152,300 | $722 | $520 | $1,030 | $510 |
| Indian Beach, NC | $330,400 | $1,413 | $1,000 | $1,990 | $990 |
| Pine Knoll Shores, NC | $364,200 | $1,533 | $1,040 | $2,190 | $1,150 |
| Trent Woods, NC | $220,700 | $1,091 | $770 | $1,540 | $770 |
| Holly, NC | $116,900 | $708 | $470 | $1,010 | $540 |
| Oriental, NC | $282,300 | $1,267 | $900 | $1,790 | $890 |
| Island Creek, NC | $114,500 | $647 | $460 | $890 | $430 |
| Wrightsville Beach, NC | $759,700 | $737 | $520 | $1,050 | $530 |
| Skippers Corner, NC | $206,000 | $1,046 | $710 | $1,500 | $790 |
| Cape Fear, NC | $164,700 | $762 | $540 | $1,090 | $550 |