Gavop tells you how to get the best homeowners insurance in Shelby, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Shelby, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Dockery Dr, Old Gaffney Rd, Hardwick Dr, Cedar Circle Dr, State Rd 1412, State Rd 1220, Cedar Creek Rd, Crestland Dr, Jabez Ln, State Rd 2064 | $104,500 | $90,000 | $100,000-$125,000 | $108,000 | $90,000 | $100,000-$125,000 |
| State Rd 2338, Whetstine Rd, Amesbury Dr, State Rd 1159, Vintage Woods Ct, Wilson Cornwell Rd, Sam Smith Dr, Red Tail Ln, Irvin St, State Rd 1112 | $124,000 | $100,000 | $125,000-$150,000 | $80,500 | $70,000 | $50,000-$75,000 |
| State Rd 2531, Cole Dr, Edison St, Alpha Dr, State Rd 1834, Cyrus Ln, Cowboy Up Trl, Royal Dr, State Rd 2376, China Ave | $108,000 | $100,000 | $100,000-$125,000 | $132,000 | $110,000 | $100,000-$125,000 |
| Rosecrest Dr, Bethlehem Rd, Pine St, State Rd 1248, Dyer Ct, Tiffany Ln, Skycrest Ave, State Rd 2525, State Rd 1106, Harris St | $172,500 | $150,000 | $200,000-$250,000 | $119,500 | $100,000 | $125,000-$150,000 |
| Webb Dr, Atlantic Ave, Newton St, Crosby Dr, State Rd 1924, State Rd 1287, Christopher Rd, Twin Chimney Rd, Bernard Dr, Fenway Dr | $111,500 | $90,000 | $100,000-$125,000 | $81,000 | $70,000 | $50,000-$75,000 |
| Bytha Way, Stanton Dr, Reece Rd, State Rd 1923, Willow Ln, Garrett Dr, Phillips St, State Rd 2242, McGowan Rd, Emerald Ln | $126,000 | $120,000 | $100,000-$125,000 | $116,000 | $110,000 | $100,000-$125,000 |
| Lakehurst St, Terry Dr, Monford St, Legrand St, Cinnabar St, State Rd 1114, Justice Pl, Perry St, Milsap Rd, State Rd 1350 | $118,500 | $100,000 | $125,000-$150,000 | $79,000 | $70,000 | $75,000-$100,000 |
| Kim Dr, Three Lakes Rd, Carlos St, Maple Valley Dr, Kings Rd, Southern Dr, Lillco Dr, State Rd 1255, State Rd 1938, Carriage Ct N | $125,500 | $110,000 | $125,000-$150,000 | $126,000 | $110,000 | $100,000-$125,000 |
| Morrison St, Wilmouth St, State Rd 1839, State Rd 1827, Ladell Ln, Simpson Park Rd, Eaves Rd, Artee Rd, Walkers Ridge Dr, Horace Grigg Cir | $104,500 | $90,000 | $75,000-$100,000 | $90,000 | $80,000 | $100,000-$125,000 |
| Springmont St, State Rd 2430, Martin St, Main St, Sandra Nettie St, Curtis Rd, Edwards St, Allison Dr, Jackson St, Taylor Rd | $111,000 | $100,000 | $125,000-$150,000 | $113,000 | $100,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $533 |
| Superior Protection Discount | -$59 | $599 |
| Fire & Security Discount | -$53 | $606 |
| Hail Resistant Roof Discount | -$20 | $639 |
| Newly Constructed Home Discount | -$165 | $494 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cleveland County | $1,000 | $649 | $1,649 | $472 | $1,472 | $177 |
| Shelby, NC | $2,000 | $651 | $2,651 | $473 | $2,473 | $178 |
| Grover, NC | $100 | $629 | $729 | $457 | $557 | $172 |
| Cherryville, NC | $1,500 | $643 | $2,143 | $467 | $1,967 | $176 |
| Macedonia, SC | $200 | $669 | $869 | $486 | $686 | $183 |
| Stanley, NC | $700 | $796 | $1,496 | $579 | $1,279 | $218 |
| Fingerville, SC | $300 | $739 | $1,039 | $537 | $837 | $202 |
| Saxon, SC | $1,000 | $275 | $1,275 | $200 | $1,200 | $75 |
| Glenwood, NC | $400 | $677 | $1,077 | $492 | $892 | $185 |
| Conover, NC | $1,000 | $694 | $1,694 | $504 | $1,504 | $190 |
| Pineville, NC | $100 | $807 | $907 | $586 | $686 | $220 |
| Lesslie, SC | $700 | $1,055 | $1,755 | $767 | $1,467 | $288 |
| Home Insurance Company Shelby, NC | Homeowners Insurance Agency Shelby, NC | Address | Popularity Score | Distance from Shelby (miles) |
|---|---|---|---|---|
| State Farm | Jessica Ross | 7903 Providence Rd Ste 170, Charlotte, NC, 28277-9745 | 45.1 | |
| Travelers | Pegram & Noyes | 4317 A Wilkinson Blvd, Gastonia, NC, 28056 | 24.8 | |
| Nationwide | William Viviano | 7008 E Wt Harris Blvd Suite 16, Charlotte, NC, 28215 | 46.3 | |
| Travelers | Pegram Mitchell Insurance Agency | 4456-B The Plaza, Charlotte, NC, 28215 | 43.1 | |
| Travelers | Parsons Insurance Group Inc | 2204 W Franklin Blvd, Gastonia, NC, 28052 | 18.2 | |
| State Farm | Darrick Embry | 8124 S Tryon St Unit A3, Charlotte, NC, 28273-3379 | 36.0 | |
| Allstate | Lindsay Nelson | 2903 Audrey Dr, Gastonia, NC, 28054 | 23.1 | |
| Travelers | Pegram Mitchell Insurance Agency | 106 B W Arrowood Road, Charlotte, NC, 28217 | 38.2 | |
| Liberty Mutual Independent | Ecm Solutions | 4000 Park Rd, Charlotte, NC, 28209 | 39.8 | |
| Allstate | Stephanie Washington | 4801 E Indep Blvd Ste 903, Charlotte, NC, 28212 | 45.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,220 | $610 |
| Cleveland County, NC | $110,500 | $657 | $440 | $930 | $490 |
| Shelby, NC | $117,000 | $658 | $480 | $930 | $450 |
| Grover, NC | $102,600 | $637 | $460 | $900 | $440 |
| Cherryville, NC | $115,300 | $651 | $450 | $900 | $450 |
| Macedonia, SC | $105,500 | $677 | $460 | $930 | $470 |
| Stanley, NC | $139,000 | $806 | $550 | $1,140 | $590 |
| Fingerville, SC | $131,300 | $748 | $550 | $1,070 | $520 |
| Saxon, SC | $47,600 | $278 | $200 | $390 | $190 |
| Glenwood, NC | $112,100 | $685 | $500 | $940 | $440 |
| Conover, NC | $146,100 | $702 | $480 | $980 | $500 |
| Pineville, NC | $183,100 | $816 | $600 | $1,130 | $530 |
| Lesslie, SC | $163,700 | $1,068 | $780 | $1,460 | $680 |