Gavop's guide to buying homeowners insurance in Sioux County, ND covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $90,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $87,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $129,500 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $249,000 | $230,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$56 | $639 |
| Home and Two Car | -$111 | $584 |
| Home and Three Car | -$174 | $521 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sioux County | $1,000 | $686 | $1,686 | $499 | $1,499 | $188 |
| Sioux County, ND | $2,500 | $686 | $3,186 | $499 | $2,999 | $188 |
| Pollock, SD | $300 | $565 | $865 | $411 | $711 | $154 |
| West Corson, SD | $2,500 | $765 | $3,265 | $556 | $3,056 | $209 |
| Lincoln-Fort Rice, ND | $100 | $1,680 | $1,780 | $1,221 | $1,321 | $459 |
| New Leipzig, ND | $2,000 | $727 | $2,727 | $528 | $2,528 | $199 |
| Morton, ND | $400 | $1,587 | $1,987 | $1,153 | $1,553 | $434 |
| Home Insurance Company Sioux County, ND | Homeowners Insurance Agency Sioux County, ND | Address | Popularity Score | Distance from Sioux County (miles) |
|---|---|---|---|---|
| Farmers | Melissa Hammond | 4120 Memorial Hwy, Mandan, ND, 58554 | 49.6 | |
| State Farm | Roberta Storm | 116 S Hannifin St, Bismarck, ND, 58504-5312 | 49.5 | |
| State Farm | Renae Haug | 712 E Bowen Ave, Bismarck, ND, 58504-5626 | 49.5 | |
| Farmers | Lyndon Mertz | 433 E Bismarck Expy Ste 4, Bismarck, ND, 58504 | 49.0 | |
| Travelers | Vaaler Insurance Inc | 1000 Tacoma Ave Ste 100, Bismarck, ND, 58504 | 48.3 | |
| Travelers | Grant Morton Insurance Agency Inc | 202 Main St, Carson, ND, 58529 | 32.9 | |
| Travelers | Vaaler Insurance Inc | 1000 Tacoma Ave, Bismarck, ND, 58504 | 48.3 | |
| Liberty Mutual Independent | American Insurance Inc | 401 N 4th St, Bismarck, ND, 58501 | 49.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Dakota | $174,100 | $1,147 | $770 | $1,640 | $870 |
| Sioux County, ND | $76,300 | $695 | $500 | $990 | $490 |
| Sioux County, ND | $76,300 | $695 | $470 | $990 | $520 |
| Pollock, SD | $37,100 | $572 | $390 | $810 | $420 |
| West Corson, SD | $90,000 | $774 | $560 | $1,060 | $500 |
| Lincoln-Fort Rice, ND | $362,400 | $1,700 | $1,220 | $2,330 | $1,110 |
| New Leipzig, ND | $74,200 | $736 | $530 | $1,050 | $520 |
| Morton, ND | $333,300 | $1,606 | $1,170 | $2,260 | $1,090 |