How Can I Make My Swansboro, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Swansboro, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Swansboro, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $58,000 $50,000 $25,000-$50,000
2 Bedroom $150,500 $130,000 $175,000-$200,000
3 Bedroom $239,500 $230,000 $250,000-$300,000
4 Bedroom $319,000 $300,000 $300,000-$350,000
5 Bedroom $542,500 $500,000 $600,000-$700,000

Bundle your Swansboro, NC Auto & Home Insurance from the Same Company | Back to Top

Swansboro, NC Car Insurance Swansboro, NC Home Insurance
Details Mini, Cooper Countryman S 5 Beds, 3 Baths, 1890 Square Feet worth $200500
Insurance Rates Individually $1,205.82 $3840
Savings from buying both from the same company $1,614.66

Choose the Right Deductible for your Swansboro, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $200 $620 $820 $530 $730 $90
Onslow County, NC $1,000 $730 $1,230 $620 $1,620 $-390
Swansboro, NC $700 $700 $1,200 $580 $1,280 $-80
Indian Beach, NC $400 $1,390 $1,790 $1,210 $1,610 $180
Pine Knoll Shores, NC $2,500 $1,290 $1,790 $1,120 $3,620 $-1,830
Trent Woods, NC $400 $1,170 $1,570 $970 $1,370 $200
Holly, NC $1,000 $490 $990 $410 $1,410 $-420
Oriental, NC $500 $1,250 $1,750 $1,040 $1,540 $210
Island Creek, NC $1,500 $560 $1,060 $490 $1,990 $-930
Wrightsville Beach, NC $100 $1,730 $1,830 $1,420 $1,520 $310
Skippers Corner, NC $1,000 $750 $1,250 $620 $1,620 $-370
Cape Fear, NC $300 $860 $1,160 $710 $1,010 $150

Identify Top Home Insurance Agents near Swansboro, NC | Back to Top

Home Insurance Company Swansboro, NC Homeowners Insurance Agency Swansboro, NC Address Popularity Score Distance from Swansboro (miles)
Travelers Sia Group 827 Gum Branch Rd, Jacksonville, NC, 28540
15.7
Liberty Mutual Independent Conway & Co. Insurers 2914 N Herritage St, Kinston, NC, 28501
49.3
Allstate Mark Bailey 1014 Henderson Dr, Jacksonville, NC, 28540
16.9
Allstate Edward Mullis 5370 Hwy 70 W Ste F, Morehead City, NC, 28557
20.0
Nationwide Ashlie Fortune Insurance 445 Western Blvd Ste H, Jacksonville, NC, 28546-6852
14.8
State Farm David Hull 1218 Country Clb Rd, Jacksonville, NC, 28546-6808
14.5
Travelers Preferred Choice Insurance 616 New Bridge St, Jacksonville, NC, 28540
15.9
Allstate Tammy Fry 638 W Corbett Ave, Swansboro, NC, 28584
2.5
State Farm Dick Lewis 5317 E Hwy 70 West, Morehead City, NC, 28557-4509
20.1
State Farm Judy Jones 704-H Plaza Blvd, Kinston, NC, 28501-1567
49.0

Compare Rates for Swansboro, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $660 $470 $930 $460
Onslow County, NC $149,900 $690 $470 $960 $490
Swansboro, NC $160,500 $790 $580 $1,130 $550
Indian Beach, NC $412,900 $1,320 $880 $1,890 $1,010
Pine Knoll Shores, NC $412,800 $1,730 $1,180 $2,400 $1,220
Trent Woods, NC $231,500 $1,340 $910 $1,840 $930
Holly, NC $101,900 $550 $390 $760 $370
Oriental, NC $341,400 $1,670 $1,120 $2,390 $1,270
Island Creek, NC $105,400 $560 $410 $800 $390
Wrightsville Beach, NC $911,700 $2,370 $1,710 $3,340 $1,630
Skippers Corner, NC $183,000 $1,020 $730 $1,440 $710
Cape Fear, NC $168,400 $910 $620 $1,250 $630