Gavop tells you how to get the best homeowners insurance in Hartwell, GA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Hartwell, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Old Sardis Dr, Linda Dr, Little Powder Bag Rd, Oakland St, Council St, Ricefield Rd, Friendship Rd, Lake Front Rd, Westwood Cir, Lewis Rd | $137,000 | $120,000 | $150,000-$175,000 | $127,500 | $120,000 | $125,000-$150,000 |
| McCurry Rd, Mewborn Rd, Cherokee Ridge Rd, Joyce Dr, Sunset Cir, Glendale Dr, Lack Way, Gordon St, Nancy Dr, S Forest Ave | $126,500 | $110,000 | $125,000-$150,000 | $109,500 | $90,000 | $100,000-$125,000 |
| Harts Mill Rd, S Jackson St, Co Rd 43, S Carter St, Harper Dr, Cedar St, Springdale Dr, Lee St, Cheek Ln, Hardy St Exd | $103,500 | $100,000 | $75,000-$100,000 | $72,500 | $60,000 | $50,000-$75,000 |
| Reynolds St, Rellim Way, Martin Norman Pl, Bode Weaver Rd, Memory Ln, Nenoc Ln, Carlton Dr, Sylvester Dr, Campbell Dr, Fishermans Cove | $134,500 | $110,000 | $125,000-$150,000 | $108,000 | $90,000 | $125,000-$150,000 |
| Sunnybrook Ct, Old Hwy 29, Maple St, Tefel West Dr, Center of the World Rd, Chandler St, Watsalden Rd, N Webb St, Bo Hill Estate, Ridgewood Dr | $150,500 | $130,000 | $150,000-$175,000 | $107,500 | $100,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $580 |
| Superior Protection Discount | -$72 | $645 |
| Fire & Security Discount | -$50 | $666 |
| Hail Resistant Roof Discount | -$14 | $702 |
| Newly Constructed Home Discount | -$186 | $530 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,344 |
| Hail Damage | $4,524 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $15,884 |
| Home Insurance Company Hartwell, GA | Homeowners Insurance Agency Hartwell, GA | Address | Popularity Score | Distance from Hartwell (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Jack Bradley Agency | 138 Market Corners Dr, Cornelia, GA, 30531 | 39.1 | |
| State Farm | Jason Riner | 321 N Broad St Ste A, Winder, GA, 30680-2156 | 50.0 | |
| State Farm | Holly Thomason | 369 W Howell St, Hartwell, GA, 30643-1197 | 3.8 | |
| Allstate | Jonathan C Milford | 1237 S Elm St, Commerce, GA, 30529 | 31.8 | |
| State Farm | Steve Denman | 47 Greensboro Hwy, Watkinsville, GA, 30677-2515 | 42.0 | |
| Allstate | Griggs Ficklen Ins | 110 E Robert Toombs Ave, Washington, GA, 30673 | 40.6 | |
| Travelers | Richardson Insurance Llc | 30 Chechero St Ste 2, Clayton, GA, 30525 | 48.1 | |
| Travelers | Bynum Insurance Agency | 151 Hiawassee St, Clayton, GA, 30525 | 48.4 | |
| State Farm | Chris Thomas | 1011 Stonebridge Pkwy Ste 104, Watkinsville, GA, 30677-6011 | 42.5 | |
| Travelers | David E Jennings Agency Llc | 1020 Barber Creek Dr Ste 312, Watkinsville, GA, 30677 | 42.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $730 | $1,400 | $670 |
| Hart County, GA | $131,200 | $759 | $550 | $1,050 | $500 |
| Hartwell, GA | $120,300 | $717 | $510 | $980 | $470 |
| Coldwater, GA | $83,900 | $649 | $470 | $890 | $420 |
| Franklin Springs, GA | $132,800 | $910 | $660 | $1,300 | $640 |
| Broad River, GA | $133,300 | $913 | $670 | $1,290 | $620 |
| Lake Secession, SC | $207,700 | $1,267 | $910 | $1,750 | $840 |
| Martin, GA | $67,000 | $533 | $370 | $760 | $390 |
| Westminster, SC | $117,100 | $675 | $460 | $930 | $470 |
| Liberty, SC | $104,200 | $670 | $480 | $960 | $480 |
| Powdersville-Piedmont, SC | $177,200 | $1,133 | $800 | $1,610 | $810 |
| Salem, SC | $222,500 | $942 | $680 | $1,300 | $620 |
| Mossy Creek, GA | $139,000 | $787 | $570 | $1,120 | $550 |