Gavop's guide to buying homeowners insurance in Strasburg, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Strasburg, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Aden Dr, Lineburg Ln, State Rte 55, Mineral St, Chester St, Franklin St, E King St, Waverly Dr, Mumaw Rd, Tracy Dr | $191,500 | $160,000 | $200,000-$250,000 | $98,000 | $80,000 | $75,000-$100,000 |
| Newman St, Borden Mowery Dr, Frontier Fort la, Aileen Ave, N Massanutten St, Breckenridge Ct, Wise Ave, Company House Ln, Nature's Way Ln, State Rte 635 | $213,500 | $200,000 | $200,000-$250,000 | $139,000 | $110,000 | $125,000-$150,000 |
| Beacon St, Koy Ct, Hollis Cir, Fravel Park, Orchard St, Jenkins Ln, State Rte 825, State Rte 786, Laurie Dr, Lee St | $233,000 | $220,000 | $250,000-$300,000 | $155,000 | $140,000 | $125,000-$150,000 |
| Clary Rd, State Rte 643, Bowman Mill Rd, Branch St, Thompson St, Old Factory Rd, Funk Rd, Stickley St, Tumbling Run Ln, Dellinger Dr | $278,500 | $220,000 | $300,000-$350,000 | $194,000 | $180,000 | $175,000-$200,000 |
| E Maphis St, North St, Greenleaf Rd, Ash St, W Washington St, Orndorff Rd, Racey Ln, Spiker Ln, Pine Grove Rd, Burgess St | $132,000 | $120,000 | $125,000-$150,000 | $168,000 | $150,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $623 |
| Superior Protection Discount | -$72 | $652 |
| Fire & Security Discount | -$80 | $645 |
| Hail Resistant Roof Discount | -$14 | $710 |
| Newly Constructed Home Discount | -$203 | $522 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,295 |
| Hail Damage | $4,618 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,222 |
| Home Insurance Company Strasburg, VA | Homeowners Insurance Agency Strasburg, VA | Address | Popularity Score | Distance from Strasburg (miles) |
|---|---|---|---|---|
| Erie | Sp Insurance Agency Inc. | 14526 Lee Road Suite 100, Chantilly, VA, 20151 | 48.8 | |
| Travelers | Freeman & Sherburne Inc | 7440 Heritage Village Plz Ste 101, Gainesville, VA, 20155 | 42.1 | |
| State Farm | Brenda Parsons | 113 E King St, Strasburg, VA, 22657-2238 | 1.0 | |
| Allstate | Ian Jobson | 228 Elizabeth Dr, Stephens City, VA, 22655 | 9.8 | |
| Travelers | Sonrise Insurance Agency | 377 Fairfax Pike Ste 3, Stephens City, VA, 22655 | 9.6 | |
| Travelers | Haun Magruder, Inc. | 214 North Main Street, Woodstock, VA, 22664 | 11.5 | |
| Allstate | Jeff Shi | 10916 Bulloch Dr, Manassas, VA, 20109 | 46.2 | |
| State Farm | Bill Powers | 135 N Royal Ave, Front Royal, VA, 22630-2663 | 9.6 | |
| State Farm | Pete Smith | 44050 Ashbrn Shpg Plz Ste 175, Ashburn, VA, 20147-7916 | 46.9 | |
| State Farm | Al Nasiri | 8704 Sudley Rd, Manassas, VA, 20110-4405 | 49.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,360 | $680 |
| Shenandoah County, VA | $204,000 | $852 | $610 | $1,170 | $560 |
| Strasburg, VA | $195,900 | $725 | $490 | $990 | $500 |
| Opequon, VA | $222,900 | $763 | $550 | $1,050 | $500 |
| Shenandoah, WV | $162,900 | $723 | $510 | $1,010 | $500 |
| Purcellville, VA | $435,400 | $939 | $670 | $1,340 | $670 |
| Catalpa, VA | $210,500 | $747 | $510 | $1,030 | $520 |
| Linton Hall, VA | $423,200 | $904 | $660 | $1,280 | $620 |
| Catlett, VA | $270,300 | $969 | $660 | $1,380 | $720 |
| Stanardsville, VA | $206,100 | $740 | $530 | $1,060 | $530 |
| Downsville, MD | $276,000 | $961 | $760 | $1,210 | $450 |
| Big Spring, MD | $129,900 | $688 | $540 | $870 | $330 |