Gavop tells you how to get the best homeowners insurance in Barton, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $83,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $89,500 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $162,500 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $107,500 | $90,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$154 | $806 |
| Superior Protection Discount | -$86 | $874 |
| Fire & Security Discount | -$77 | $883 |
| Hail Resistant Roof Discount | -$29 | $931 |
| Newly Constructed Home Discount | -$278 | $682 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,834 |
| Hail Damage | $5,211 |
| Wind Damage | $10,316 |
| Expensive Claims | |
| Fire | $35,329 |
| Accidental Discharge/Leakage | $8,366 |
| Optional Coverage Losses | $8,650 |
| Home Insurance Company Barton, NY | Homeowners Insurance Agency Barton, NY | Address | Popularity Score | Distance from Barton (miles) |
|---|---|---|---|---|
| Allstate | Nancy A. Murphy | 966 Pennsylvania Ave, Elmira, NY, 14904 | 16.1 | |
| Travelers | W J Farmer Insurance Agency Llc | 106c John St, Horseheads, NY, 14845 | 17.6 | |
| Travelers | Kolcun Insurance Agency Inc | 144 North Jensen Rd, Vestal, NY, 13850 | 25.9 | |
| State Farm | Buffie Arhbal | 444 Front St Ste 1, Owego, NY, 13827-1625 | 12.9 | |
| Allstate | Aaron Lounsbury | 82 North Ave, Owego, NY, 13827 | 12.3 | |
| Nationwide | Gary K Freed | 115 E Main St, Endicott, NY, 13760 | 22.4 | |
| Allstate | Frost-Klossner-Swan | 14 N Main St 14 N Main St Newark Valley, Newark Valley, NY, 13811 | 19.1 | |
| Nationwide | Terry S. Strauss | 103 Southside Drive Route 434, Owego, NY, 13827-1700 | 13.2 | |
| Allstate | Carl Vallely | 2483 Corning Rd, Elmira, NY, 14903 | 17.8 | |
| Travelers | Bailey Place Insurance | 2428 N Triphammer Road, Ithaca, NY, 14850 | 28.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,590 | $760 |
| Tioga County, NY | $113,000 | $1,215 | $890 | $1,660 | $770 |
| Barton, NY | $95,000 | $960 | $700 | $1,330 | $630 |
| Waverly, NY | $89,400 | $590 | $410 | $840 | $430 |
| Greens Landing, PA | $84,800 | $555 | $390 | $790 | $400 |
| Herrick, PA | $178,300 | $760 | $540 | $1,060 | $520 |
| Johnson City, NY | $85,800 | $960 | $700 | $1,330 | $630 |
| Rutland, PA | $171,700 | $747 | $520 | $1,030 | $510 |
| Barker, NY | $109,500 | $595 | $400 | $820 | $420 |
| Lindley, NY | $102,600 | $592 | $430 | $840 | $410 |
| Bradford, NY | $81,900 | $592 | $400 | $850 | $450 |
| Smithville, NY | $98,500 | $591 | $400 | $850 | $450 |
| Deerfield, PA | $128,100 | $660 | $460 | $910 | $450 |