Gavop's guide to buying homeowners insurance in Brookland, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $178,000 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $133,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $215,000 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $265,500 | $220,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $621 |
| Superior Protection Discount | -$76 | $681 |
| Fire & Security Discount | -$68 | $689 |
| Hail Resistant Roof Discount | -$23 | $734 |
| Newly Constructed Home Discount | -$167 | $590 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Henrico County | $2,000 | $863 | $2,863 | $627 | $2,627 | $236 |
| Brookland, VA | $2,500 | $748 | $3,248 | $543 | $3,043 | $204 |
| Mechanicsville, VA | $300 | $873 | $1,173 | $634 | $934 | $238 |
| Montrose, VA | $2,500 | $591 | $3,091 | $429 | $2,929 | $161 |
| Henrico County, VA | $400 | $863 | $1,263 | $627 | $1,027 | $236 |
| Chesterfield County, VA | $2,500 | $863 | $3,363 | $627 | $3,127 | $236 |
| Goochland County, VA | $300 | $863 | $1,163 | $627 | $927 | $236 |
| Mattaponi, VA | $2,500 | $868 | $3,368 | $631 | $3,131 | $237 |
| Bland, VA | $300 | $726 | $1,026 | $528 | $828 | $198 |
| Tappahannock, VA | $2,500 | $862 | $3,362 | $626 | $3,126 | $235 |
| George Washington, VA | $300 | $815 | $1,115 | $592 | $892 | $223 |
| King George, VA | $2,500 | $949 | $3,449 | $690 | $3,190 | $259 |
| Home Insurance Company Brookland, VA | Homeowners Insurance Agency Brookland, VA | Address | Popularity Score | Distance from Brookland (miles) |
|---|---|---|---|---|
| Erie | Sada Insurance Agency Inc. | 13615 Genito Road Suite 2d, Midlothian, VA, 23112 | 15.3 | |
| Erie | Diversity Insurance Agency Llc | 6002 W Broad Street Suite 201, Richmond, VA, 23230 | 3.5 | |
| Travelers | Boyette Insurance Agency Inc | 7615 Staples Mill Road, Henrico, VA, 23228 | 1.8 | |
| Erie | Classic Insurance Services Llc | 4880 Sadler Road Suite 110, Glen Allen, VA, 23060 | 3.8 | |
| Allstate | Linwood Heath | 15 N Thompson St, Richmond, VA, 23221 | 6.1 | |
| Nationwide | Dave Duong | 3904 Springfield Rd, Glen Allen, VA, 23060 | 2.5 | |
| Erie | Layton Insurance Llc | 8527 Mayland Drive Suite 105, Richmond, VA, 23294 | 2.3 | |
| Allstate | David Akers | 4001 Springfield Rd, Glen Allen, VA, 23060 | 2.5 | |
| State Farm | Rodney Bowen | 9216 Quioccasin Rd, Richmond, VA, 23229-5426 | 4.2 | |
| Travelers | Client First Financial Services Inc | 6767 Forest Hill Ave Ste 120, Richmond, VA, 23225 | 7.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $660 | $1,360 | $700 |
| Henrico County, VA | $223,900 | $874 | $620 | $1,210 | $590 |
| Brookland, VA | $217,900 | $757 | $510 | $1,050 | $540 |
| Mechanicsville, VA | $231,400 | $883 | $610 | $1,210 | $600 |
| Montrose, VA | $120,000 | $598 | $440 | $830 | $390 |
| Henrico County, VA | $223,900 | $874 | $640 | $1,200 | $560 |
| Chesterfield County, VA | $224,200 | $874 | $620 | $1,250 | $630 |
| Goochland County, VA | $327,700 | $874 | $630 | $1,240 | $610 |
| Mattaponi, VA | $204,900 | $879 | $620 | $1,240 | $620 |
| Bland, VA | $202,500 | $735 | $490 | $1,040 | $550 |
| Tappahannock, VA | $201,100 | $872 | $600 | $1,230 | $630 |
| George Washington, VA | $282,000 | $825 | $570 | $1,130 | $560 |
| King George, VA | $263,700 | $961 | $700 | $1,370 | $670 |