Gavop's guide to buying homeowners insurance in Logan County, WV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $91,500 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $117,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $175,500 | $140,000 | $175,000-$200,000 |
| 5 Bedroom | $328,000 | $310,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$92 | $522 |
| Superior Protection Discount | -$61 | $553 |
| Fire & Security Discount | -$43 | $571 |
| Hail Resistant Roof Discount | -$12 | $602 |
| Newly Constructed Home Discount | -$154 | $461 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Logan County | $700 | $607 | $1,307 | $441 | $1,141 | $166 |
| Logan County, WV | $2,000 | $607 | $2,607 | $441 | $2,441 | $166 |
| Accoville, WV | $100 | $626 | $726 | $455 | $555 | $171 |
| Gilbert, WV | $1,000 | $629 | $1,629 | $457 | $1,457 | $172 |
| Martin County, KY | $400 | $576 | $976 | $419 | $819 | $157 |
| St. Albans, WV | $2,000 | $663 | $2,663 | $482 | $2,482 | $181 |
| Nitro, WV | $400 | $632 | $1,032 | $459 | $859 | $173 |
| Beckley, WV | $700 | $671 | $1,371 | $487 | $1,187 | $183 |
| Stanaford, WV | $100 | $592 | $692 | $430 | $530 | $162 |
| Hellier, KY | $2,500 | $551 | $3,051 | $401 | $2,901 | $151 |
| Haysi, VA | $400 | $392 | $792 | $285 | $685 | $107 |
| Home Insurance Company Logan County, WV | Homeowners Insurance Agency Logan County, WV | Address | Popularity Score | Distance from Logan County (miles) |
|---|---|---|---|---|
| Erie | Bray & Oakley Insurance Agency Inc | 213 Main St, Logan, WV, 25601 | 3.0 | |
| State Farm | Kenny Jeffrey | 120 N Bridge St, Man, WV, 25635-1229 | 7.2 | |
| Allstate | Liz Underwood | 133 Prosperity Ln, Logan, WV, 25601 | 3.2 | |
| Nationwide | Kellie Wooten-Willis | 103 Dingess St, Logan, WV, 25601-3603 | 3.1 | |
| Erie | Ron Ward Insurance | 66 1/2 2nd Avenue, Logan, WV, 25601 | 3.9 | |
| State Farm | Roy Blankenship | 4440 5th St Road (Rt 152), Huntington, WV, 25701 | 46.9 | |
| State Farm | Scott Whorton | 4801 Mccorkle Ave Se, Charleston, WV, 25304-1948 | 39.1 | |
| State Farm | Jac Clutter | 63 Water St # B, Logan, WV, 25601-3600 | 3.3 | |
| State Farm | Mike Richards | 302 Main St, Madison, WV, 25130-1222 | 17.5 | |
| Allstate | Anne Underwood | Smoot Ave, Danville, WV, 25053 | 18.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $480 | $1,020 | $540 |
| Logan County, WV | $85,800 | $614 | $420 | $880 | $460 |
| Logan County, WV | $85,800 | $614 | $420 | $880 | $460 |
| Accoville, WV | $86,000 | $634 | $440 | $880 | $440 |
| Gilbert, WV | $86,700 | $637 | $430 | $870 | $440 |
| Martin County, KY | $65,500 | $583 | $430 | $800 | $370 |
| St. Albans, WV | $111,900 | $671 | $480 | $930 | $450 |
| Nitro, WV | $101,400 | $640 | $440 | $890 | $450 |
| Beckley, WV | $114,300 | $679 | $460 | $970 | $510 |
| Stanaford, WV | $76,700 | $599 | $410 | $850 | $440 |
| Hellier, KY | $52,900 | $558 | $400 | $800 | $400 |
| Haysi, VA | $71,700 | $397 | $270 | $560 | $290 |