Gavop's guide to buying homeowners insurance in Fife, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $93,000 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $264,000 | $220,000 | $250,000-$300,000 |
| 3 Bedroom | $368,000 | $330,000 | $400,000-$500,000 |
| 4 Bedroom | $366,500 | $300,000 | $400,000-$500,000 |
| 5 Bedroom | $458,000 | $410,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $569 |
| Superior Protection Discount | -$63 | $639 |
| Fire & Security Discount | -$70 | $632 |
| Hail Resistant Roof Discount | -$21 | $681 |
| Newly Constructed Home Discount | -$169 | $534 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pierce County | $2,500 | $738 | $3,238 | $536 | $3,036 | $202 |
| Fife, WA | $1,000 | $694 | $1,694 | $504 | $1,504 | $190 |
| Sumner, WA | $200 | $632 | $832 | $460 | $660 | $173 |
| Algona, WA | $2,000 | $695 | $2,695 | $505 | $2,505 | $190 |
| Federal Way-Auburn, WA | $200 | $773 | $973 | $561 | $761 | $211 |
| SeaTac, WA | $2,500 | $648 | $3,148 | $471 | $2,971 | $177 |
| Maple Valley, WA | $100 | $749 | $849 | $544 | $644 | $205 |
| Stansberry Lake, WA | $1,000 | $685 | $1,685 | $498 | $1,498 | $187 |
| Key Center, WA | $500 | $782 | $1,282 | $569 | $1,069 | $214 |
| Kenmore, WA | $2,000 | $907 | $2,907 | $659 | $2,659 | $248 |
| Lake Forest Park, WA | $500 | $961 | $1,461 | $698 | $1,198 | $263 |
| Everett, WA | $700 | $790 | $1,490 | $574 | $1,274 | $216 |
| Home Insurance Company Fife, WA | Homeowners Insurance Agency Fife, WA | Address | Popularity Score | Distance from Fife (miles) |
|---|---|---|---|---|
| Travelers | South Sound Insurance Inc | 402 E Main St Ste 110, Auburn, WA, 98002 | 8.0 | |
| State Farm | Scott Hubert | One East Main St, Auburn, WA, 98002 | 7.8 | |
| State Farm | Renee Graves | 19948 S Prairie Rd E, Bonney Lake, WA, 98391-7901 | 9.9 | |
| State Farm | Scott Stoddard | 11922 98th Ave Ne, Kirkland, WA, 98034-4211 | 33.5 | |
| State Farm | Julia Johnson | 31817 Gateway Center Blvd S, Federal Way, WA, 98003-5616 | 6.3 | |
| Liberty Mutual | Lisa Minerich | 14900 Interurban Ave. South Ste 142, Tukwila, WA, 98168 | 17.0 | |
| Liberty Mutual | Patti Kim | 14900 Interurban Ave. South Ste 142, Tukwila, WA, 98168 | 17.0 | |
| Liberty Mutual Independent | Sprague Israel Giles | 1501 4th Ave Ste 730, Seattle, WA, 98101 | 26.2 | |
| State Farm | David Lo | 12705 Renton Ave S, Seattle, WA, 98178-4847 | 18.6 | |
| Allstate | Rallie Jamero Iii | 17521 15th Ave Ne Ste C, Shoreline, WA, 98155 | 36.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $590 | $1,110 | $520 |
| Pierce County, WA | $255,800 | $747 | $550 | $1,030 | $480 |
| Fife, WA | $243,200 | $702 | $480 | $1,000 | $520 |
| Sumner, WA | $249,100 | $640 | $470 | $900 | $430 |
| Algona, WA | $202,100 | $703 | $510 | $980 | $470 |
| Federal Way-Auburn, WA | $265,400 | $782 | $570 | $1,110 | $540 |
| SeaTac, WA | $264,500 | $656 | $440 | $930 | $490 |
| Maple Valley, WA | $345,900 | $758 | $520 | $1,050 | $530 |
| Stansberry Lake, WA | $194,900 | $693 | $470 | $990 | $520 |
| Key Center, WA | $273,600 | $792 | $570 | $1,090 | $520 |
| Kenmore, WA | $474,500 | $918 | $670 | $1,280 | $610 |
| Lake Forest Park, WA | $506,600 | $973 | $690 | $1,340 | $650 |
| Everett, WA | $297,700 | $799 | $550 | $1,130 | $580 |