Gavop's guide to buying homeowners insurance in Mount Olive, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Mount Olive, NJ - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Anderson Pl, Wolfe Rd, Jameson Pl, Kern Dr, Stratford Dr, Chestnut Way, International Dr, St Johns Rd, Fells Ln, Sovereign Dr | $437,000 | $400,000 | $500,000-$600,000 | $221,000 | $200,000 | $200,000-$250,000 |
| Duffy Rd, Blair Dr, Skylands Blvd, Clearwater Rd, Rose Ln, Johnson Ave, Donna Ln, Whispering Woods Dr, David Pl, International Dr S | $396,500 | $330,000 | $350,000-$400,000 | $408,500 | $350,000 | $350,000-$400,000 |
| Cassedy Rd, Foothill Ave, Kent Ct, Louis Dr, Fieldcrest Dr, Powhatatan Way, Oakland Dr, Jeffery Ct, Outlook Ave, Carson Rd | $368,000 | $300,000 | $300,000-$350,000 | $229,500 | $180,000 | $200,000-$250,000 |
| Foothill Rd, Christopher Ct, Pocahontas Pl, Sherman Pl, Flanders Netcong Rd, Elias Dr, Grover St, Bartley Rd, Ashley Dr, Elizabeth Ln | $614,000 | $500,000 | $500,000-$600,000 | $329,000 | $300,000 | $350,000-$400,000 |
| Mill Rd, Janice Dr, Netcong Flanders Rd, Collingswood Pl, Williams St, Oxford Rd, Paper St, Wallman Way, Ringenbach Ln, Waterloo Rd | $645,000 | $520,000 | $600,000-$700,000 | $189,000 | $160,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $691 |
| Superior Protection Discount | -$82 | $740 |
| Fire & Security Discount | -$74 | $749 |
| Hail Resistant Roof Discount | -$16 | $806 |
| Newly Constructed Home Discount | -$181 | $642 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Morris County | $700 | $1,279 | $1,979 | $929 | $1,629 | $349 |
| Mount Olive, NJ | $2,500 | $813 | $3,313 | $591 | $3,091 | $222 |
| Panther Valley, NJ | $200 | $906 | $1,106 | $658 | $858 | $248 |
| Denville, NJ | $2,500 | $881 | $3,381 | $640 | $3,140 | $241 |
| Bethlehem, NJ | $200 | $1,251 | $1,451 | $909 | $1,109 | $342 |
| Warren, NJ | $2,500 | $1,152 | $3,652 | $837 | $3,337 | $315 |
| Raritan, NJ | $500 | $966 | $1,466 | $702 | $1,202 | $264 |
| Nazareth, PA | $1,500 | $693 | $2,193 | $503 | $2,003 | $189 |
| Unionville, NY | $200 | $780 | $980 | $567 | $767 | $213 |
| Florida, NY | $700 | $980 | $1,680 | $712 | $1,412 | $268 |
| Orangetown, NY | $200 | $1,559 | $1,759 | $1,133 | $1,333 | $426 |
| Buchanan, NY | $2,500 | $1,732 | $4,232 | $1,259 | $3,759 | $473 |
| Home Insurance Company Mount Olive, NJ | Homeowners Insurance Agency Mount Olive, NJ | Address | Popularity Score | Distance from Mount Olive (miles) |
|---|---|---|---|---|
| Travelers | The Insurance Outfit | 32 Collis Lane Ste D Front, Chester, NJ, 7930 | 5.8 | |
| Travelers | Beatty & Associates Llc | 1 Kings Rd, Madison, NJ, 7940 | 18.5 | |
| State Farm | Jim Malay | 915 County Road 517, Hackettstown, NJ, 07840-4683 | 4.3 | |
| Farmers | Lenny Zaytsev | 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 | 15.5 | |
| Travelers | Benson Thomson Agency Inc | 15 North Morris Street, Dover, NJ, 7801 | 9.8 | |
| Farmers | Jayme Vinas | 110 4th St, Plainfield, NJ, 7061 | 24.1 | |
| Farmers | Diane Gipson | 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 | 15.5 | |
| Travelers | Aloha Agency Inc | 331 Shaler Blvd, Ridgefield, NJ, 7657 | 38.7 | |
| Travelers | Coastal Financial Group Inc | 150 River Rd Ste E-3, Montville, NJ, 7045 | 19.6 | |
| State Farm | John Dominianni | 615 Franklin Turnpike, Ridgewood, NJ, 07450-1927 | 34.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,550 | $760 |
| Morris County, NJ | $438,100 | $1,294 | $930 | $1,820 | $890 |
| Mount Olive, NJ | $354,300 | $823 | $590 | $1,180 | $590 |
| Panther Valley, NJ | $232,600 | $917 | $650 | $1,270 | $620 |
| Denville, NJ | $388,400 | $892 | $620 | $1,220 | $600 |
| Bethlehem, NJ | $392,200 | $1,266 | $850 | $1,790 | $940 |
| Warren, NJ | $750,000 | $1,166 | $790 | $1,670 | $880 |
| Raritan, NJ | $422,800 | $978 | $700 | $1,350 | $650 |
| Nazareth, PA | $175,400 | $701 | $500 | $990 | $490 |
| Unionville, NY | $206,100 | $789 | $540 | $1,110 | $570 |
| Florida, NY | $257,800 | $992 | $660 | $1,380 | $720 |
| Orangetown, NY | $472,800 | $1,577 | $1,120 | $2,260 | $1,140 |
| Buchanan, NY | $390,800 | $1,753 | $1,280 | $2,490 | $1,210 |