Gavop's guide to buying homeowners insurance in Homeacre-Lyndora, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $103,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $121,500 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $113,000 | $110,000 | $75,000-$100,000 |
| 5 Bedroom | $341,000 | $310,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $536 |
| Superior Protection Discount | -$60 | $603 |
| Fire & Security Discount | -$46 | $616 |
| Hail Resistant Roof Discount | -$13 | $649 |
| Newly Constructed Home Discount | -$146 | $516 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Butler County | $2,500 | $748 | $3,248 | $544 | $3,044 | $205 |
| Homeacre-Lyndora, PA | $700 | $654 | $1,354 | $475 | $1,175 | $179 |
| Ellwood City, PA | $300 | $723 | $1,023 | $526 | $826 | $198 |
| Rimersburg, PA | $2,500 | $535 | $3,035 | $388 | $2,888 | $146 |
| New Castle Northwest, PA | $300 | $615 | $915 | $447 | $747 | $168 |
| Chippewa, PA | $1,000 | $684 | $1,684 | $497 | $1,497 | $187 |
| Crescent, PA | $500 | $667 | $1,167 | $485 | $985 | $182 |
| Saltsburg, PA | $200 | $595 | $795 | $432 | $632 | $163 |
| Clark, PA | $700 | $713 | $1,413 | $518 | $1,218 | $195 |
| Hendersonville, PA | $100 | $611 | $711 | $444 | $544 | $167 |
| Vienna, OH | $1,000 | $690 | $1,690 | $501 | $1,501 | $188 |
| Home Insurance Company Homeacre-Lyndora, PA | Homeowners Insurance Agency Homeacre-Lyndora, PA | Address | Popularity Score | Distance from Homeacre-Lyndora (miles) |
|---|---|---|---|---|
| Erie | Stevenson Insurance Associates Llc | 662 N Main Street, Greensburg, PA, 15601 | 43.2 | |
| State Farm | Tim Reges Jr | 340 N Mckean St, Butler, PA, 16001-4940 | 1.5 | |
| State Farm | George Perinis | 1807 Lincoln Way, White Oak, PA, 15131-1717 | 36.9 | |
| State Farm | Chrissy Forster | 602 Evans City Road Suite 102, Butler, PA, 16001-8728 | 2.9 | |
| Allstate | Aaron Buhl | 4204 E Ewalt Rd, Gibsonia, PA, 15044 | 17.1 | |
| State Farm | Gwen Sciullo | 122 Point Plz, Butler, PA, 16001-2540 | 0.4 | |
| Farmers | Western Pa Insured Professionals | 665 Evans City Rd, Butler, PA, 16001 | 3.3 | |
| Erie | Minich Insurance Agency Llc | 230 Mercer Street, Butler, PA, 16001 | 0.9 | |
| Allstate | Independent Associates Of Pa | 1252 W Sunbury Rd Po Box 250, West Sunbury, PA, 16061 | 9.0 | |
| State Farm | Bob Lowry | 1803 N Main St Ext, Butler, PA, 16001-1483 | 2.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $530 | $1,060 | $530 |
| Butler County, PA | $190,000 | $758 | $520 | $1,050 | $530 |
| Homeacre-Lyndora, PA | $153,500 | $662 | $450 | $910 | $460 |
| Ellwood City, PA | $86,700 | $732 | $510 | $1,040 | $530 |
| Rimersburg, PA | $79,700 | $541 | $370 | $750 | $380 |
| New Castle Northwest, PA | $111,400 | $622 | $430 | $860 | $430 |
| Chippewa, PA | $170,200 | $692 | $510 | $960 | $450 |
| Crescent, PA | $135,200 | $675 | $480 | $970 | $490 |
| Saltsburg, PA | $102,800 | $602 | $410 | $820 | $410 |
| Clark, PA | $158,500 | $722 | $520 | $1,030 | $510 |
| Hendersonville, PA | $109,600 | $618 | $420 | $880 | $460 |
| Vienna, OH | $129,000 | $698 | $500 | $980 | $480 |